Checksmart Locations

Checksmart is a check cashing provider with 36 locations across the US.

4.9 avg Google rating across 1 location
36 locations
6 states
129 services
Category: check cashing
Free Consultation

Services Offered

Access to third-party lending products Bill Pay Bill Payment Bill pay Bill pay service Bill pay services Bill payment Bill payment (in-store) Bill payment processing Bill payment service Bill payment services Check Cashing Check Cashing (payroll, government, personal checks) Check cashing Customer service and financial counseling at point of sale Customer service and financial guidance Customer service and financial guidance in-store Customer service consultation Customer service support during application process Domestic and International Wire Transfers Express Title Loans (up to $7,500) Get Directions / Multi-location store locator Get Directions / multi-location finder Get Directions / store locator Gift Card Buyback Gift Card Exchange for Cash Gift Card-to-Cash Exchange Gift card cash exchange Gift card cash exchanges Gift card exchange for cash Gift card exchanges for cash Gift card-to-cash exchange Government ID-based identity verification for loan processing Green Dot Visa Debit Card (in-store issuance) Green Dot Visa Debit Card (in-store purchase) Green Dot Visa Debit Card activation Green Dot Visa Debit Card issuance Green Dot Visa Debit Card issuance and activation Green Dot Visa Debit Card sales Green Dot Visa debit card issuance Green Dot Visa debit card sales Green Dot® Visa® Debit Card (in-store purchase) Green Dot® Visa® Debit Card issuance Green Dot® Visa® Prepaid Debit Cards In-Store Loan Application Assistance In-Store Tax Preparation In-person customer service and financial guidance In-person financial services consultation In-person loan application assistance In-person loan applications In-store customer service and consultation In-store customer service and financial guidance In-store customer service and loan application assistance In-store customer service consultations In-store customer service for loan inquiries In-store lending applications and approvals In-store lending consultation In-store lending document review (ID, income, address verification) In-store loan application and approval process In-store loan application assistance In-store loan application processing In-store loan applications In-store loan applications and approvals In-store loan applications and consultations In-store loan applications with lending decisions In-store loan applications with quick decision rendering Installment Loans Loan Document Intake (ID, income proof, proof of address) Loan application and processing Loan application processing Loan application processing and approval Loan application processing with quick decision rendering Loan applications and processing Loans for Ohio residents Mobile App Loan Applications ($200–$5,000, Google Play) Money Orders Money orders Multiple Ohio store locations Multiple convenient store locations Online Appointment Scheduling Online Loan Applications (secure.checksmart.com) Online appointment scheduling Online appointment scheduling for in-store visits Online appointment scheduling for loan applications Payday Loans Proof of employment/income verification assistance Proof of income/employment verification for loan qualification Quick lending decision service Quick lending decisions Rapid lending decision rendering Rapid lending decisions Same-day or next-day funding (when approved) Same-day or next-day funding post-approval Short-Term Loan Products (via unaffiliated third-party lender) Short-term emergency lending access Short-term emergency loans (through third-party lenders) Short-term lending access Short-term lending through third-party lenders Short-term loan access (via third-party lender) Short-term loan access (via unaffiliated third-party lender) Short-term loan access via third-party lender Short-term loans (via third-party unaffiliated lender) Short-term loans through third-party lenders Short-term loans through third-party unaffiliated lenders Short-term loans via third-party unaffiliated lenders Third-Party Short-Term Loans (via unaffiliated lender) Third-party lending product access Third-party lending product access and application facilitation Third-party lending product access and applications Third-party lending product facilitation Third-party lending products (short-term emergency loans through unaffiliated lenders) Third-party lending referrals Third-party short-term lending (facilitation only) Third-party short-term lending access Third-party short-term lending facilitation Third-party short-term lending products (unspecified terms) Third-party short-term loan access (Ohio) Third-party short-term loan access and application Third-party short-term loan facilitation Third-party short-term loan products (Ohio only) Third-party short-term loan referrals (Ohio only) Third-party short-term loans Third-party short-term loans (emergency cash) Third-party short-term personal loans Title Loans (up to $25,000) Title Loans (vehicle collateral) Vehicle appraisal services Wire Transfers Wire transfers

Strengths

  • + Online appointment scheduling available to reduce in-store wait times
  • + Online appointment scheduling to reduce in-store wait times
  • + Green Dot Visa Debit Card available in-store for unbanked customers
  • + Gift card exchange service for immediate cash conversion
  • + Online appointment scheduling available to speed up in-store loan process

Things to Consider

  • Requires vehicle title as collateral, creating repossession risk if payments missed
  • Interest rates and APR not disclosed on website, limiting price transparency
  • Vehicle required for loans; excludes consumers without approved vehicles
  • Title loan costs typically very high, making this expensive emergency funding

Company Details

Founded
1987
Headquarters
Phoenix, AZ
BBB Rating
A+
AZ (1 location)
CheckSmart logo

CheckSmart

Phoenix, AZ CheckSmart at 1930 W Indian School Rd offers payday and title loans for short-term cash access solutions.

