Akron, OH

Credit Repair & Financial Services in Akron

Review 7 credit repair companies, personal lenders, and financial services in Akron, Ohio. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Ohio avg credit score: 704 Median income: $65,720 Poverty rate: 13% Payday loans: Restricted Ohio overview →

Featured Provider Profiles in Akron

7 companies
Asian Akron Office 2 logo

Asian Akron Office 2

Non-profit health and social services agency in Northeast Ohio offering culturally competent healthcare, legal services, and microloans to immigrant and refugee communities.

BBB: NR

Profile signals: Immigrant and refugee entrepreneurs seeking microloans with cultural competency and language support, Low-income individuals in Northeast Ohio needing affordable healthcare with sliding scale fees

Asian Services in Action, Inc. (Asia) logo

Asian Services in Action, Inc. (Asia)

Non-profit comprehensive health and human services agency serving immigrant and refugee communities in Northeast Ohio with culturally competent support across multiple languages.

BBB: NR

Profile signals: Immigrant and refugee entrepreneurs seeking microloans with cultural competency and language support, Low-income individuals needing integrated healthcare, legal services, and financial education

Bfg logo

Bfg

BFG Federal Credit Union is a member-owned credit union offering auto loans, mortgages, credit cards, personal loans, and home equity products with rate claims to verify.

BBB: NR

Profile signals: Credit union members seeking competitive auto loan rates with flexible terms, Mortgage shoppers wanting established lender experience with dedicated support

East Akron Neighborhood Development Corp. logo

East Akron Neighborhood Development Corp.

Non-profit community development organization in Akron, OH offering free homebuyer education, financial counseling, and foreclosure prevention alongside affordable rental housing and energy audit programs.

BBB: NR

Profile signals: First-time homebuyers in the Akron/Massillon area with moderate income who need education and preparation guidance, Homeowners facing foreclosure or mortgage delinquency seeking free counseling and prevention strategies

Fair Housing Contact Service logo

Fair Housing Contact Service

Non-profit fair housing organization in Akron providing free housing discrimination assistance, tenant-landlord counseling, and community education since 1965.

BBB: NR

Profile signals: Renters experiencing housing discrimination based on protected class status, First-time homebuyers seeking fair lending and fair housing guidance

Firstenergy Family logo

Firstenergy Family

Member-owned credit union serving FirstEnergy Corp employees and family in Akron, Ohio since 1936. NCUA-insured with competitive auto loan rates from 4.50% APR.

BBB: NR

Profile signals: Current or retired FirstEnergy Corp employees seeking member-owned banking, Family members of FirstEnergy employees looking for low-rate auto or RV financing

Free Help in Akron

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Asian Akron Office 2 logo

Asian Akron Office 2

Non-profit health and social services agency in Northeast Ohio offering culturally competent healthcare, legal services, and microloans to immigrant and refugee communities.

BBB: NR

Profile signals: Immigrant and refugee entrepreneurs seeking microloans with cultural competency and language support, Low-income individuals in Northeast Ohio needing affordable healthcare with sliding scale fees

Asian Services in Action, Inc. (Asia) logo

Asian Services in Action, Inc. (Asia)

Non-profit comprehensive health and human services agency serving immigrant and refugee communities in Northeast Ohio with culturally competent support across multiple languages.

BBB: NR

Profile signals: Immigrant and refugee entrepreneurs seeking microloans with cultural competency and language support, Low-income individuals needing integrated healthcare, legal services, and financial education

East Akron Neighborhood Development Corp. logo

East Akron Neighborhood Development Corp.

Non-profit community development organization in Akron, OH offering free homebuyer education, financial counseling, and foreclosure prevention alongside affordable rental housing and energy audit programs.

BBB: NR

Profile signals: First-time homebuyers in the Akron/Massillon area with moderate income who need education and preparation guidance, Homeowners facing foreclosure or mortgage delinquency seeking free counseling and prevention strategies

Fair Housing Contact Service logo

Fair Housing Contact Service

Non-profit fair housing organization in Akron providing free housing discrimination assistance, tenant-landlord counseling, and community education since 1965.

BBB: NR

Profile signals: Renters experiencing housing discrimination based on protected class status, First-time homebuyers seeking fair lending and fair housing guidance

Mustard Seed Development Center logo

Mustard Seed Development Center

HUD-certified non-profit housing counselor in Akron, OH offering free homebuyer education, financial counseling, and mortgage delinquency assistance to help residents avoid foreclosure.

BBB: NR

Profile signals: First-time homebuyers in Summit County preparing for purchase and lender-required counseling, Homeowners with mortgage delinquency or falling behind on property taxes seeking loan modification

Credit Unions in Akron

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Bfg logo

Bfg

BFG Federal Credit Union is a member-owned credit union offering auto loans, mortgages, credit cards, personal loans, and home equity products with rate claims to verify.

BBB: NR

Profile signals: Credit union members seeking competitive auto loan rates with flexible terms, Mortgage shoppers wanting established lender experience with dedicated support

Firstenergy Family logo

Firstenergy Family

Member-owned credit union serving FirstEnergy Corp employees and family in Akron, Ohio since 1936. NCUA-insured with competitive auto loan rates from 4.50% APR.

BBB: NR

Profile signals: Current or retired FirstEnergy Corp employees seeking member-owned banking, Family members of FirstEnergy employees looking for low-rate auto or RV financing

Your Rights in Ohio

Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).

Key Regulations:
  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).
  • A statewide database tracks borrower loans to prevent excessive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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