Edmond, OK

Credit Repair & Financial Services in Edmond

Review 8 credit repair companies, personal lenders, and financial services in Edmond, Oklahoma. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Oklahoma avg credit score: 692 Median income: $61,364 Poverty rate: 14.5% Payday loans: Legal Oklahoma overview →

Featured Provider Profiles in Edmond

8 companies
Check Into Cash logo

Check Into Cash

Edmond, OK's Check Into Cash at 21 W 15th St offers payday-loan profile details and title loans with convenient hours.

BBB: NR

Profile signals: Consumers facing genuine one-time emergencies (medical bills, car repairs, utility shutoffs) who can repay within one pay cycle, Unbanked or underbanked individuals without credit history or access to traditional bank loans who need rapid cash access

Check `n Go logo

Check `n Go

Edmond, OK's Check 'n Go at 360 S N Kelley Ave offers payday and title-loan profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Consumers with stable employment needing small cash ($100-$1,000) before next paycheck, Unbanked or underbanked individuals with active checking accounts seeking fast funding

F&M Bank logo

F&M Bank

F&M Bank is a family-owned Oklahoma bank offering personal and business checking, savings, mortgages, loans, and credit cards with 120+ years of local market experience context.

BBB: NR

Profile signals: Oklahoma residents seeking traditional relationship banking with local decision-makers, Small business and agricultural borrowers needing comprehensive treasury and lending services

Kirkpatrick Bank logo

Kirkpatrick Bank

Kirkpatrick Bank is a privately owned bank serving Oklahoma, Colorado, and surrounding markets with checking, savings, mortgages, and business banking solutions.

BBB: NR

Profile signals: Oklahoma and Colorado residents seeking personalized community banking with no-fee checking, Small business owners wanting relationship-based lending rather than automated underwriting

Loyal Loans logo

Loyal Loans

Loyal Loans is a personal loan lender located in Oklahoma City offering financing for various personal needs. Licensed and locally operated with standard business hours.

BBB: NR

Profile signals: Oklahoma City-area residents who prefer in-person lending relationships, Borrowers seeking a local lender with established community presence

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Edmond, OK – Montana Capital Car Title Loans offers car-title-loan profile details at 100 S Broadway #5.

BBB: NR

Profile signals: Borrowers with poor credit or bankruptcy history unable to qualify for traditional loans, Consumers needing short-term funds of $1,000-$5,000 within 24 hours

Emergency Cash in Edmond

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Check Into Cash logo

Check Into Cash

Edmond, OK's Check Into Cash at 21 W 15th St offers payday-loan profile details and title loans with convenient hours.

BBB: NR

Profile signals: Consumers facing genuine one-time emergencies (medical bills, car repairs, utility shutoffs) who can repay within one pay cycle, Unbanked or underbanked individuals without credit history or access to traditional bank loans who need rapid cash access

Check `n Go logo

Check `n Go

Edmond, OK's Check 'n Go at 360 S N Kelley Ave offers payday and title-loan profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Consumers with stable employment needing small cash ($100-$1,000) before next paycheck, Unbanked or underbanked individuals with active checking accounts seeking fast funding

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Edmond, OK – Montana Capital Car Title Loans offers car-title-loan profile details at 100 S Broadway #5.

BBB: NR

Profile signals: Borrowers with poor credit or bankruptcy history unable to qualify for traditional loans, Consumers needing short-term funds of $1,000-$5,000 within 24 hours

Solid Cash Advance logo

Solid Cash Advance

Solid Cash Advance offers small fast loans from their Edmond, OK location with extended daily hours (7am-7pm). Limited website data available for full service verification.

BBB: NR

Profile signals: Edmond, Oklahoma residents needing same-day or rapid cash access, Individuals who prefer in-person lending interactions over online applications

Banks in Edmond

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F&M Bank logo

F&M Bank

F&M Bank is a family-owned Oklahoma bank offering personal and business checking, savings, mortgages, loans, and credit cards with 120+ years of local market experience context.

BBB: NR

Profile signals: Oklahoma residents seeking traditional relationship banking with local decision-makers, Small business and agricultural borrowers needing comprehensive treasury and lending services

Kirkpatrick Bank logo

Kirkpatrick Bank

Kirkpatrick Bank is a privately owned bank serving Oklahoma, Colorado, and surrounding markets with checking, savings, mortgages, and business banking solutions.

BBB: NR

Profile signals: Oklahoma and Colorado residents seeking personalized community banking with no-fee checking, Small business owners wanting relationship-based lending rather than automated underwriting

Valor Bank logo

Valor Bank

FDIC-insured community bank offering personal and business checking, savings, CDs, and lending focused on local impact and nonprofit giving.

BBB: NR

Profile signals: Community-minded depositors who prioritize local nonprofit giving and social impact banking, Small business owners in the service area seeking relationship-based lending and business banking

Personal Loans in Edmond

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Loyal Loans logo

Loyal Loans

Loyal Loans is a personal loan lender located in Oklahoma City offering financing for various personal needs. Licensed and locally operated with standard business hours.

BBB: NR

Profile signals: Oklahoma City-area residents who prefer in-person lending relationships, Borrowers seeking a local lender with established community presence

Your Rights in Oklahoma

Oklahoma Consumer Protections: Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Oklahoma usury cap: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300.

Key Regulations:
  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.
  • The Oklahoma Deferred Deposit Lending Act regulates all payday lenders.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Oklahoma Attorney General Consumer Protection Unit.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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