4.9/5

Google rating from 1,294 reviews

BBB: NR

Profile signals: Vehicle owners facing short-term cash needs who cannot access traditional lending, Consumers with vehicle equity but poor credit history or limited documentation

Arizona (7 locations)
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CheckSmart

Glendale, AZ CheckSmart at 6690 W Cactus Road provides check cashing, money transfers, and payday loans in a standalone location.

BBB: NR

Profile signals: Consumers needing basic check-cashing and money order services without a bank account, Individuals seeking emergency short-term cash with physical location convenience

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CheckSmart

Mesa, AZ's CheckSmart at 6771 E Main St offers check cashing and quick loans with convenient weekday and Saturday hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing check cashing and money transfer services in one location, Columbus-area residents seeking same-day loan access with application-timing claims decisions

CheckSmart logo

CheckSmart

CheckSmart is located at 4301 W Indian School Rd, Phoenix, AZ 85031 in the Maryvale Village neighborhood. Google reviewers rate the branch 4.9 stars across 71 reviews. Call +1 602-272-8688.

BBB: NR

Profile signals: Unbanked or underbanked Ohio residents needing check cashing and transaction services, Consumers needing a short-term emergency loan who prefer in-person guidance

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CheckSmart

Phoenix, AZ CheckSmart location at 7710 W Lower Buckeye Rd offers check cashing, payday loans, and financial services Mon–Sat.

BBB: NR

Profile signals: Unbanked or underbanked Ohio residents needing immediate check cashing, money orders, or wire transfer services, Customers needing multiple financial services (lending + cash access) in a single location without navigating multiple providers

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CheckSmart

Tempe, AZ's CheckSmart at 131 E Southern Ave offers check cashing, payday loans, and money transfer services for local residents.

BBB: NR

Profile signals: Unbanked or underbanked Ohio residents who need in-person check cashing or money services, Consumers who need multiple financial services — cashing, bill pay, wire transfer — in a single visit

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CheckSmart

CheckSmart in Tucson, AZ provides check cashing at 5504 E 22nd St Ste 100.

BBB: NR

Profile signals: Unbanked and underbanked consumers needing immediate check cashing and money transfer services, Customers seeking multiple financial services (check cashing, bill pay, wire transfers) in one convenient location

CheckSmart logo

CheckSmart

CheckSmart at 727 W Ajo Way in Tucson, AZ offers payday and title-loan profile details with provider-stated funding timing for short-term cash access needs.

BBB: NR

Profile signals: Unbanked or underbanked Ohio residents who need check cashing or money orders without a bank account, Consumers who need to pay bills, send wire transfers, or exchange gift cards for cash in one stop

Indiana (5 locations)
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CheckSmart

Clarksville, IN CheckSmart provides check cashing and short-term loans at 907 Eastern Blvd.

BBB: NR

Profile signals: Unbanked or underbanked Ohio residents needing check cashing or a prepaid debit card, Consumers who need money orders, wire transfers, or bill pay in person

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CheckSmart

CheckSmart in Greenwood, IN at 905 W County Line Rd offers check cashing, payday loans, and same-day lending services.

BBB: NR

Profile signals: Unbanked or underbanked individuals needing basic financial services like check cashing and wire transfers, Customers seeking quick access to both check cashing and potential short-term lending in one location

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CheckSmart

CheckSmart at 3429 S East St, Indianapolis, IN provides check-cashing and payday loans.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing check cashing or money orders, Customers who need to pay bills, send wire transfers, or obtain money orders without a bank

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CheckSmart

CheckSmart at Shadeland Ave in Indianapolis, IN — fast check cashing and payday loans with extended weekday hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers who need check cashing without a bank account, Ohio residents seeking short-term loan access through a retail storefront

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CheckSmart

Plainfield, IN CheckSmart at 2235 E Main St offers check cashing and financial services for the local community.

BBB: NR

Profile signals: Consumers without bank accounts seeking check cashing and money order services, Unbanked or underbanked individuals researching short-term cash access and wire transfer capability

Kentucky (3 locations)
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CheckSmart

5005 Preston Hwy in Louisville, KY, CheckSmart provides check cashing, payday loans, and financial services with extended hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing check cashing and money transfer services, Working individuals seeking convenient extended-hours access to money services and bill pay

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CheckSmart

CheckSmart at 5627 Outer Loop in Louisville, KY offers check cashing and quick loans.

BBB: A+

Profile signals: Unbanked consumers who are researching short-term cash access and lack a traditional bank account, Paycheck-to-paycheck workers facing an unexpected expense before their next payday

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CheckSmart

Newport, KY's CheckSmart location at 1851 Monmouth St offers fast check cashing and short-term loans for short-term cash access needs.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate check cashing, money transfer, or bill payment services, Ohio residents without traditional bank accounts seeking accessible financial services and lending access

Michigan (5 locations)
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CheckSmart

Livonia, MI's CheckSmart at 29235 Six Mile Rd offers check cashing, payday loans, and prepaid cards with convenient weekend hours.

BBB: NR

Profile signals: Unbanked or underbanked Ohioans who are researching short-term cash access and check cashing without traditional bank accounts, Customers seeking same-day financial services including check cashing, wire transfers, or money orders in addition to lending

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CheckSmart

Livonia, MI's CheckSmart at 33320 Plymouth Rd offers payday and title-loan profile details with provider-stated funding timing.

