Compare 5 business loans companies serving San Francisco, California. Average rating: 4.2/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
E-FIX CREDIT INC. is an all-in-one business credit and funding platform that helps entrepreneurs build business credit, improve lender qualification, and access multiple funding options without hard credit inquiries.
Best for: Small to mid-sized business owners seeking to build business credit separate from personal credit, Entrepreneurs preparing for multiple funding applications who want pre-qualification and lender readiness assessment
Electronic Payments of California provides merchant payment processing, point-of-sale systems, and payment solutions for retail businesses across Northern and Southern California since 2000.
Best for: California-based retail merchants seeking local payment processing support, Multi-location retail chains needing consistent POS systems across stores
Skyline Payments is an integrated accounts receivable and accounts payable platform for small and mid-sized businesses, enabling faster payment collection and bill processing through accounting software integrations.
Best for: Small to mid-sized service businesses (HVAC, plumbing, medical, waste management) using QuickBooks Online that need to reduce DSO and automate AR/AP, B2B companies with multiple invoices and vendors that want to consolidate billing and payment workflows in one platform
Square Financial Services (Block, Inc.) offers invitation-only business loans from $100 to $350,000 with a flat 10-16% fee, instant funding to Square Checking, and daily repayment tied to card sales. $32B+ funded since 2014.
Best for: Existing Square sellers needing fast, simply-priced working capital, Businesses wanting transparent flat-fee pricing with no hidden charges
Working Solutions CDFI provides affordable small business loans ($5K-$100K) and free consulting to diverse entrepreneurs in California, with no minimum credit score or revenue requirements.
Best for: Pre-revenue and early-stage entrepreneurs who cannot qualify for traditional bank financing, Diverse and minority-owned business owners seeking capital without collateral requirements
E-FIX CREDIT INC. is an all-in-one business credit and funding platform that helps entrepreneurs build business credit, improve lender qualification, and access multiple funding options without hard credit inquiries.
Best for: Small to mid-sized business owners seeking to build business credit separate from personal credit, Entrepreneurs preparing for multiple funding applications who want pre-qualification and lender readiness assessment
Electronic Payments of California provides merchant payment processing, point-of-sale systems, and payment solutions for retail businesses across Northern and Southern California since 2000.
Best for: California-based retail merchants seeking local payment processing support, Multi-location retail chains needing consistent POS systems across stores
Skyline Payments is an integrated accounts receivable and accounts payable platform for small and mid-sized businesses, enabling faster payment collection and bill processing through accounting software integrations.
Best for: Small to mid-sized service businesses (HVAC, plumbing, medical, waste management) using QuickBooks Online that need to reduce DSO and automate AR/AP, B2B companies with multiple invoices and vendors that want to consolidate billing and payment workflows in one platform
Square Financial Services (Block, Inc.) offers invitation-only business loans from $100 to $350,000 with a flat 10-16% fee, instant funding to Square Checking, and daily repayment tied to card sales. $32B+ funded since 2014.
Best for: Existing Square sellers needing fast, simply-priced working capital, Businesses wanting transparent flat-fee pricing with no hidden charges
Working Solutions CDFI provides affordable small business loans ($5K-$100K) and free consulting to diverse entrepreneurs in California, with no minimum credit score or revenue requirements.
Best for: Pre-revenue and early-stage entrepreneurs who cannot qualify for traditional bank financing, Diverse and minority-owned business owners seeking capital without collateral requirements