Credit Unions Provider Profiles in San Francisco, CA

Review 11 listed credit unions profiles associated with San Francisco, California. Average stored Google rating where available: 4.3/5.

11 Listed Profiles 9 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Credit Unions

Pacific Postal Credit Union logo

Pacific Postal Credit Union

Pacific Postal Credit Union has rebranded to F3 Credit Union. The company is no longer operating under its original name and directs users to its new website.

4.7/5

Google rating from 31 reviews

BBB: NR

Profile signals: Former Pacific Postal Credit Union members transitioning to F3 Credit Union, Users searching for the organization under its historical name

San Francisco Federal Credit Union logo

San Francisco Federal Credit Union

San Francisco Federal Credit Union is a membership-based credit union serving the Bay Area with six branch locations, offering checking, savings, loans, and mortgages to residents and employees of San Francisco and San Mateo counties.

4.6/5

Google rating from 1,077 reviews

BBB: NR

Profile signals: Bay Area residents and employees seeking low-cost, community-focused banking with competitive auto and mortgage rates, Individuals living or working in San Francisco or San Mateo counties interested in credit union membership benefits and personal service

The Police Credit Union Bryant Street Branch logo

The Police Credit Union Bryant Street Branch

Credit union serving law enforcement and their communities with mortgages, auto loans, home improvement loans, and member benefits.

4.6/5

Google rating from 7 reviews

BBB: NR

Profile signals: Law enforcement officers seeking mortgages, auto loans, and home improvement financing with listed rates and products, First-time homebuying police officers eligible for the H.E.R.O. 0% down mortgage program

Redwood Credit Union logo

Redwood Credit Union

Redwood Credit Union is a member-owned financial institution offering checking, savings, loans, and digital banking services with physical branches including San Francisco.

4.3/5

Google rating from 79 reviews

BBB: NR

Profile signals: San Francisco Bay Area residents seeking full-service banking with local branch support, Spanish-speaking consumers who value bilingual banking services and support

Northeast Community Federal Credit Union logo

Northeast Community Federal Credit Union

Non-profit, federally insured community development credit union serving low-income families and small businesses across Northern California since 1981.

4.2/5

Google rating from 13 reviews

BBB: NR

Profile signals: Low-income families in Northern California seeking credit building and community-embedded financial services, Small business owners in underserved communities requiring tailored lending and business account solutions

SF Fire Credit Union logo

SF Fire Credit Union

SF Fire Credit Union is a Bay Area-based credit union serving firefighters and the general public since 1948, offering checking, savings, loans, mortgages, and investment services with no minimum balance requirements.

4.1/5

Google rating from 184 reviews

BBB: NR

Profile signals: Bay Area residents seeking no-fee checking with no minimum balance requirements, Firefighters and public safety personnel seeking community-based financial services with member ownership benefits

Listed Credit Unions Profiles in San Francisco (11)

Pacific Postal Credit Union logo

Pacific Postal Credit Union

Pacific Postal Credit Union has rebranded to F3 Credit Union. The company is no longer operating under its original name and directs users to its new website.

4.7/5

Google rating from 31 reviews

BBB: NR

Profile signals: Former Pacific Postal Credit Union members transitioning to F3 Credit Union, Users searching for the organization under its historical name

San Francisco Federal Credit Union logo

San Francisco Federal Credit Union

San Francisco Federal Credit Union is a membership-based credit union serving the Bay Area with six branch locations, offering checking, savings, loans, and mortgages to residents and employees of San Francisco and San Mateo counties.

4.6/5

Google rating from 1,077 reviews

BBB: NR

Profile signals: Bay Area residents and employees seeking low-cost, community-focused banking with competitive auto and mortgage rates, Individuals living or working in San Francisco or San Mateo counties interested in credit union membership benefits and personal service

The Police Credit Union Bryant Street Branch logo

The Police Credit Union Bryant Street Branch

Credit union serving law enforcement and their communities with mortgages, auto loans, home improvement loans, and member benefits.

4.6/5

Google rating from 7 reviews

BBB: NR

Profile signals: Law enforcement officers seeking mortgages, auto loans, and home improvement financing with listed rates and products, First-time homebuying police officers eligible for the H.E.R.O. 0% down mortgage program

Redwood Credit Union logo

Redwood Credit Union

Redwood Credit Union is a member-owned financial institution offering checking, savings, loans, and digital banking services with physical branches including San Francisco.

4.3/5

Google rating from 79 reviews

BBB: NR

Profile signals: San Francisco Bay Area residents seeking full-service banking with local branch support, Spanish-speaking consumers who value bilingual banking services and support

Northeast Community Federal Credit Union logo

Northeast Community Federal Credit Union

Non-profit, federally insured community development credit union serving low-income families and small businesses across Northern California since 1981.

4.2/5

Google rating from 13 reviews

BBB: NR

Profile signals: Low-income families in Northern California seeking credit building and community-embedded financial services, Small business owners in underserved communities requiring tailored lending and business account solutions

SF Fire Credit Union logo

SF Fire Credit Union

SF Fire Credit Union is a Bay Area-based credit union serving firefighters and the general public since 1948, offering checking, savings, loans, mortgages, and investment services with no minimum balance requirements.

4.1/5

Google rating from 184 reviews

BBB: NR

Profile signals: Bay Area residents seeking no-fee checking with no minimum balance requirements, Firefighters and public safety personnel seeking community-based financial services with member ownership benefits

Patelco Credit Union San Francisco - Sunset logo

Patelco Credit Union San Francisco - Sunset

Patelco Credit Union's Sunset branch in San Francisco offers checking, savings, loans, mortgages, and investment services to credit union members with local branch banking.

4.0/5

Google rating from 24 reviews

BBB: NR

Profile signals: San Francisco residents and community members seeking comprehensive personal banking with local branch support, First-time homebuyers and current homeowners exploring purchase or refinancing with mortgage staff context guidance

The Police Credit Union Irving Street Branch logo

The Police Credit Union Irving Street Branch

Credit union serving law enforcement officers and their communities with auto loans, mortgages, home improvement financing, and member benefits including debt forgiveness programs.

4.0/5

Google rating from 25 reviews

BBB: NR

Profile signals: Active and retired law enforcement officers seeking listed loan products designed for their profession, Law enforcement employees needing equipment financing through the 10-Eight Loan program

Patelco Credit Union San Francisco - Main logo

Patelco Credit Union San Francisco - Main

Patelco Credit Union's San Francisco Downtown branch offers full-service banking including checking, savings, loans, mortgages, and investment services to credit union members.

3.9/5

Google rating from 55 reviews

BBB: NR

Profile signals: San Francisco financial district workers seeking convenient downtown branch access during business hours, Spanish-speaking homebuyers in the Bay Area prioritizing bilingual mortgage guidance

Community Trust logo

Community Trust

Self-Help Federal Credit Union is a mission-driven credit union with branches in CA, CT, IL, SC, WA, and WI focused on economic opportunity for underserved communities.

BBB: NR

Profile signals: Borrowers of color, women, or low-income applicants who face rejection at conventional banks, Community-minded savers who want deposits used for local economic development

Delancey Street logo

Delancey Street

LendMesh is a loan comparison platform connecting borrowers with credit unions and banks to find the lower listed rates on mortgages, auto loans, personal loans, and student loans.

BBB: NR

Profile signals: Borrowers with good to excellent credit shopping for the best mortgage, auto loan, or personal loan rates, First-time homebuyers wanting to understand affordability and compare mortgage options across multiple lenders