Doral, FL

Credit Repair & Financial Services in Doral

Review 7 credit repair companies, personal lenders, and financial services in Doral, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Featured Provider Profiles in Doral

7 companies
CREDIT REPAIR CREDIT DOCTOR logo

CREDIT REPAIR CREDIT DOCTOR

Credit Repair Credit Doctor offers credit dispute and repair services with 30+ years of experience, charging $1 for credit reports and scores from all three bureaus.

4.9/5

Google rating from 70 reviews

BBB: NR

Profile signals: Consumers in Florida (Miami area) seeking personalized credit dispute and repair assistance, People with significant negative items on credit reports wanting expert identification of errors and issues

Credit Physicians logo

Credit Physicians

Credit Physicians is a credit repair service that disputes inaccurate and unverifiable items on credit reports to help consumers rebuild their credit profiles and qualify for better rates.

BBB: NR

Profile signals: Consumers preparing to purchase a home or refinance a mortgage who need credit improvement quickly, Individuals with potentially inaccurate, incomplete, or unverifiable negative items on their credit reports

De LA Guardia & Saladrigas logo

De LA Guardia & Saladrigas

De La Guardia & Saladrigas is a bankruptcy law firm in Doral, Florida with 40+ years of experience helping clients file Chapter 7, 11, 13, and Subchapter V bankruptcies, plus mortgage modification and debt relief services.

BBB: NR

Profile signals: South Florida residents (Miami-Dade, Broward, Monroe counties) facing foreclosure, wage garnishment, or debt collection, Small business owners forced into bankruptcy due to business failure or partnership disputes

Payday Loan Debt Solution logo

Payday Loan Debt Solution

Payday Loan Debt Solution specializes in consolidating and settling multiple payday loans through negotiated payment plans designed to reduce total debt owed.

BBB: NR

Profile signals: Consumers with multiple payday loans stuck in the high-interest cycle, People facing collection calls and lender harassment from payday lenders

Real Estate, Education and Community Housing, Inc. logo

Real Estate, Education and Community Housing, Inc.

HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida since 2006.

BBB: NR

Profile signals: First-time homebuyers in Florida seeking free education and guidance before purchasing, Homeowners facing foreclosure or eviction who need HUD-approved counseling and intervention strategies

Turbocredit logo

Turbocredit

TurboCredit is a credit repair service that disputes errors and negative items across all three credit bureaus. Agents work directly with clients to remove late payments, collections, judgments, and other derogatory marks.

BBB: NR

Profile signals: Consumers with multiple errors, late payments, collections, or judgments on their credit reports seeking professional dispute assistance, Individuals who lack time or experience context to navigate disputes with all three credit bureaus independently

Credit Repair in Doral

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CREDIT REPAIR CREDIT DOCTOR logo

CREDIT REPAIR CREDIT DOCTOR

Credit Repair Credit Doctor offers credit dispute and repair services with 30+ years of experience, charging $1 for credit reports and scores from all three bureaus.

4.9/5

Google rating from 70 reviews

BBB: NR

Profile signals: Consumers in Florida (Miami area) seeking personalized credit dispute and repair assistance, People with significant negative items on credit reports wanting expert identification of errors and issues

Credit Physicians logo

Credit Physicians

Credit Physicians is a credit repair service that disputes inaccurate and unverifiable items on credit reports to help consumers rebuild their credit profiles and qualify for better rates.

BBB: NR

Profile signals: Consumers preparing to purchase a home or refinance a mortgage who need credit improvement quickly, Individuals with potentially inaccurate, incomplete, or unverifiable negative items on their credit reports

Bankruptcy Services in Doral

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De LA Guardia & Saladrigas logo

De LA Guardia & Saladrigas

De La Guardia & Saladrigas is a bankruptcy law firm in Doral, Florida with 40+ years of experience helping clients file Chapter 7, 11, 13, and Subchapter V bankruptcies, plus mortgage modification and debt relief services.

BBB: NR

Profile signals: South Florida residents (Miami-Dade, Broward, Monroe counties) facing foreclosure, wage garnishment, or debt collection, Small business owners forced into bankruptcy due to business failure or partnership disputes

Debt Relief in Doral

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Payday Loan Debt Solution logo

Payday Loan Debt Solution

Payday Loan Debt Solution specializes in consolidating and settling multiple payday loans through negotiated payment plans designed to reduce total debt owed.

BBB: NR

Profile signals: Consumers with multiple payday loans stuck in the high-interest cycle, People facing collection calls and lender harassment from payday lenders

Free Help in Doral

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Real Estate, Education and Community Housing, Inc. logo

Real Estate, Education and Community Housing, Inc.

HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida since 2006.

BBB: NR

Profile signals: First-time homebuyers in Florida seeking free education and guidance before purchasing, Homeowners facing foreclosure or eviction who need HUD-approved counseling and intervention strategies

fix-my-credit in Doral

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Turbocredit logo

Turbocredit

TurboCredit is a credit repair service that disputes errors and negative items across all three credit bureaus. Agents work directly with clients to remove late payments, collections, judgments, and other derogatory marks.

BBB: NR

Profile signals: Consumers with multiple errors, late payments, collections, or judgments on their credit reports seeking professional dispute assistance, Individuals who lack time or experience context to navigate disputes with all three credit bureaus independently

Banks in Doral

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U. S. Century Bank logo

U. S. Century Bank

FDIC-insured South Florida bank serving business owners, entrepreneurs, and professionals with commercial lending, SBA loans, and personal banking solutions.

BBB: NR

Profile signals: Small business owners and entrepreneurs in South Florida seeking SBA loans and commercial financing, Healthcare practitioners and medical businesses needing listed banking solutions

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.
  • The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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