Business Loans Provider Profiles in San Francisco, CA

Review 10 listed business loans profiles associated with San Francisco, California. Average stored Google rating where available: 4.1/5.

10 Listed Profiles 5 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Business Loans

Electronic Payments of California logo

Electronic Payments of California

Electronic Payments of California provides merchant payment processing, point-of-sale systems, and payment solutions for retail businesses across Northern and Southern California since 2000.

5.0/5

Google rating from 7 reviews

BBB: NR

Profile signals: California-based retail merchants seeking local payment processing support, Multi-location retail chains needing consistent POS systems across stores

Skyline Payments logo

Skyline Payments

Skyline Payments is an integrated accounts receivable and accounts payable platform for small and mid-sized businesses, enabling faster payment collection and bill processing through accounting software integrations.

4.9/5

Google rating from 166 reviews

BBB: NR

Profile signals: Small to mid-sized service businesses (HVAC, plumbing, medical, waste management) using QuickBooks Online that need to reduce DSO and automate AR/AP, B2B companies with multiple invoices and vendors that want to consolidate billing and payment workflows in one platform

E-FIX CREDIT Inc. logo

E-FIX CREDIT Inc.

E-FIX CREDIT INC. is an all-in-one business credit and funding platform that helps entrepreneurs build business credit, improve lender qualification, and access multiple funding options without hard credit inquiries.

4.7/5

Google rating from 36 reviews

BBB: NR

Profile signals: Small to mid-sized business owners seeking to build business credit separate from personal credit, Entrepreneurs preparing for multiple funding applications who want pre-qualification and lender readiness assessment

Working Solutions CDFI logo

Working Solutions CDFI

Working Solutions CDFI provides affordable small business loans ($5K-$100K) and free consulting to diverse entrepreneurs in California, with no minimum credit score or revenue requirements.

3.8/5

Google rating from 25 reviews

BBB: NR

Profile signals: Pre-revenue and early-stage entrepreneurs who cannot qualify for traditional bank financing, Diverse and minority-owned business owners seeking capital without collateral requirements

Square Financial Services logo

Square Financial Services

Square Financial Services (Block, Inc.) offers invitation-only business loans from $100 to $350,000 with a flat 10-16% fee, instant funding to Square Checking, and daily repayment tied to card sales. $32B+ funded since 2014.

2.1/5

Google rating from 533 reviews

BBB: NR

Profile signals: Existing Square sellers needing fast, simply-priced working capital, Businesses wanting listed flat-fee pricing with no hidden charges

Listed Business Loans Profiles in San Francisco (10)

Electronic Payments of California logo

Electronic Payments of California

Electronic Payments of California provides merchant payment processing, point-of-sale systems, and payment solutions for retail businesses across Northern and Southern California since 2000.

5.0/5

Google rating from 7 reviews

BBB: NR

Profile signals: California-based retail merchants seeking local payment processing support, Multi-location retail chains needing consistent POS systems across stores

Skyline Payments logo

Skyline Payments

Skyline Payments is an integrated accounts receivable and accounts payable platform for small and mid-sized businesses, enabling faster payment collection and bill processing through accounting software integrations.

4.9/5

Google rating from 166 reviews

BBB: NR

Profile signals: Small to mid-sized service businesses (HVAC, plumbing, medical, waste management) using QuickBooks Online that need to reduce DSO and automate AR/AP, B2B companies with multiple invoices and vendors that want to consolidate billing and payment workflows in one platform

E-FIX CREDIT Inc. logo

E-FIX CREDIT Inc.

E-FIX CREDIT INC. is an all-in-one business credit and funding platform that helps entrepreneurs build business credit, improve lender qualification, and access multiple funding options without hard credit inquiries.

4.7/5

Google rating from 36 reviews

BBB: NR

Profile signals: Small to mid-sized business owners seeking to build business credit separate from personal credit, Entrepreneurs preparing for multiple funding applications who want pre-qualification and lender readiness assessment

Working Solutions CDFI logo

Working Solutions CDFI

Working Solutions CDFI provides affordable small business loans ($5K-$100K) and free consulting to diverse entrepreneurs in California, with no minimum credit score or revenue requirements.

3.8/5

Google rating from 25 reviews

BBB: NR

Profile signals: Pre-revenue and early-stage entrepreneurs who cannot qualify for traditional bank financing, Diverse and minority-owned business owners seeking capital without collateral requirements

Square Financial Services logo

Square Financial Services

Square Financial Services (Block, Inc.) offers invitation-only business loans from $100 to $350,000 with a flat 10-16% fee, instant funding to Square Checking, and daily repayment tied to card sales. $32B+ funded since 2014.

2.1/5

Google rating from 533 reviews

BBB: NR

Profile signals: Existing Square sellers needing fast, simply-priced working capital, Businesses wanting listed flat-fee pricing with no hidden charges

Capdeck Business Loans logo

Capdeck Business Loans

Capdeck Business Loans San Francisco, California — Capdeck offers same-day small business funding through term loans, lines of credit, merchant cash adv...

BBB: NR

Profile signals: Small business owners needing fast capital access ($5K-$500K range) for growth or operational cash flow, Service-based or retail businesses with predictable revenue streams (profiled for merchant cash advances)

Community Vision Capital & Consulting logo

Community Vision Capital & Consulting

Community Vision Capital & Consulting is a California CDFI providing flexible real estate financing, advisory services, and investment opportunities for mission-driven nonprofits securing community assets.

BBB: NR

Profile signals: Nonprofit organizations seeking to purchase or preserve affordable housing, health clinics, or community cultural centers, Mission-driven community development corporations needing flexible real estate financing with longer terms than conventional lenders offer

Lenders Funding, LLC logo

Lenders Funding, LLC

Lenders Funding connects businesses with exclusive funding opportunities through a strategic partnership model. Contact representatives in California and New York to explore business financing solutions.

BBB: NR

Profile signals: Businesses in California or New York seeking personalized funding consultation, Companies interested in exploring exclusive or non-traditional business financing options

Pacific Community Ventures logo

Pacific Community Ventures

Non-profit CDFI offering affordable small business loans and free pro bono advising to entrepreneurs in underserved communities, with a disclosed maximum interest rate cap.

BBB: NR

Profile signals: Small business owners in low-to-moderate income California communities who are underserved by traditional banks, Immigrant or minority entrepreneurs who need multilingual support and culturally aware lenders

Vuchina Credit Card Processing Systems logo

Vuchina Credit Card Processing Systems

PayJunction is a payment processing platform offering credit card, ACH, and alternative payment solutions for small businesses and enterprises with tiered pricing and industry-specific tools.

BBB: NR

Profile signals: Veterinary practices seeking upfront deposits and payment schedules for high-cost procedures, Dental offices wanting multiple patient payment collection methods and streamlined workflows