Checksmart Locations

Checksmart is a check cashing provider with 36 locations across the US.

★4.9avg Google rating across 1 location
36locations
6states
129services
Category:check cashing

Checksmart is a check cashing and financial services company operating across the United States. The company provides check cashing services to customers and offers related financial products including payday loans and short-term credit options.

Checksmart operates 36 locations across the United States, with notable concentrations in Ohio, Indiana, and Arizona. The company is owned by Community Choice Financial and maintains an online presence at checksmart.com.

Check cashing and payday loan services involve fees that vary by location and transaction type. Consumers should review fee schedules and terms before use, and consider alternatives such as bank accounts or credit unions. These financial products are regulated at both state and federal levels.

Services Offered

Access to third-party lending products Bill Pay Bill Payment Bill pay Bill pay service Bill pay services Bill payment Bill payment (in-store) Bill payment processing Bill payment service Bill payment services Check Cashing Check Cashing (payroll, government, personal checks) Check cashing Customer service and financial counseling at point of sale Customer service and financial guidance Customer service and financial guidance in-store Customer service consultation Customer service support during application process Domestic and International Wire Transfers Express Title Loans (up to $7,500) Get Directions / Multi-location store locator Get Directions / multi-location finder Get Directions / store locator Gift Card Buyback Gift Card Exchange for Cash Gift Card-to-Cash Exchange Gift card cash exchange Gift card cash exchanges Gift card exchange for cash Gift card exchanges for cash Gift card-to-cash exchange Government ID-based identity verification for loan processing Green Dot Visa Debit Card (in-store issuance) Green Dot Visa Debit Card (in-store purchase) Green Dot Visa Debit Card activation Green Dot Visa Debit Card issuance Green Dot Visa Debit Card issuance and activation Green Dot Visa Debit Card sales Green Dot Visa debit card issuance Green Dot Visa debit card sales Green Dot® Visa® Debit Card (in-store purchase) Green Dot® Visa® Debit Card issuance Green Dot® Visa® Prepaid Debit Cards In-Store Loan Application Assistance In-Store Tax Preparation In-person customer service and financial guidance In-person financial services consultation In-person loan application assistance In-person loan applications In-store customer service and consultation In-store customer service and financial guidance In-store customer service and loan application assistance In-store customer service consultations In-store customer service for loan inquiries In-store lending applications and approvals In-store lending consultation In-store lending document review (ID, income, address verification) In-store loan application and approval process In-store loan application assistance In-store loan application processing In-store loan applications In-store loan applications and approvals In-store loan applications and consultations In-store loan applications with lending decisions In-store loan applications with quick decision rendering Installment Loans Loan Document Intake (ID, income proof, proof of address) Loan application and processing Loan application processing Loan application processing and approval Loan application processing with quick decision rendering Loan applications and processing Loans for Ohio residents Mobile App Loan Applications ($200–$5,000, Google Play) Money Orders Money orders Multiple Ohio store locations Multiple convenient store locations Online Appointment Scheduling Online Loan Applications (secure.checksmart.com) Online appointment scheduling Online appointment scheduling for in-store visits Online appointment scheduling for loan applications Payday Loans Proof of employment/income verification assistance Proof of income/employment verification for loan qualification Quick lending decision service Quick lending decisions Rapid lending decision rendering Rapid lending decisions Same-day or next-day funding (when approved) Same-day or next-day funding post-approval Short-Term Loan Products (via unaffiliated third-party lender) Short-term emergency lending access Short-term emergency loans (through third-party lenders) Short-term lending access Short-term lending through third-party lenders Short-term loan access (via third-party lender) Short-term loan access (via unaffiliated third-party lender) Short-term loan access via third-party lender Short-term loans (via third-party unaffiliated lender) Short-term loans through third-party lenders Short-term loans through third-party unaffiliated lenders Short-term loans via third-party unaffiliated lenders Third-Party Short-Term Loans (via unaffiliated lender) Third-party lending product access Third-party lending product access and application facilitation Third-party lending product access and applications Third-party lending product facilitation Third-party lending products (short-term emergency loans through unaffiliated lenders) Third-party lending referrals Third-party short-term lending (facilitation only) Third-party short-term lending access Third-party short-term lending facilitation Third-party short-term lending products (unspecified terms) Third-party short-term loan access (Ohio) Third-party short-term loan access and application Third-party short-term loan facilitation Third-party short-term loan products (Ohio only) Third-party short-term loan referrals (Ohio only) Third-party short-term loans Third-party short-term loans (emergency cash) Third-party short-term personal loans Title Loans (up to $25,000) Title Loans (vehicle collateral) Vehicle appraisal services Wire Transfers Wire transfers

