Compare 5 i need a loan companies serving San Francisco, California. Average rating: 4.5/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Upgrade, Inc. is a personal lending provider based in San Francisco, California. Rated 4.8/5 with 10,556 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in San Francisco, California looking for personal lending services, People who prefer working with a local personal lending provider
SoFi is a publicly traded fintech platform (NASDAQ: SOFI) offering personal loans, student loan refinancing, banking, investing, and credit cards — all in one app with no hidden fees.
Best for: Borrowers with good-to-excellent credit (680+) seeking competitive rates on personal loans up to $100K, People who want one financial platform for banking, lending, investing, and insurance
Prosper is a peer-to-peer personal loan marketplace offering $2,000-$50,000 loans with fixed rates from 6.99% APR. SEC-registered, BBB A+ accredited since 2012, with WebBank as lending partner.
Best for: Borrowers with good credit seeking competitive fixed-rate debt consolidation loans, Consumers who value SEC-regulated lending platforms with transparent note structures
Buy now, pay later at checkout. Split purchases into 4 biweekly payments (0% APR) or 6-60 monthly payments. No late fees, no hidden charges. Publicly traded (NASDAQ: AFRM).
Best for: Consumers looking for financial services
Pay in 4 interest-free installments. Owned by Block (Square). 20M+ US users. No credit check for most purchases.
Best for: Interest-free payment splitting without credit checks, In-store buy now pay later
Upgrade, Inc. is a personal lending provider based in San Francisco, California. Rated 4.8/5 with 10,556 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in San Francisco, California looking for personal lending services, People who prefer working with a local personal lending provider
SoFi is a publicly traded fintech platform (NASDAQ: SOFI) offering personal loans, student loan refinancing, banking, investing, and credit cards — all in one app with no hidden fees.
Best for: Borrowers with good-to-excellent credit (680+) seeking competitive rates on personal loans up to $100K, People who want one financial platform for banking, lending, investing, and insurance
Prosper is a peer-to-peer personal loan marketplace offering $2,000-$50,000 loans with fixed rates from 6.99% APR. SEC-registered, BBB A+ accredited since 2012, with WebBank as lending partner.
Best for: Borrowers with good credit seeking competitive fixed-rate debt consolidation loans, Consumers who value SEC-regulated lending platforms with transparent note structures
Buy now, pay later at checkout. Split purchases into 4 biweekly payments (0% APR) or 6-60 monthly payments. No late fees, no hidden charges. Publicly traded (NASDAQ: AFRM).
Best for: Consumers looking for financial services
Pay in 4 interest-free installments. Owned by Block (Square). 20M+ US users. No credit check for most purchases.
Best for: Interest-free payment splitting without credit checks, In-store buy now pay later