Personal Loans Provider Profiles in San Francisco, CA

Review 7 listed personal loans profiles associated with San Francisco, California. Average stored Google rating where available: 4.8/5.

7 Listed Profiles 1 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Personal Loans

Upgrade logo

Upgrade

Upgrade, Inc. is a personal lending provider based in San Francisco, California. Rated 4.8/5 with 10,556 Google reviews, reflecting high listed customer satisfaction.

4.8/5

Google rating from 10,556 reviews

BBB: A+

Profile signals: Consumers in San Francisco, California looking for personal lending services, People who prefer working with a local personal lending provider

Listed Personal Loans Profiles in San Francisco (7)

Upgrade logo

Upgrade

Upgrade, Inc. is a personal lending provider based in San Francisco, California. Rated 4.8/5 with 10,556 Google reviews, reflecting high listed customer satisfaction.

4.8/5

Google rating from 10,556 reviews

BBB: A+

Profile signals: Consumers in San Francisco, California looking for personal lending services, People who prefer working with a local personal lending provider

Affirm logo

Affirm

Buy now, pay later at checkout. Split purchases into 4 biweekly payments (0% APR) or 6-60 monthly payments. No late fees, no hidden charges. Publicly traded (NASDAQ: AFRM).

BBB: NR

Profile signals: Shoppers who want to split purchases into interest-free payments, Consumers who prefer listed, no-late-fee lending

Afterpay logo

Afterpay

Pay in 4 interest-free installments. Owned by Block (Square). 20M+ US users. eligibility claim to verify for most purchases.

BBB: NR

Profile signals: Interest-free payment splitting with eligibility claims to verify, Review this provider profile and compare source-linked details before choosing what to do next.

All Coast Funding logo

All Coast Funding

All Coast Funding offers personal loans from $1,000-$100,000 and business loans from $5,000-$100,000 with online application and rate quote functionality.

BBB: NR

Profile signals: Consumers seeking personal loans between $1,000-$100,000 for unspecified purposes, Small business owners needing working capital or financing up to $100,000

Easy Finance logo

Easy Finance

EasyFinance.com is a financial marketplace aggregator connecting consumers with personal loans, mortgages, insurance, credit cards, and debt solutions from multiple providers.

BBB: NR

Profile signals: Consumers comparing multiple types of financial products across different categories, Borrowers seeking educational resources and financial guidance alongside loan shopping

Prosper logo

Prosper

Prosper is a peer-to-peer personal loan marketplace offering $2,000-$50,000 loans with fixed rates from 6.99% APR. SEC-registered, BBB A+ accredited since 2012, with WebBank as lending partner.

BBB: A+

Profile signals: Borrowers with good credit seeking competitive fixed-rate debt consolidation loans, Consumers who value SEC-regulated lending platforms with listed note structures

Sixup Lending LLC logo

Sixup Lending LLC

Sixup provides gap student loans up to $15,000/year for high-achieving students, requiring only a 3.0+ GPA with no co-signer or credit history needed.

BBB: NR

Profile signals: First-generation college students without family financial resources or co-signers, High-achieving, low-income students with 3.0+ GPA attending top-tier colleges