Compare 9 credit repair companies, personal lenders, and financial services in Grand Rapids, Michigan. All independently reviewed with BBB ratings and pricing.
Michigan-based FDIC-insured bank offering checking, savings, mortgages, auto loans, and business banking with a focus on community lending and customer service.
Best for: Michigan residents seeking personalized community banking relationships, Small to medium business owners needing SBA-backed financing and strategic partnership
Michigan-based bank offering personal and business banking solutions including checking, savings, credit cards, student loans, and business lending with a focus on personalized service.
Best for: Michigan residents and businesses seeking personalized, community-focused banking relationships, Families with teenagers who want fee-free youth accounts with parental controls and financial education
Northpointe Bank is a mortgage lender offering home purchase, refinance, and personal banking services with local loan advisors and personalized support.
Best for: Homebuyers and refinancers seeking local relationship-based mortgage origination with in-person advisor support, Customers who value integrated banking services and prefer a single financial institution for mortgages and personal accounts
Union Bank is an FDIC-insured financial institution offering checking, savings, CDs, mortgages, home equity loans, and treasury management services with nationwide ATM access through MoneyPass.
Best for: Consumers seeking surcharge-free ATM access through a large nationwide network, Business owners needing treasury management and cash flow optimization services
United Bank of Michigan is a regional bank offering personal and business checking, savings, CDs, credit cards, mortgages, and wealth management services across Michigan with FDIC insurance.
Best for: West Michigan residents seeking a community-focused bank with local branch access and personal service, Small to mid-sized business owners looking for dedicated business banking solutions
501(c)(3) nonprofit providing income-based home repairs, accessibility modifications, and financial counseling to vulnerable Kent County homeowners since 1979.
Best for: Lower-income homeowners in Kent County facing foreclosure who need financial counseling and stability resources, Vulnerable homeowners seeking free educational workshops to learn DIY home maintenance and repair skills
501(c)(3) nonprofit providing income-based home repairs, accessibility modifications, and financial counseling to vulnerable Kent County homeowners since 1979.
Best for: Lower-income homeowners in Kent County facing foreclosure who need financial counseling and stability resources, Vulnerable homeowners seeking free educational workshops to learn DIY home maintenance and repair skills
Michigan's oldest non-profit affordable housing provider offering emergency shelter, rental assistance, homeownership education, and housing counseling to low-income families.
Best for: First-time homebuyers in West Michigan seeking education and matched savings assistance, Low-income families seeking affordable rental housing in Grand Rapids area
Non-profit organization providing free employment, housing, education, and health services to help individuals achieve self-sufficiency and economic independence in West Michigan.
Best for: Job seekers in Greater Grand Rapids and West Michigan needing employment assistance and career development, Renters and homeowners seeking housing counseling and community development support
MSU Extension provides free financial and housing education through certified counselors, webinars, and self-paced resources to Michigan residents seeking money management and homeownership guidance.
Best for: Michigan homebuyers seeking free education on mortgage processes and home purchase preparation, Homeowners facing foreclosure exploring options to keep, sell, or manage their properties
Michigan-based FDIC-insured bank offering checking, savings, mortgages, auto loans, and business banking with a focus on community lending and customer service.
Best for: Michigan residents seeking personalized community banking relationships, Small to medium business owners needing SBA-backed financing and strategic partnership
Michigan-based bank offering personal and business banking solutions including checking, savings, credit cards, student loans, and business lending with a focus on personalized service.
Best for: Michigan residents and businesses seeking personalized, community-focused banking relationships, Families with teenagers who want fee-free youth accounts with parental controls and financial education
Union Bank is an FDIC-insured financial institution offering checking, savings, CDs, mortgages, home equity loans, and treasury management services with nationwide ATM access through MoneyPass.
Best for: Consumers seeking surcharge-free ATM access through a large nationwide network, Business owners needing treasury management and cash flow optimization services
United Bank of Michigan is a regional bank offering personal and business checking, savings, CDs, credit cards, mortgages, and wealth management services across Michigan with FDIC insurance.
Best for: West Michigan residents seeking a community-focused bank with local branch access and personal service, Small to mid-sized business owners looking for dedicated business banking solutions
Northpointe Bank is a mortgage lender offering home purchase, refinance, and personal banking services with local loan advisors and personalized support.
Best for: Homebuyers and refinancers seeking local relationship-based mortgage origination with in-person advisor support, Customers who value integrated banking services and prefer a single financial institution for mortgages and personal accounts
Michigan Consumer Protections: Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.
Interest Rate Cap: Michigan usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Michigan Attorney General Consumer Protection Division.
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