Best Free Help in San Francisco, CA

Compare 7 free help companies serving San Francisco, California. Average rating: 4.2/5.

7 Companies 7 Rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Top-Rated Free Help

Consumer Credit Counseling Services logo

Consumer Credit Counseling Services

Consumer Credit Counseling Services San Francisco, CA — Non-profit credit counseling organization offering free initial consultations and personalized d...

4.4/5
Free BBB: NR

Best for: Consumers with credit card debt seeking free guidance on debt consolidation and budgeting, Individuals wanting to improve credit scores through structured payment planning

Mission Asset Fund (MAF) logo

Mission Asset Fund (MAF)

Mission Asset Fund is a non-profit organization providing financial coaching and credit-building services to underserved communities.

4.3/5
Free BBB: NR

Best for: Low-income individuals seeking free financial coaching and credit guidance, Immigrant communities with limited English proficiency or banking access

Asian Incorporated logo

Asian Incorporated

Non-profit organization providing business development, affordable housing, and financial empowerment services to Asian American and low-income communities across Northern California.

4.1/5
Contact BBB: NR

Best for: Asian American and low-to-moderate income entrepreneurs seeking business development support in Northern California, First-time homebuyers and homeowners in San Francisco Bay Area seeking affordable housing or foreclosure prevention

Balance - San Francisco logo

Balance - San Francisco

Non-profit financial wellness organization providing free and low-cost 1:1 coaching, housing workshops, and debt/savings guidance to help consumers achieve financial stability.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking down payment assistance info and mortgage readiness guidance, Consumers facing financial crises or emergencies needing debt and spending restructuring advice

Balance-Sf 3rd Street logo

Balance-Sf 3rd Street

Balance provides non-profit financial wellness counseling and housing education services, including homebuyer preparation and down-payment assistance guidance.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking education on down-payment assistance, Spanish-speaking consumers needing financial counseling

San Francisco Lgbt Community Center logo

San Francisco Lgbt Community Center

San Francisco's only nonprofit serving the full LGBT spectrum, offering 200+ free and low-cost programs monthly to 9,000+ individuals including counseling, employment services, youth support, and community space.

4.1/5
Contact BBB: NR

Best for: LGBTQ+ individuals in San Francisco seeking community support, resources, and safe gathering spaces, Transgender, lesbian, bisexual, and gender-nonconforming people facing intersectional discrimination

All Free Help in San Francisco (7)

Consumer Credit Counseling Services logo

Consumer Credit Counseling Services

Consumer Credit Counseling Services San Francisco, CA — Non-profit credit counseling organization offering free initial consultations and personalized d...

4.4/5
Free BBB: NR

Best for: Consumers with credit card debt seeking free guidance on debt consolidation and budgeting, Individuals wanting to improve credit scores through structured payment planning

Mission Asset Fund (MAF) logo

Mission Asset Fund (MAF)

Mission Asset Fund is a non-profit organization providing financial coaching and credit-building services to underserved communities.

4.3/5
Free BBB: NR

Best for: Low-income individuals seeking free financial coaching and credit guidance, Immigrant communities with limited English proficiency or banking access

Asian Incorporated logo

Asian Incorporated

Non-profit organization providing business development, affordable housing, and financial empowerment services to Asian American and low-income communities across Northern California.

4.1/5
Contact BBB: NR

Best for: Asian American and low-to-moderate income entrepreneurs seeking business development support in Northern California, First-time homebuyers and homeowners in San Francisco Bay Area seeking affordable housing or foreclosure prevention

Balance - San Francisco logo

Balance - San Francisco

Non-profit financial wellness organization providing free and low-cost 1:1 coaching, housing workshops, and debt/savings guidance to help consumers achieve financial stability.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking down payment assistance info and mortgage readiness guidance, Consumers facing financial crises or emergencies needing debt and spending restructuring advice

Balance-Sf 3rd Street logo

Balance-Sf 3rd Street

Balance provides non-profit financial wellness counseling and housing education services, including homebuyer preparation and down-payment assistance guidance.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers seeking education on down-payment assistance, Spanish-speaking consumers needing financial counseling

San Francisco Lgbt Community Center logo

San Francisco Lgbt Community Center

San Francisco's only nonprofit serving the full LGBT spectrum, offering 200+ free and low-cost programs monthly to 9,000+ individuals including counseling, employment services, youth support, and community space.

4.1/5
Contact BBB: NR

Best for: LGBTQ+ individuals in San Francisco seeking community support, resources, and safe gathering spaces, Transgender, lesbian, bisexual, and gender-nonconforming people facing intersectional discrimination

San Francisco Housing Development Corporation logo

San Francisco Housing Development Corporation

Unable to verify: San Francisco Housing Development Corporation's website returned a 403 Forbidden error, preventing access to company information needed for an accurate profile.

4.0/5
Contact BBB: NR

Best for: Free housing counseling, Foreclosure prevention