Bremerton, WA

Credit Repair & Financial Services in Bremerton

Review 5 credit repair companies, personal lenders, and financial services in Bremerton, Washington. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Washington avg credit score: 720 Median income: $90,325 Poverty rate: 10% Payday loans: Legal Washington overview →

Featured Provider Profiles in Bremerton

5 companies
American Financial Solutions logo

American Financial Solutions

Nonprofit credit counseling agency offering debt management plans, credit counseling, and housing guidance. NFCC-certified with 500K+ clients served since 1999.

4.8/5

Google rating from 27 reviews

BBB: NR

Profile signals: Consumers with $5,000+ in unsecured debt seeking to negotiate lower interest rates through a formal DMP, Individuals facing foreclosure or seeking housing counseling for mortgage readiness and home purchase guidance

Pawn 1 Bremerton logo

Pawn 1 Bremerton

Pawn 1 is a family-owned pawnshop chain operating 30+ locations across the Pacific Northwest since 1979, offering short-term collateral-based loans, item sales, and retail inventory.

4.5/5

Google rating from 290 reviews

BBB: NR

Profile signals: Individuals with valuable items (jewelry, electronics, instruments) who need short-term cash, Consumers seeking quick collateral-based loans with eligibility claims to verify or lengthy approval processes

American Financial Solutions logo

American Financial Solutions

Nonprofit credit counseling agency offering debt management plans, credit counseling, and bankruptcy education through certified counselors since 1999.

BBB: NR

Profile signals: Consumers with $5,000+ in unsecured debt seeking structured payoff without bankruptcy, Individuals struggling with multiple creditor accounts who need payment consolidation

Kitsap logo

Kitsap

Kitsap Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with a focus on community support and financial literacy.

BBB: NR

Profile signals: Residents of the Kitsap area seeking community-focused banking with local branch access, Members who value credit union principles and community giving programs over traditional bank profit models

MoneyGram logo

MoneyGram

Bremerton, WA's standalone MoneyGram at 6797 WA-303 offers check cashing and money transfer services seven days a week, 7AM to 9PM.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Immigrants and international workers sending remittances to family

Free Help in Bremerton

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American Financial Solutions logo

American Financial Solutions

Nonprofit credit counseling agency offering debt management plans, credit counseling, and housing guidance. NFCC-certified with 500K+ clients served since 1999.

4.8/5

Google rating from 27 reviews

BBB: NR

Profile signals: Consumers with $5,000+ in unsecured debt seeking to negotiate lower interest rates through a formal DMP, Individuals facing foreclosure or seeking housing counseling for mortgage readiness and home purchase guidance

American Financial Solutions logo

American Financial Solutions

Nonprofit credit counseling agency offering debt management plans, credit counseling, and bankruptcy education through certified counselors since 1999.

BBB: NR

Profile signals: Consumers with $5,000+ in unsecured debt seeking structured payoff without bankruptcy, Individuals struggling with multiple creditor accounts who need payment consolidation

Credit Unions in Bremerton

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Kitsap logo

Kitsap

Kitsap Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with a focus on community support and financial literacy.

BBB: NR

Profile signals: Residents of the Kitsap area seeking community-focused banking with local branch access, Members who value credit union principles and community giving programs over traditional bank profit models

Check Cashing & Money Services in Bremerton

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MoneyGram logo

MoneyGram

Bremerton, WA's standalone MoneyGram at 6797 WA-303 offers check cashing and money transfer services seven days a week, 7AM to 9PM.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Immigrants and international workers sending remittances to family

Pawn Shops in Bremerton

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Pawn 1 Bremerton logo

Pawn 1 Bremerton

Pawn 1 is a family-owned pawnshop chain operating 30+ locations across the Pacific Northwest since 1979, offering short-term collateral-based loans, item sales, and retail inventory.

4.5/5

Google rating from 290 reviews

BBB: NR

Profile signals: Individuals with valuable items (jewelry, electronics, instruments) who need short-term cash, Consumers seeking quick collateral-based loans with eligibility claims to verify or lengthy approval processes

Your Rights in Washington

Washington Consumer Protections: Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Interest Rate Cap: Washington usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500).

Key Regulations:
  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.
  • After the eighth loan, borrower must be offered a no-cost installment plan.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Washington Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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