BBB: NR

Profile signals: Consumers needing check cashing or money transfer services in the Columbus area, Borrowers seeking convenient physical location access with extended business hours

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CheckSmart

Taylor, MI CheckSmart at 26150 Eureka Rd offers check cashing and payday loans with convenient weekday and Saturday hours.

BBB: NR

Profile signals: Ohio residents who need check cashing, money orders, or wire transfers in person, Underbanked consumers who prefer face-to-face guidance when applying for a short-term loan

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CheckSmart

Taylor, MI's CheckSmart at 7840 Telegraph Rd offers check cashing and financial services for the local community.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing check cashing and money transfer services without an account, Customers in central Ohio with short-term cash needs willing to visit in-person and accept short-term lending terms

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CheckSmart

Warren, MI CheckSmart at 27127 Van Dyke Ave provides check cashing and short-term loans.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing check cashing and money services without a bank account, Consumers who want in-person help applying for a short-term loan and prefer face-to-face service

Ohio (15 locations)
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CheckSmart

Willoughby, OH CheckSmart at 34302 Euclid Ave offers check cashing and quick loans.

BBB: NR

Profile signals: Unbanked or underbanked consumers who lack traditional bank accounts and need check cashing or money transfer services, Customers seeking rapid access to multiple financial services in a single physical location without travel between institutions

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CheckSmart

Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options

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CheckSmart

At 658 Main St in Cincinnati, OH, CheckSmart offers payday and title-loan profile details to residents seeking short-term cash-access services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing multiple financial services in one physical location, Customers requiring immediate check cashing, wire transfers, or money orders without a traditional bank account

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CheckSmart

Cleveland, OH's CheckSmart at 2196 Brookpark Rd offers quick check cashing, payday loans, and money transfers with extended weekday hours.

BBB: NR

Profile signals: Unbanked or underbanked Ohio residents who need check cashing without a traditional bank account, Consumers needing money orders, wire transfers, or bill payment services in person

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CheckSmart

Columbus, OH's CheckSmart location at 7370 Sawmill Rd offers payday-loan profile details and title loans with same-day service claims to verify.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing basic financial services like check cashing and money orders, Customers seeking rapid access to small emergency cash loans with listed funding timing

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CheckSmart

Columbus, OH CheckSmart location on N Wilson Rd offers check cashing and payday loan services with extended Friday hours.

BBB: NR

Profile signals: Underbanked Ohio residents who need check cashing or money orders without a bank account, Consumers who prefer in-person financial service assistance over online applications

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CheckSmart

Dayton, OH CheckSmart on Linden Ave offers check cashing and short-term loans with extended hours.

BBB: NR

Profile signals: Customers needing immediate check cashing or money transfer services without a bank account, Ohio residents seeking quick lending access who are comfortable visiting in person

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CheckSmart

Euclid, OH's CheckSmart at 22641 Euclid Ave offers check cashing, payday loans, and financial advances.

BBB: NR

Profile signals: Unbanked or underbanked Ohio residents needing check cashing and basic money transfer services, Working adults with non-traditional schedules requiring evening or weekend financial services

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CheckSmart

Garfield Heights, OH CheckSmart at 5062 Turney Rd offers check cashing and payday loans to the local community.

BBB: NR

Profile signals: Customers needing immediate check cashing or wire transfer services, Unbanked individuals requiring debit card access and basic transaction services

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CheckSmart

Lakewood, OH's CheckSmart on W 117th St offers check cashing and payday loans with extended hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers who need check cashing, money orders, or wire transfers without a bank account, Ohio residents who need fast access to a short-term loan and prefer face-to-face service

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CheckSmart

North Randall, OH CheckSmart at 4626 Northfield Rd offers check-cashing and lending services for local residents.

BBB: NR

Profile signals: Unbanked or underbanked Ohio residents who need check cashing alongside other financial services, Consumers who prefer in-person assistance over online-only loan applications

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CheckSmart

CheckSmart on Montgomery Rd in Norwood, OH provides check cashing, payday loans, and bill payment services to residents of southwestern Ohio.

BBB: NR

Profile signals: Unbanked and underbanked consumers in Ohio needing check cashing, money orders, or wire transfer services, Consumers seeking quick access to short-term lending through a physical store location with extended hours

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CheckSmart

Parma Heights, OH CheckSmart check-cashing and loans at 6895 W 130th St

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate check cashing or wire transfer services, Ohio residents seeking emergency-cash timing to verify from a physical storefront

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CheckSmart

Reynoldsburg, OH CheckSmart on E Main St provides check cashing and financial services.

BBB: NR

Profile signals: Customers in central Ohio needing immediate check cashing or money transfer services without bank accounts, Working individuals with non-standard schedules who need financial services outside typical banking hours

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CheckSmart

Whitehall, OH CheckSmart at 4100 E Broad St is a check-cashing store offering cash advances and financial services.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing and basic financial services, Customers in Columbus/Ohio area seeking same-day short-term lending with rapid approval

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