Strengths

  • +Online appointment scheduling available to reduce in-store wait times
  • +Online appointment scheduling to reduce in-store wait times
  • +Gift card exchange service for immediate cash conversion
  • +Green Dot Visa Debit Card available in-store for unbanked customers
  • +Online appointment scheduling available to speed up in-store loan process

Things to Consider

  • –Requires vehicle title as collateral, creating repossession risk if payments missed
  • –Interest rates and APR not disclosed on website, limiting price transparency
  • –Vehicle required for loans; excludes consumers without approved vehicles
  • –Title loan costs typically very high, making this expensive emergency funding

Company Details

Founded
1987
Headquarters
Phoenix, AZ
BBB Rating
A+
Phone
+1 602-297-9777
Official Website
https://www.checksmart.com
Parent Company
Community Choice Financial

All Checksmart Locations by State

AZ(1 location)

CheckSmart

BBB NR

Phoenix, AZ CheckSmart at 1930 W Indian School Rd offers payday and title loans for quick cash solutions. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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Arizona(7 locations)

CheckSmart

BBB NR

Glendale, AZ CheckSmart at 6690 W Cactus Road provides check cashing, money transfers, and payday loans in a standalone location. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Mesa, AZ's CheckSmart at 6771 E Main St offers check cashing and quick loans with convenient weekday and Saturday hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Phoenix, AZ CheckSmart location at 7710 W Lower Buckeye Rd offers check cashing, payday loans, and financial services Mon–Sat. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

CheckSmart is located at 4301 W Indian School Rd, Phoenix, AZ 85031 in the Maryvale Village neighborhood. Google reviewers rate the branch 4.9 stars across 71 reviews. Call +1 602-272-8688. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Tempe, AZ's CheckSmart at 131 E Southern Ave offers check cashing, payday loans, and money transfer services for local residents. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

CheckSmart at 727 W Ajo Way in Tucson, AZ offers fast payday and title loans with same-day funding for quick cash needs. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

CheckSmart in Tucson, AZ provides check cashing at 5504 E 22nd St Ste 100. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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Indiana(5 locations)

CheckSmart

BBB NR

Clarksville, IN CheckSmart provides check cashing and short-term loans at 907 Eastern Blvd. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

CheckSmart in Greenwood, IN at 905 W County Line Rd offers check cashing, payday loans, and same-day lending services. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

CheckSmart at Shadeland Ave in Indianapolis, IN — fast check cashing and payday loans with extended weekday hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

CheckSmart at 3429 S East St, Indianapolis, IN provides check-cashing and payday loans. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Plainfield, IN CheckSmart at 2235 E Main St offers check cashing and financial services for the local community. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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Kentucky(3 locations)

CheckSmart

BBB A+

CheckSmart at 5627 Outer Loop in Louisville, KY offers check cashing and quick loans. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

5005 Preston Hwy in Louisville, KY, CheckSmart provides check cashing, payday loans, and financial services with extended hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Newport, KY's CheckSmart location at 1851 Monmouth St offers fast check cashing and short-term loans for quick cash needs. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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Michigan(5 locations)

