Beaverton, OR

Loan Companies in Beaverton, OR

Compare loan companies in Beaverton, Beaverton credit repair, personal loans Beaverton, and business loans Beaverton research paths in one local guide. Review 5 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Beaverton

5 companies

ACE Cash Express

Beaverton, OR

BBB NR

Beaverton, OR's ACE Cash Express at 3110 SW Cedar Hills Blvd offers payday loans, title loans, and check cashing services. Review this Beaverton listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Beaverton, OR profile links back to a full CreditDoc review with sourced fields.

BBB NR

Independent, veteran-owned coin and currency dealer in Beaverton, OR specializing in bullion, rare coins, and collectible currency with 30+ years of experience. Review this Beaverton listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Beaverton, OR profile links back to a full CreditDoc review with sourced fields.

Capital Pawn Beaverton

Beaverton, OR

BBB NR

Family-run pawn shop chain with 5 locations across Oregon's Willamette Valley offering collateral-based loans, buying, selling, and trading of jewelry, electronics, and general merchandise. Review this Beaverton listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Beaverton, OR profile links back to a full CreditDoc review with sourced fields.

MoneyGram

Beaverton, OR

BBB NR

Beaverton, OR MoneyGram at 9055 SW Murray Blvd offers fast money transfers and check cashing services daily 7AM–9PM. Review this Beaverton listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Beaverton, OR profile links back to a full CreditDoc review with sourced fields.

United Finance

Beaverton, OR

BBB NR

Family-owned consumer finance company offering unsecured personal loans, car title loans, and auto financing since 1922, with 26 locations across Oregon and Washington. Review this Beaverton listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Beaverton, OR profile links back to a full CreditDoc review with sourced fields.

Pawn Shops in Beaverton

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CreditDoc lists 2 pawn shops providers in Beaverton, OR. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Beaverton provider — comparison is the fastest way to spot outliers on cost or terms.

Beaverton Coin & Currency

Independent, veteran-owned coin and currency dealer in Beaverton, OR specializing in bullion, rare coins, and collectible currency with 30+ years of experience.

Capital Pawn Beaverton

Family-run pawn shop chain with 5 locations across Oregon's Willamette Valley offering collateral-based loans, buying, selling, and trading of jewelry, electronics, and general merchandise.

Emergency Cash in Beaverton

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CreditDoc lists 1 emergency cash provider in Beaverton, OR. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Beaverton provider — comparison is the fastest way to spot outliers on cost or terms.

Check Cashing & Money Services in Beaverton

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CreditDoc lists 1 check cashing & money services provider in Beaverton, OR. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Beaverton provider — comparison is the fastest way to spot outliers on cost or terms.

MoneyGram

Beaverton, OR MoneyGram at 9055 SW Murray Blvd offers fast money transfers and check cashing services daily 7AM–9PM.

Personal Loans Beaverton, OR

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CreditDoc lists 1 personal loans provider in Beaverton, OR. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Beaverton provider — comparison is the fastest way to spot outliers on cost or terms.

United Finance

Family-owned consumer finance company offering unsecured personal loans, car title loans, and auto financing since 1922, with 26 locations across Oregon and Washington.

Oregon Rules for Beaverton Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Beaverton consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Oregon cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Oregon state-level protections: Consumers in Beaverton, OR are also protected by Oregon state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Oregon for the current usury cap, payday-lending status, and licensing board contact details. If a Beaverton provider quotes rates or fees above the Oregon usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Beaverton offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Beaverton, OR, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Beaverton: Any Oregon credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Beaverton listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Beaverton Credit & Borrowing Checklist

Before contacting any Beaverton lender or credit repair company, download the CreditDoc research checklist tailored to Oregon consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Beaverton, OR.

Why the checklist matters for Beaverton residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Oregon. A credit repair contract that meets federal minimums may still fail Oregon's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Beaverton. The checklist walks you through the Oregon-specific checks first, then the federal ones — in the order that matters most for Beaverton borrowers.

Working with Credit Repair and Loan Providers in Beaverton

Every Beaverton listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Beaverton, OR provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Beaverton credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Oregon state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Beaverton loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Beaverton lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Beaverton residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Oregon state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Beaverton, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Beaverton, OR consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Beaverton

How do I choose a credit repair company in Beaverton, OR?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Beaverton credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Oregon. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Beaverton or elsewhere — to charge you before services are performed.

Are payday loans legal in Oregon?

Payday loan legality varies significantly by state. Some states, including Oregon, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Oregon state overview page for the current status. If a Beaverton lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Beaverton?

Personal loans in Beaverton, OR are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Beaverton should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Beaverton lender is legitimate?

Three quick checks: (1) search the Oregon Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Beaverton should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Beaverton — BBB does not verify quality but does verify that the business exists at its stated address. Every Beaverton lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Beaverton, Beaverton credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Beaverton data is sourced

Every Beaverton, OR provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Beaverton listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

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