Compare 8 banks companies serving San Francisco, California. Average rating: 4.0/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
LendingClub is a digital marketplace bank offering personal loans up to $60,000, auto refinancing, and award-winning checking/savings accounts with no physical branches.
Best for: Borrowers with good-to-excellent credit seeking competitive personal loan rates, Credit card debt consolidators looking for fixed-rate alternatives
Bank of America is a major national bank offering deposit accounts, credit cards, loans, and investment products through digital and mobile banking platforms.
Best for: Consumers seeking integrated banking and investment services from a single major institution, Customers who prefer mobile-first banking with apps on iPhone, iPad, or Android
San Francisco-based community bank offering personal and business banking with relationship-focused service, local decision-making, and nationwide ATM access since 2005.
Best for: San Francisco Bay Area small business owners seeking personalized lending relationships, Local residents preferring community bank service over national corporate banking institutions
FDIC-insured community bank offering personal and business banking, mortgages, and international trade finance with a presence in California and China.
Best for: Small business owners seeking SBA loans and personalized commercial banking relationships, Real estate investors and developers needing residential, commercial, or mixed-use property financing
FDIC-insured community bank serving the San Francisco Bay Area with business and personal banking, SBA loans, and mobile deposit services.
Best for: Small business owners in the San Francisco Bay Area seeking relationship-based lending and SBA loan products, Local depositors wanting to reinvest in their community while maintaining FDIC-insured accounts
FDIC-insured commercial bank headquartered in San Francisco's Mission District, offering full-service business and personal banking with lending solutions.
Best for: San Francisco-based small business owners seeking relationship-based lending and local decision-making, Personal banking customers prioritizing community investment and local institution support
LendingClub is a digital marketplace bank offering personal loans up to $60,000, auto refinancing, and award-winning checking/savings accounts with no physical branches.
Best for: Borrowers with good-to-excellent credit seeking competitive personal loan rates, Credit card debt consolidators looking for fixed-rate alternatives
Bank of America is a major national bank offering deposit accounts, credit cards, loans, and investment products through digital and mobile banking platforms.
Best for: Consumers seeking integrated banking and investment services from a single major institution, Customers who prefer mobile-first banking with apps on iPhone, iPad, or Android
San Francisco-based community bank offering personal and business banking with relationship-focused service, local decision-making, and nationwide ATM access since 2005.
Best for: San Francisco Bay Area small business owners seeking personalized lending relationships, Local residents preferring community bank service over national corporate banking institutions
FDIC-insured community bank offering personal and business banking, mortgages, and international trade finance with a presence in California and China.
Best for: Small business owners seeking SBA loans and personalized commercial banking relationships, Real estate investors and developers needing residential, commercial, or mixed-use property financing
FDIC-insured community bank serving the San Francisco Bay Area with business and personal banking, SBA loans, and mobile deposit services.
Best for: Small business owners in the San Francisco Bay Area seeking relationship-based lending and SBA loan products, Local depositors wanting to reinvest in their community while maintaining FDIC-insured accounts
FDIC-insured commercial bank headquartered in San Francisco's Mission District, offering full-service business and personal banking with lending solutions.
Best for: San Francisco-based small business owners seeking relationship-based lending and local decision-making, Personal banking customers prioritizing community investment and local institution support
SoFi is a digital financial services platform offering banking, loans, investing, and credit products. Members can access checking/savings accounts, personal loans, mortgages, student loan refinancing, and investment tools through a single platform.
Best for: Tech-savvy consumers seeking an integrated financial platform with banking and investing, Borrowers looking to refinance student loans or consolidate debt with no origination fees
First consumer fintech to receive a national bank charter. Fee-free checking, up to 5% APY savings, cash advances up to $250, no credit check. FDIC insured directly.
Best for: Consumers looking for financial services