Everett, WA

Credit Repair & Financial Services in Everett

Review 5 credit repair companies, personal lenders, and financial services in Everett, Washington. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Washington avg credit score: 720 Median income: $90,325 Poverty rate: 10% Payday loans: Legal Washington overview →

Featured Provider Profiles in Everett

5 companies
750ispossible,LLC logo

750ispossible,LLC

750ispossible, LLC is a credit repair company that disputes negative items on credit reports to improve client scores. Based in Everett, WA, they charge from $99/month with no long-term contracts.

4.9/5

Google rating from 27 reviews

BBB: NR

Profile signals: Consumers with negative items on credit reports seeking personalized, local credit repair support, Borrowers with student loans in default looking for rehabilitation services

Coastal Community Bank logo

Coastal Community Bank

Coastal Community Bank is a regional bank serving the North Puget Sound area, offering personal and business checking, savings, loans, and treasury management solutions.

BBB: NR

Profile signals: North Puget Sound region residents seeking personalized local banking relationships and community-focused service, Business owners in Snohomish and Island County markets needing comprehensive commercial banking and treasury management

Mill Town logo

Mill Town

Mill Town Credit Union is a member-owned financial institution based in Everett, WA, offering savings accounts, loans, credit cards, and mobile banking to local members.

BBB: NR

Profile signals: Families in the Everett, WA area seeking member-owned banking with youth financial education programs, Young adults and students building credit for the first time with access to youth savings and credit-building resources

Mountain Pacific Bank logo

Mountain Pacific Bank

Community-focused bank serving Snohomish and Skagit Counties in Washington with online banking, mobile branch services, and low-fee account options.

BBB: NR

Profile signals: Small business owners seeking personalized banking and mobile service at their location, Snohomish and Skagit County residents prioritizing local bank relationships and community connection

US Cash Advance logo

US Cash Advance

Everett's US Cash Advance at 2425 N Broadway offers payday and title loans with convenient hours and fast service.

BBB: NR

Profile signals: Consumers needing cash within hours for genuine emergencies who have exhausted all alternatives, Borrowers with poor credit unable to qualify for personal loans from banks or credit unions

Banks in Everett

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Coastal Community Bank logo

Coastal Community Bank

Coastal Community Bank is a regional bank serving the North Puget Sound area, offering personal and business checking, savings, loans, and treasury management solutions.

BBB: NR

Profile signals: North Puget Sound region residents seeking personalized local banking relationships and community-focused service, Business owners in Snohomish and Island County markets needing comprehensive commercial banking and treasury management

Mountain Pacific Bank logo

Mountain Pacific Bank

Community-focused bank serving Snohomish and Skagit Counties in Washington with online banking, mobile branch services, and low-fee account options.

BBB: NR

Profile signals: Small business owners seeking personalized banking and mobile service at their location, Snohomish and Skagit County residents prioritizing local bank relationships and community connection

Credit Repair in Everett

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750ispossible,LLC logo

750ispossible,LLC

750ispossible, LLC is a credit repair company that disputes negative items on credit reports to improve client scores. Based in Everett, WA, they charge from $99/month with no long-term contracts.

4.9/5

Google rating from 27 reviews

BBB: NR

Profile signals: Consumers with negative items on credit reports seeking personalized, local credit repair support, Borrowers with student loans in default looking for rehabilitation services

Credit Unions in Everett

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Mill Town logo

Mill Town

Mill Town Credit Union is a member-owned financial institution based in Everett, WA, offering savings accounts, loans, credit cards, and mobile banking to local members.

BBB: NR

Profile signals: Families in the Everett, WA area seeking member-owned banking with youth financial education programs, Young adults and students building credit for the first time with access to youth savings and credit-building resources

Emergency Cash in Everett

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US Cash Advance logo

US Cash Advance

Everett's US Cash Advance at 2425 N Broadway offers payday and title loans with convenient hours and fast service.

BBB: NR

Profile signals: Consumers needing cash within hours for genuine emergencies who have exhausted all alternatives, Borrowers with poor credit unable to qualify for personal loans from banks or credit unions

Your Rights in Washington

Washington Consumer Protections: Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Interest Rate Cap: Washington usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500).

Key Regulations:
  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.
  • After the eighth loan, borrower must be offered a no-cost installment plan.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Washington Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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