Chesapeake, VA

Credit Repair & Financial Services in Chesapeake

Review 5 credit repair companies, personal lenders, and financial services in Chesapeake, Virginia. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Virginia avg credit score: 714 Median income: $87,249 Poverty rate: 9.6% Payday loans: Restricted Virginia overview →

Featured Provider Profiles in Chesapeake

5 companies
Abnb logo

Abnb

ABNB Federal Credit Union is a member-owned financial institution offering personal and business banking, loans, mortgages, and investment services with 24/7 online access.

BBB: NR

Profile signals: Members seeking 24/7 digital banking with instant transfer capabilities, Small business owners needing comprehensive commercial banking and lending services

Greenbrier Pawn logo

Greenbrier Pawn

Greenbrier Pawn Shop & Jewelry in Chesapeake, VA specializes in collateral-based loans and buys/sells jewelry, gold, diamonds, and other valuables with eligibility claims to verify.

BBB: NR

Profile signals: People researching short-term cash access who own jewelry, gold, diamonds, or luxury watches and have no credit score concerns, Vintage and antique engagement ring shoppers seeking unique, estate pieces not available at mainstream retailers

Primo Personal Loans logo

Primo Personal Loans

Chesapeake, VA's Primo Personal Loans location at 1026 Eden Way N offers personal-loan profile details with extended hours.

BBB: NR

Profile signals: Borrowers seeking small emergency loans ($100–$1,000) with fast online approval, Consumers who want to avoid hard credit inquiries on their FICO® score

Primo Personal Loans logo

Primo Personal Loans

Chesapeake, VA's Primo Personal Loans at 1218 Battlefield Blvd N offers payday and title-loan profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Consumers needing $100–$1,000 for immediate emergency expenses without credit union access, Borrowers seeking quick loans without triggering traditional FICO score inquiries

Rocket Payday Loans logo

Rocket Payday Loans

Rocket Payday Loans is a loan marketplace connecting borrowers to third-party lenders offering payday loans up to $5,000 with same-day or fast funding for emergency cash needs.

BBB: NR

Profile signals: Borrowers with poor or bad credit seeking fast emergency cash for short-term needs, Individuals without traditional lending access who are comparing listed funding timing

Emergency Cash in Chesapeake

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Primo Personal Loans logo

Primo Personal Loans

Chesapeake, VA's Primo Personal Loans at 1218 Battlefield Blvd N offers payday and title-loan profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Consumers needing $100–$1,000 for immediate emergency expenses without credit union access, Borrowers seeking quick loans without triggering traditional FICO score inquiries

Rocket Payday Loans logo

Rocket Payday Loans

Rocket Payday Loans is a loan marketplace connecting borrowers to third-party lenders offering payday loans up to $5,000 with same-day or fast funding for emergency cash needs.

BBB: NR

Profile signals: Borrowers with poor or bad credit seeking fast emergency cash for short-term needs, Individuals without traditional lending access who are comparing listed funding timing

Credit Unions in Chesapeake

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Abnb logo

Abnb

ABNB Federal Credit Union is a member-owned financial institution offering personal and business banking, loans, mortgages, and investment services with 24/7 online access.

BBB: NR

Profile signals: Members seeking 24/7 digital banking with instant transfer capabilities, Small business owners needing comprehensive commercial banking and lending services

Pawn Shops in Chesapeake

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Greenbrier Pawn logo

Greenbrier Pawn

Greenbrier Pawn Shop & Jewelry in Chesapeake, VA specializes in collateral-based loans and buys/sells jewelry, gold, diamonds, and other valuables with eligibility claims to verify.

BBB: NR

Profile signals: People researching short-term cash access who own jewelry, gold, diamonds, or luxury watches and have no credit score concerns, Vintage and antique engagement ring shoppers seeking unique, estate pieces not available at mainstream retailers

Personal Loans in Chesapeake

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Primo Personal Loans logo

Primo Personal Loans

Chesapeake, VA's Primo Personal Loans location at 1026 Eden Way N offers personal-loan profile details with extended hours.

BBB: NR

Profile signals: Borrowers seeking small emergency loans ($100–$1,000) with fast online approval, Consumers who want to avoid hard credit inquiries on their FICO® score

Your Rights in Virginia

Virginia Consumer Protections: Virginia enacted the Fairness in Lending Act in 2020, capping consumer loans at 36% APR and reforming the payday and title lending industry. Short-term loans are limited to $2,500 with reasonable terms. Consumers can file complaints with the Bureau of Financial Institutions or the Attorney General.

Interest Rate Cap: Virginia usury cap: 36% APR cap on consumer loans (Fairness in Lending Act, 2020); 12% general usury. Payday lending is restricted (max $2500).

Key Regulations:
  • The Fairness in Lending Act (2020) capped all consumer loans at 36% APR plus a maintenance fee.
  • Replaced the previous open-end credit and payday loan frameworks.
  • Short-term loans limited to $2,500 with a maximum 24-month term.
  • The Virginia Consumer Protection Act provides additional protections against high-cost lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Virginia Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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