Culver City, CA

Credit Repair & Financial Services in Culver City

Review 6 credit repair companies, personal lenders, and financial services in Culver City, California. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

California avg credit score: 716 Median income: $91,905 Poverty rate: 11% Payday loans: Legal California overview →

Featured Provider Profiles in Culver City

6 companies
Core Credit Solutions Inc logo

Core Credit Solutions Inc

Los Angeles-based credit repair company with 25+ years of experience specializing in removing negative items, collections, and inaccuracies from credit reports.

4.9/5

Google rating from 64 reviews

BBB: NR

Profile signals: Los Angeles-area residents with multiple negative items on credit reports seeking local in-person consultation, Consumers experiencing debt collector contact who need guidance on validation and removal strategies

5 Star Car Title Loans logo

5 Star Car Title Loans

Culver City, CA location of 5 Star Car Title Loans provides car title loans at 4318 Sepulveda Blvd.

BBB: NR

Profile signals: Vehicle owners with urgent expense research and stable income who can reliably repay within 24 months, Borrowers with poor or no credit history who may not meet personal-loan or credit-card criteria

ACE Cash Express logo

ACE Cash Express

Culver City, CA residents can visit ACE Cash Express at 4738 Inglewood Blvd for payday and title-loan profile details.

BBB: NR

Profile signals: Consumers researching short-term cash access with physical store locations nearby, Unbanked or underbanked individuals seeking check cashing and money transfer services

Jack's Jewlery and Loan logo

Jack's Jewlery and Loan

Jack's Jewelry and Loan operates two California pawn shops offering collateral-based loans and buying/selling of jewelry, electronics, instruments, and tools with 20+ years of experience.

BBB: NR

Profile signals: People needing short-term collateral-based loans against jewelry, electronics, or instruments, Customers seeking to buy or sell used jewelry, musical instruments, electronics, or tools locally

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Culver City, CA location of Montana Capital Car Title Loans at 5569 Sepulveda Blvd offers car-title-loan profile details with convenient Mon-Sat hours.

BBB: NR

Profile signals: Consumers with poor/no credit history needing urgent expense context for emergencies, Vehicle owners with substantial equity seeking immediate funds without traditional lending approval

Speedy Cash logo

Speedy Cash

Culver City, CA's Speedy Cash location at 10404 Venice Blvd. offers payday and title-loan profile details to local residents.

BBB: NR

Profile signals: Consumers with immediate small emergency expenses ($100-$425) and stable paycheck income, Vehicle owners needing moderate short-term funds ($1,000-$4,000) willing to pledge collateral

Emergency Cash in Culver City

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5 Star Car Title Loans logo

5 Star Car Title Loans

Culver City, CA location of 5 Star Car Title Loans provides car title loans at 4318 Sepulveda Blvd.

BBB: NR

Profile signals: Vehicle owners with urgent expense research and stable income who can reliably repay within 24 months, Borrowers with poor or no credit history who may not meet personal-loan or credit-card criteria

ACE Cash Express logo

ACE Cash Express

Culver City, CA residents can visit ACE Cash Express at 4738 Inglewood Blvd for payday and title-loan profile details.

BBB: NR

Profile signals: Consumers researching short-term cash access with physical store locations nearby, Unbanked or underbanked individuals seeking check cashing and money transfer services

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Culver City, CA location of Montana Capital Car Title Loans at 5569 Sepulveda Blvd offers car-title-loan profile details with convenient Mon-Sat hours.

BBB: NR

Profile signals: Consumers with poor/no credit history needing urgent expense context for emergencies, Vehicle owners with substantial equity seeking immediate funds without traditional lending approval

Speedy Cash logo

Speedy Cash

Culver City, CA's Speedy Cash location at 10404 Venice Blvd. offers payday and title-loan profile details to local residents.

BBB: NR

Profile signals: Consumers with immediate small emergency expenses ($100-$425) and stable paycheck income, Vehicle owners needing moderate short-term funds ($1,000-$4,000) willing to pledge collateral

Credit Repair in Culver City

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Core Credit Solutions Inc logo

Core Credit Solutions Inc

Los Angeles-based credit repair company with 25+ years of experience specializing in removing negative items, collections, and inaccuracies from credit reports.

4.9/5

Google rating from 64 reviews

BBB: NR

Profile signals: Los Angeles-area residents with multiple negative items on credit reports seeking local in-person consultation, Consumers experiencing debt collector contact who need guidance on validation and removal strategies

Pawn Shops in Culver City

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Jack's Jewlery and Loan logo

Jack's Jewlery and Loan

Jack's Jewelry and Loan operates two California pawn shops offering collateral-based loans and buying/selling of jewelry, electronics, instruments, and tools with 20+ years of experience.

BBB: NR

Profile signals: People needing short-term collateral-based loans against jewelry, electronics, or instruments, Customers seeking to buy or sell used jewelry, musical instruments, electronics, or tools locally

Your Rights in California

California Consumer Protections: California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Interest Rate Cap: California usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100.

Key Regulations:
  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.
  • AB 539 (2020) caps APR at 36% plus federal funds rate for loans $2,500-$10,000.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with California Attorney General Consumer Protection.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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