Dearborn Heights, MI

Credit Repair & Financial Services in Dearborn Heights

Review 5 credit repair companies, personal lenders, and financial services in Dearborn Heights, Michigan. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Michigan avg credit score: 707 Median income: $68,505 Poverty rate: 13.1% Payday loans: Legal Michigan overview →

Featured Provider Profiles in Dearborn Heights

5 companies
Fairmax Law logo

Fairmax Law

Michigan and Ohio bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with zero-down payment options and online case initiation.

4.7/5

Google rating from 892 reviews

BBB: NR

Profile signals: Michigan and Ohio residents facing immediate debt threats (wage garnishment, repossession, foreclosure) seeking rapid legal intervention, Consumers with minimal liquid assets who cannot afford traditional attorney retainers and need zero-down filing options

Frego & Associates logo

Frego & Associates

Michigan's largest bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with over 40,000 cases handled and 20+ years as the state's leading filer.

4.7/5

Google rating from 496 reviews

BBB: NR

Profile signals: Michigan residents overwhelmed by unsecured debt (credit cards, medical bills) seeking Chapter 7 discharge, Homeowners and vehicle owners wanting to keep assets while reorganizing debt through Chapter 13

5 Star Car Title Loans logo

5 Star Car Title Loans

Dearborn Heights, MI car title loans from 5 Star Car Title Loans on Drexel St provide provider-stated funding timing for vehicle owners.

BBB: NR

Profile signals: Vehicle owners with poor or no credit who need same-day emergency cash, Borrowers who need more than a typical payday loan ($2,000–$50,000) and have vehicle equity

CC Coins Jewelry and Loan logo

CC Coins Jewelry and Loan

CC Coins Jewelry and Loan is a pawn shop in Dearborn Heights, MI offering collateral-based loans against jewelry, coins, and other valuables with extended business hours.

BBB: NR

Profile signals: Customers researching short-term cash access with jewelry or coin collateral, Individuals with poor credit unable to qualify for traditional loans

Vip Gold Rush logo

Vip Gold Rush

VIP Gold Rush is a pawn shop in Dearborn Heights, MI offering collateral-based loans against jewelry, gold, and other valuables with extended business hours Monday-Saturday.

BBB: NR

Profile signals: Consumers with personal jewelry or gold who need immediate emergency cash with eligibility claims to verify, Individuals with poor credit history who may not meet traditional personal-loan criteria

Pawn Shops in Dearborn Heights

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CC Coins Jewelry and Loan logo

CC Coins Jewelry and Loan

CC Coins Jewelry and Loan is a pawn shop in Dearborn Heights, MI offering collateral-based loans against jewelry, coins, and other valuables with extended business hours.

BBB: NR

Profile signals: Customers researching short-term cash access with jewelry or coin collateral, Individuals with poor credit unable to qualify for traditional loans

Vip Gold Rush logo

Vip Gold Rush

VIP Gold Rush is a pawn shop in Dearborn Heights, MI offering collateral-based loans against jewelry, gold, and other valuables with extended business hours Monday-Saturday.

BBB: NR

Profile signals: Consumers with personal jewelry or gold who need immediate emergency cash with eligibility claims to verify, Individuals with poor credit history who may not meet traditional personal-loan criteria

Bankruptcy Services in Dearborn Heights

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Fairmax Law logo

Fairmax Law

Michigan and Ohio bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with zero-down payment options and online case initiation.

4.7/5

Google rating from 892 reviews

BBB: NR

Profile signals: Michigan and Ohio residents facing immediate debt threats (wage garnishment, repossession, foreclosure) seeking rapid legal intervention, Consumers with minimal liquid assets who cannot afford traditional attorney retainers and need zero-down filing options

Frego & Associates logo

Frego & Associates

Michigan's largest bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with over 40,000 cases handled and 20+ years as the state's leading filer.

4.7/5

Google rating from 496 reviews

BBB: NR

Profile signals: Michigan residents overwhelmed by unsecured debt (credit cards, medical bills) seeking Chapter 7 discharge, Homeowners and vehicle owners wanting to keep assets while reorganizing debt through Chapter 13

Emergency Cash in Dearborn Heights

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5 Star Car Title Loans logo

5 Star Car Title Loans

Dearborn Heights, MI car title loans from 5 Star Car Title Loans on Drexel St provide provider-stated funding timing for vehicle owners.

BBB: NR

Profile signals: Vehicle owners with poor or no credit who need same-day emergency cash, Borrowers who need more than a typical payday loan ($2,000–$50,000) and have vehicle equity

Your Rights in Michigan

Michigan Consumer Protections: Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Interest Rate Cap: Michigan usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after.

Key Regulations:
  • Payday loans (deferred presentment) capped at $600 with tiered fees: 15% first $100, 14% on $100-$200, 13% on $200-$300, etc.
  • Maximum loan term is 31 days; rollovers prohibited.
  • Borrowers limited to one payday loan at a time.
  • The Michigan Consumer Protection Act provides additional safeguards against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Michigan Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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