Frisco, TX

Credit Repair & Financial Services in Frisco

Review 9 credit repair companies, personal lenders, and financial services in Frisco, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Frisco

9 companies
New Light Credit Solutions LLC logo

New Light Credit Solutions LLC

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 36 reviews

BBB: NR

Profile signals: Consumers in Frisco, Texas looking for credit repair services, People who prefer working with a local credit repair provider

ACE Cash Express logo

ACE Cash Express

Frisco, TX's ACE Cash Express at 7548 Preston Rd Ste 135 offers payday-loan profile details and title loans Monday through Saturday.

BBB: NR

Profile signals: Consumers researching short-term cash access for emergencies who have access to a physical ACE location, Individuals without traditional bank accounts seeking check cashing or money transfer services

Cash Store logo

Cash Store

Cash Store Frisco, Texas — Cash Store offers installment loans and prepaid cards at physical locations, with provider-stated funding timing available after in-store a...

BBB: NR

Profile signals: Borrowers with fair or poor credit seeking quick access to cash without bank relationships, Consumers needing listed funding timing for emergency expenses or planned purchases

Credit Answers logo

Credit Answers

Credit Answers offers debt relief services including consolidation, settlement, and credit counseling to help consumers reduce credit card debt and achieve financial freedom.

BBB: NR

Profile signals: Consumers with $10,000+ in credit card debt seeking initial guidance on relief options, People exploring whether debt consolidation, settlement, or counseling is appropriate for their situation

Credit Security Group logo

Credit Security Group

Credit Security Group analyzes credit files and disputes errors to help homebuyers qualify for mortgages. Founded in 2004, they've assisted with over $2.4 billion in approved home loans.

BBB: NR

Profile signals: Prospective homebuyers with credit issues who need to qualify for mortgage loans and want lender-specific credit score analysis, Borrowers who have been denied mortgages due to credit scores and need guidance context on score improvement strategies

Payday Loans Texas logo

Payday Loans Texas

ACE Cash Express offers payday loans, installment loans, and title loans in Texas with amounts from $100-$5,000, plus check cashing and money services at physical locations.

BBB: NR

Profile signals: Consumers with unexpected immediate expenses who need cash within 1-2 business days, Underbanked or unbanked individuals without access to traditional bank loans

Emergency Cash in Frisco

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ACE Cash Express logo

ACE Cash Express

Frisco, TX's ACE Cash Express at 7548 Preston Rd Ste 135 offers payday-loan profile details and title loans Monday through Saturday.

BBB: NR

Profile signals: Consumers researching short-term cash access for emergencies who have access to a physical ACE location, Individuals without traditional bank accounts seeking check cashing or money transfer services

Payday Loans Texas logo

Payday Loans Texas

ACE Cash Express offers payday loans, installment loans, and title loans in Texas with amounts from $100-$5,000, plus check cashing and money services at physical locations.

BBB: NR

Profile signals: Consumers with unexpected immediate expenses who need cash within 1-2 business days, Underbanked or unbanked individuals without access to traditional bank loans

TitleMax Title Loans logo

TitleMax Title Loans

Frisco, TX – Visit TitleMax Title Loans at 8445 Preston Rd for title-loan profile details and cash advances, open Mon-Sat.

BBB: NR

Profile signals: Consumers researching short-term cash access (same-day) for unexpected emergencies without access to traditional credit, Vehicle owners with fair or poor credit who need collateral-based loans while maintaining transportation

Personal Loans in Frisco

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Cash Store logo

Cash Store

Cash Store Frisco, Texas — Cash Store offers installment loans and prepaid cards at physical locations, with provider-stated funding timing available after in-store a...

BBB: NR

Profile signals: Borrowers with fair or poor credit seeking quick access to cash without bank relationships, Consumers needing listed funding timing for emergency expenses or planned purchases

Primo Personal Loans logo

Primo Personal Loans

Frisco, TX personal loan branch of Primo Personal Loans at 2552 Stonebrook Pkwy, offering provider-stated funding timing with flexible rates.

BBB: NR

Profile signals: Borrowers needing a small loan ($100–$5,000) who want to avoid a FICO score inquiry while rate-shopping, South Carolina residents near Columbia who prefer in-person loan services

Credit Repair in Frisco

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New Light Credit Solutions LLC logo

New Light Credit Solutions LLC

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 36 reviews

BBB: NR

Profile signals: Consumers in Frisco, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Credit Security Group logo

Credit Security Group

Credit Security Group analyzes credit files and disputes errors to help homebuyers qualify for mortgages. Founded in 2004, they've assisted with over $2.4 billion in approved home loans.

BBB: NR

Profile signals: Prospective homebuyers with credit issues who need to qualify for mortgage loans and want lender-specific credit score analysis, Borrowers who have been denied mortgages due to credit scores and need guidance context on score improvement strategies

Debt Relief in Frisco

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Credit Answers logo

Credit Answers

Credit Answers offers debt relief services including consolidation, settlement, and credit counseling to help consumers reduce credit card debt and achieve financial freedom.

BBB: NR

Profile signals: Consumers with $10,000+ in credit card debt seeking initial guidance on relief options, People exploring whether debt consolidation, settlement, or counseling is appropriate for their situation

Banks in Frisco

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Texas Republic Bank, National Association logo

Texas Republic Bank, National Association

Community bank headquartered in North Dallas offering personal and business banking, lending, mortgages, and treasury services with local decision-making authority.

BBB: NR

Profile signals: Small business owners in North Dallas seeking SBA loans and relationship-based lending with local decision-makers, Medical professionals and healthcare practice owners needing listed financing and deposit solutions

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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