CheckSmart

BBB NR

Livonia, MI's CheckSmart at 33320 Plymouth Rd offers quick payday and title loans with same-day funding. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Livonia, MI's CheckSmart at 29235 Six Mile Rd offers check cashing, payday loans, and prepaid cards with convenient weekend hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Taylor, MI's CheckSmart at 7840 Telegraph Rd offers check cashing and financial services for the local community. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Taylor, MI CheckSmart at 26150 Eureka Rd offers check cashing and payday loans with convenient weekday and Saturday hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Warren, MI CheckSmart at 27127 Van Dyke Ave provides check cashing and short-term loans. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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Ohio(15 locations)

CheckSmart

BBB NR

At 658 Main St in Cincinnati, OH, CheckSmart offers quick payday and title loans to residents seeking fast cash solutions. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Cleveland, OH's CheckSmart at 2196 Brookpark Rd offers quick check cashing, payday loans, and money transfers with extended weekday hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Columbus, OH CheckSmart location on N Wilson Rd offers check cashing and payday loan services with extended Friday hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Columbus, OH's CheckSmart location at 7370 Sawmill Rd offers fast payday loans and title loans with same-day service. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Dayton, OH CheckSmart on Linden Ave offers check cashing and short-term loans with extended hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Euclid, OH's CheckSmart at 22641 Euclid Ave offers check cashing, payday loans, and financial advances. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Garfield Heights, OH CheckSmart at 5062 Turney Rd offers check cashing and payday loans to the local community. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Lakewood, OH's CheckSmart on W 117th St offers check cashing and payday loans with extended hours. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

North Randall, OH CheckSmart at 4626 Northfield Rd offers check-cashing and lending services for local residents. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

CheckSmart on Montgomery Rd in Norwood, OH provides check cashing, payday loans, and bill payment services to residents of southwestern Ohio. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Parma Heights, OH CheckSmart check-cashing and loans at 6895 W 130th St This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Reynoldsburg, OH CheckSmart on E Main St provides check cashing and financial services. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Whitehall, OH CheckSmart at 4100 E Broad St is a check-cashing store offering cash advances and financial services. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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CheckSmart

BBB NR

Willoughby, OH CheckSmart at 34302 Euclid Ave offers check cashing and quick loans. This Checksmart listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Checksmart location links back to a full CreditDoc review with sourced fields.

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Frequently Asked Questions About Checksmart

What financial products does Checksmart offer?

Checksmart primarily offers check cashing services, and also provides payday loans and short-term credit products for customers seeking immediate access to funds.

How can I find a Checksmart location near me?

Checksmart operates 36 locations across the United States, concentrated in Ohio, Indiana, and Arizona. Location information is available through the company's website at checksmart.com.

What should I know about fees and regulations for check cashing services?

Check cashing and payday loan services charge fees that vary by location and service type. These products are regulated under state and federal law, and consumers should review specific fee schedules and terms before use.

About this Checksmart page: CreditDoc aggregates public location, contact, and rating data for Checksmart across the United States. Each location links to a full CreditDoc profile with sourced fields, BBB rating context, and public complaint signals from the Consumer Financial Protection Bureau where available. Compare Checksmart listings side by side with peer providers in the same category before contacting a specific branch.

How to use this brand hub: Use the state-grouped locations above to jump to a specific Checksmart branch near you. Every branch profile shows what services are offered, whether the location is licensed, and how it compares to peer providers in the same city. When comparing brands, look for consistency in pricing disclosure, service listings, refund policies, and licensing across every branch — brand-level consistency is a strong signal of a well-run provider.

Data sourcing: Location addresses, contact numbers, and website URLs are collected from provider disclosures. BBB rating and accreditation status come from the Better Business Bureau. Google rating and review-count signals are shown only where at least one stored review is available. Public complaint context comes from the CFPB Consumer Complaint Database. All fields on the underlying profile pages are dated and sourced.

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