Hammond, IN

Credit Repair & Financial Services in Hammond

Review 5 credit repair companies, personal lenders, and financial services in Hammond, Indiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Indiana avg credit score: 703 Median income: $67,173 Poverty rate: 11.4% Payday loans: Legal Indiana overview →

Featured Provider Profiles in Hammond

5 companies
5 Star Car Title Loans logo

5 Star Car Title Loans

Hammond, IN's 5 Star Car Title Loans at 6119 Calumet Ave offers title-loan profile details to residents researching short-term cash access.

BBB: NR

Profile signals: Vehicle owners with urgent expense research who have equity in a paid-off or nearly paid-off car, Borrowers with poor credit who may not meet traditional personal-loan criteria

Advance America logo

Advance America

Hammond, IN's Advance America at 1301 E 165th Street provides payday and title-loan profile details for short-term cash research.

BBB: NR

Profile signals: Consumers with sudden emergencies (car repairs, medical bills, utility shutoffs) requiring cash within 24 hours, Unbanked or underbanked customers without access to credit cards or traditional bank loans

EZPAWN logo

EZPAWN

Hammond, IN's EZPAWN pawn shop on Indianapolis Blvd offers short-term cash access loans and buy-sell-trade services for jewelry and electronics.

BBB: NR

Profile signals: Individuals researching short-term cash access ($100-$1000s) who own valuable items and can verify redemption terms within the loan term, People with poor or no credit history who may not meet traditional personal-loan or credit-product criteria

Hammond Super Pawn logo

Hammond Super Pawn

Family-owned pawn shop in Hammond, IN offering collateral-based loans, gold and jewelry buying, and repair services. Founded in the 1950s by Wayne Cohen's father.

BBB: NR

Profile signals: Customers needing short-term cash against jewelry, watches, or electronics with eligibility claims to verify, Gold and diamond sellers seeking competitive buyout prices without eBay listing delays

Northwest Indiana Reinvestment Alliance logo

Northwest Indiana Reinvestment Alliance

HUD-certified non-profit providing free financial counseling, homebuyer education, and foreclosure prevention services to Northwest Indiana residents since 1989.

BBB: NR

Profile signals: Northwest Indiana first-time homebuyers preparing for mortgage pre-qualification and purchase, Homeowners facing foreclosure seeking HUD-certified loss mitigation and prevention counseling

Emergency Cash in Hammond

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5 Star Car Title Loans logo

5 Star Car Title Loans

Hammond, IN's 5 Star Car Title Loans at 6119 Calumet Ave offers title-loan profile details to residents researching short-term cash access.

BBB: NR

Profile signals: Vehicle owners with urgent expense research who have equity in a paid-off or nearly paid-off car, Borrowers with poor credit who may not meet traditional personal-loan criteria

Advance America logo

Advance America

Hammond, IN's Advance America at 1301 E 165th Street provides payday and title-loan profile details for short-term cash research.

BBB: NR

Profile signals: Consumers with sudden emergencies (car repairs, medical bills, utility shutoffs) requiring cash within 24 hours, Unbanked or underbanked customers without access to credit cards or traditional bank loans

Pawn Shops in Hammond

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EZPAWN logo

EZPAWN

Hammond, IN's EZPAWN pawn shop on Indianapolis Blvd offers short-term cash access loans and buy-sell-trade services for jewelry and electronics.

BBB: NR

Profile signals: Individuals researching short-term cash access ($100-$1000s) who own valuable items and can verify redemption terms within the loan term, People with poor or no credit history who may not meet traditional personal-loan or credit-product criteria

Hammond Super Pawn logo

Hammond Super Pawn

Family-owned pawn shop in Hammond, IN offering collateral-based loans, gold and jewelry buying, and repair services. Founded in the 1950s by Wayne Cohen's father.

BBB: NR

Profile signals: Customers needing short-term cash against jewelry, watches, or electronics with eligibility claims to verify, Gold and diamond sellers seeking competitive buyout prices without eBay listing delays

Free Help in Hammond

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Northwest Indiana Reinvestment Alliance logo

Northwest Indiana Reinvestment Alliance

HUD-certified non-profit providing free financial counseling, homebuyer education, and foreclosure prevention services to Northwest Indiana residents since 1989.

BBB: NR

Profile signals: Northwest Indiana first-time homebuyers preparing for mortgage pre-qualification and purchase, Homeowners facing foreclosure seeking HUD-certified loss mitigation and prevention counseling

Your Rights in Indiana

Indiana Consumer Protections: Indiana allows payday lending with a $605 cap and tiered fee structure. A statewide database prevents excessive borrowing. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the DFI or the Attorney General's Consumer Protection Division.

Interest Rate Cap: Indiana usury cap: 36% for first $2,000 (small loans); payday loans capped at $605 with tiered fees.

Key Regulations:
  • Payday loans capped at $605 with tiered fee structure: 15% on first $250, 13% on $251-$400, 10% on $401-$605.
  • Borrowers may have up to two payday loans simultaneously but not from the same lender.
  • A statewide database tracks all payday loans.
  • The Uniform Consumer Credit Code provides broad consumer lending protections.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Indiana Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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