Review 9 listed banks profiles associated with San Francisco, California. Average stored Google rating where available: 4.8/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
LendingClub is a digital marketplace bank offering personal loans up to $60,000, auto refinancing, and award-winning checking/savings accounts with no physical branches.
Google rating from 4,720 reviews
Profile signals: Borrowers with good-to-excellent credit seeking competitive personal loan rates, Credit card debt consolidators looking for fixed-rate alternatives
LendingClub is a digital marketplace bank offering personal loans up to $60,000, auto refinancing, and award-winning checking/savings accounts with no physical branches.
Google rating from 4,720 reviews
Profile signals: Borrowers with good-to-excellent credit seeking competitive personal loan rates, Credit card debt consolidators looking for fixed-rate alternatives
Bank of America is a major national bank offering deposit accounts, credit cards, loans, and investment products through digital and mobile banking platforms.
Profile signals: Consumers seeking integrated banking and investment services from a single major institution, Customers who prefer mobile-first banking with apps on iPhone, iPad, or Android
San Francisco-based community bank offering personal and business banking with relationship-focused service, local decision-making, and nationwide ATM access since 2005.
Profile signals: San Francisco Bay Area small business owners seeking personalized lending relationships, Local residents preferring community bank service over national corporate banking institutions
FDIC-insured community bank offering personal and business banking, mortgages, and international trade finance with a presence in California and China.
Profile signals: Small business owners seeking SBA loans and personalized commercial banking relationships, Real estate investors and developers needing residential, commercial, or mixed-use property financing
FDIC-insured community bank serving the San Francisco Bay Area with business and personal banking, SBA loans, and mobile deposit services.
Profile signals: Small business owners in the San Francisco Bay Area seeking relationship-based lending and SBA loan products, Local depositors wanting to reinvest in their community while maintaining FDIC-insured accounts
FHLBank San Francisco is a member-owned cooperative bank providing liquidity funding, affordable housing grants, and community development resources to financial institutions across Arizona, California, and Nevada.
Profile signals: Community banks, credit unions, and CDFIs seeking stable, competitively-priced liquidity and funding solutions, Low- to moderate-income individuals seeking affordable housing or homeownership assistance through member institutions
First Bank is a full-service regional bank offering personal and business checking, savings, loans, mortgages, and wealth management services with multiple California locations.
Profile signals: California residents seeking traditional branch banking with in-person relationship management, Business owners needing comprehensive business banking with listed services like lockbox and receivables
Mercury is a fintech neobank offering free business checking, savings, and integrated financial tools for startups and small businesses, with no monthly fees or minimums.
Profile signals: Early-stage startups and venture-backed companies needing fast account setup and modern banking tools, SaaS and ecommerce businesses managing significant transaction volume and team expenses
FDIC-insured commercial bank headquartered in San Francisco's Mission District, offering full-service business and personal banking with lending solutions.
Profile signals: San Francisco-based small business owners seeking relationship-based lending and local decision-making, Personal banking customers prioritizing community investment and local institution support