Dublin, OH

Credit Repair & Financial Services in Dublin

Review 5 credit repair companies, personal lenders, and financial services in Dublin, Ohio. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Ohio avg credit score: 704 Median income: $65,720 Poverty rate: 13% Payday loans: Restricted Ohio overview →

Featured Provider Profiles in Dublin

5 companies
Luftman, Heck & Associates LLP: Jeremiah Heck logo

Luftman, Heck & Associates LLP: Jeremiah Heck

Ohio-based bankruptcy and debt relief law firm founded by Jeremiah E. Heck, offering legal counsel on bankruptcy filing, debt settlement, and creditor defense.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Ohio residents facing creditor lawsuits or aggressive collection agency harassment seeking legal defense, Consumers considering bankruptcy who want attorney evaluation of Chapter 7 vs. Chapter 13 options

Ohio HealthCare Federal Credit Union logo

Ohio HealthCare Federal Credit Union

Federal credit union serving Ohio's healthcare industry and their families with savings, checking, loans, and VISA cards through digital and branch banking.

5.0/5

Google rating from 25 reviews

BBB: NR

Profile signals: Healthcare industry employees seeking financial products tailored to their profession, Medical professionals (doctors, dentists, therapists) wanting member-owned credit union benefits

The Nesbitt Law Firm logo

The Nesbitt Law Firm

Ohio-based bankruptcy law firm led by attorney Laura Nesbitt offering Chapter 7/13 filing, debt settlement, tax debt resolution, and financial recovery services across Central Ohio.

4.8/5

Google rating from 45 reviews

BBB: NR

Profile signals: Central Ohio individuals (Columbus, Cincinnati, Cleveland, Dayton, Toledo areas) facing Chapter 7 or Chapter 13 bankruptcy and wanting direct attorney representation, Small business owners in Ohio seeking bankruptcy protection or debt restructuring with personalized counsel

Bmi logo

Bmi

BMI Federal Credit Union is a member-owned, not-for-profit credit union serving Central Ohio with competitive loan rates, free checking accounts, and financial education services.

BBB: NR

Profile signals: Central Ohio residents seeking rate claims to verify on auto loans, mortgages, and debt consolidation, Employees of companies partnered as Preferred Employers wanting no-cost access to credit union services

Riverside Bank of Dublin logo

Riverside Bank of Dublin

Riverside Bank of Dublin is a community bank offering personal and business banking solutions including checking, savings, lending, and online services with FDIC insurance.

BBB: NR

Profile signals: Central Ohio residents and businesses seeking relationship-based community banking, Small to medium-sized business owners needing SBA loans, commercial real Estate, or equipment financing

Credit Unions in Dublin

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Ohio HealthCare Federal Credit Union logo

Ohio HealthCare Federal Credit Union

Federal credit union serving Ohio's healthcare industry and their families with savings, checking, loans, and VISA cards through digital and branch banking.

5.0/5

Google rating from 25 reviews

BBB: NR

Profile signals: Healthcare industry employees seeking financial products tailored to their profession, Medical professionals (doctors, dentists, therapists) wanting member-owned credit union benefits

Bmi logo

Bmi

BMI Federal Credit Union is a member-owned, not-for-profit credit union serving Central Ohio with competitive loan rates, free checking accounts, and financial education services.

BBB: NR

Profile signals: Central Ohio residents seeking rate claims to verify on auto loans, mortgages, and debt consolidation, Employees of companies partnered as Preferred Employers wanting no-cost access to credit union services

Bankruptcy Services in Dublin

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Luftman, Heck & Associates LLP: Jeremiah Heck logo

Luftman, Heck & Associates LLP: Jeremiah Heck

Ohio-based bankruptcy and debt relief law firm founded by Jeremiah E. Heck, offering legal counsel on bankruptcy filing, debt settlement, and creditor defense.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Ohio residents facing creditor lawsuits or aggressive collection agency harassment seeking legal defense, Consumers considering bankruptcy who want attorney evaluation of Chapter 7 vs. Chapter 13 options

The Nesbitt Law Firm logo

The Nesbitt Law Firm

Ohio-based bankruptcy law firm led by attorney Laura Nesbitt offering Chapter 7/13 filing, debt settlement, tax debt resolution, and financial recovery services across Central Ohio.

4.8/5

Google rating from 45 reviews

BBB: NR

Profile signals: Central Ohio individuals (Columbus, Cincinnati, Cleveland, Dayton, Toledo areas) facing Chapter 7 or Chapter 13 bankruptcy and wanting direct attorney representation, Small business owners in Ohio seeking bankruptcy protection or debt restructuring with personalized counsel

Banks in Dublin

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Riverside Bank of Dublin logo

Riverside Bank of Dublin

Riverside Bank of Dublin is a community bank offering personal and business banking solutions including checking, savings, lending, and online services with FDIC insurance.

BBB: NR

Profile signals: Central Ohio residents and businesses seeking relationship-based community banking, Small to medium-sized business owners needing SBA loans, commercial real Estate, or equipment financing

Your Rights in Ohio

Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).

Key Regulations:
  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).
  • A statewide database tracks borrower loans to prevent excessive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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