Compare 11 mortgages & home loans companies serving San Francisco, California. Average rating: 4.4/5.
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Luxury real estate agent specializing in high-end residential properties in San Francisco Bay Area with $1B+ in sales history over 25 years.
Best for: High-net-worth individuals buying or selling luxury residential properties in San Francisco Bay Area ($5M+), Sellers of celebrity estates or architecturally significant homes requiring boutique marketing and publicity
AI-powered mortgage lender offering home purchases, refinances, and home equity products with claimed ~0.5% rate savings and faster closing timelines through automated processing.
Best for: Tech-comfortable borrowers who prefer minimal phone interaction and online self-service, Homebuyers and refinancers seeking to compare rates quickly without lengthy consultations
Fif Ghobadian is a Producing Branch Manager and SVP of Mortgage Lending at OriginPoint in San Francisco, offering home purchase, refinance, and specialized loan programs with 20+ years of financial expertise.
Best for: Self-employed borrowers and business owners seeking bank statement loan programs, Military service members and veterans exploring VA loan benefits with competitive pricing
Guarantee Mortgage is a California-based mortgage banker offering home purchase, refinance, and reverse mortgage services across the San Francisco Bay Area for 20+ years.
Best for: California homebuyers and refinancers in the San Francisco Bay Area seeking personalized service, Complex borrowers (self-employed, high debt-to-income, large loan amounts) needing expert guidance
Orlando Diaz is a senior loan advisor offering mortgage and refinance services across Northern California counties. NMLS #238849 licensed in CA.
Best for: Northern California homebuyers seeking personalized mortgage guidance outside large bank channels, Existing homeowners exploring refinance or cash-out options in San Francisco Bay Area counties
Mike Koran at Primary Residential Mortgage offers home purchase and refinance loans across California, Washington, Nevada, Texas, Florida, and Ohio, with 20+ years experience and $1B+ funded volume.
Best for: California first-time homebuyers interested in Dream For All down payment assistance, Borrowers with non-traditional credit or income profiles rejected by major banks
Luxury real estate agent specializing in high-end residential properties in San Francisco Bay Area with $1B+ in sales history over 25 years.
Best for: High-net-worth individuals buying or selling luxury residential properties in San Francisco Bay Area ($5M+), Sellers of celebrity estates or architecturally significant homes requiring boutique marketing and publicity
AI-powered mortgage lender offering home purchases, refinances, and home equity products with claimed ~0.5% rate savings and faster closing timelines through automated processing.
Best for: Tech-comfortable borrowers who prefer minimal phone interaction and online self-service, Homebuyers and refinancers seeking to compare rates quickly without lengthy consultations
Fif Ghobadian is a Producing Branch Manager and SVP of Mortgage Lending at OriginPoint in San Francisco, offering home purchase, refinance, and specialized loan programs with 20+ years of financial expertise.
Best for: Self-employed borrowers and business owners seeking bank statement loan programs, Military service members and veterans exploring VA loan benefits with competitive pricing
Guarantee Mortgage is a California-based mortgage banker offering home purchase, refinance, and reverse mortgage services across the San Francisco Bay Area for 20+ years.
Best for: California homebuyers and refinancers in the San Francisco Bay Area seeking personalized service, Complex borrowers (self-employed, high debt-to-income, large loan amounts) needing expert guidance
Orlando Diaz is a senior loan advisor offering mortgage and refinance services across Northern California counties. NMLS #238849 licensed in CA.
Best for: Northern California homebuyers seeking personalized mortgage guidance outside large bank channels, Existing homeowners exploring refinance or cash-out options in San Francisco Bay Area counties
Mike Koran at Primary Residential Mortgage offers home purchase and refinance loans across California, Washington, Nevada, Texas, Florida, and Ohio, with 20+ years experience and $1B+ funded volume.
Best for: California first-time homebuyers interested in Dream For All down payment assistance, Borrowers with non-traditional credit or income profiles rejected by major banks
Homepoint Lending Inc is a San Mateo-based mortgage broker offering home purchase loans, refinances, and HELOCs with a digital-first application process targeting fast approval turnaround.
Best for: Home buyers in California seeking a faster pre-approval and digital application experience compared to traditional banks, Existing homeowners refinancing to reduce payments or access home equity with standard financial profiles
Steven Hook is a San Francisco-based mortgage advisor offering home purchase, refinance, and commercial loan options with claimed 10-day average closing times and competitive rates.
Best for: First-time homebuyers seeking personalized guidance and pre-approval support in the San Francisco area, Self-employed or non-traditional income earners seeking mortgage approval despite income documentation challenges
SunnyHill Financial is a mortgage lender specializing in VA and FHA loans with over 50 years of combined industry experience. They offer residential mortgages, refinancing, and first-time buyer support across 23+ states.
Best for: VA loan borrowers and military personnel seeking specialized VA mortgage expertise, FHA loan applicants who need streamlined processing and guidance through FHA-specific requirements
WeFund Mortgage Corporation is a mortgage lender offering home loans, refinancing, and HELOCs through an online platform with competitive rates and personalized support.
Best for: Homebuyers seeking an online-first mortgage application experience, Borrowers interested in home equity lines of credit (HELOCs)
Wilshire Quinn Capital is a nationwide hard money lender offering bridge loans up to $20M with 5-7 day closing times, primarily serving real estate investors and property flippers.
Best for: Real estate investors and house flippers needing to close quickly in competitive markets, Borrowers with strong property equity but credit issues or non-traditional income who cannot qualify for bank financing