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USA Check Center (formerly Check Center)
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BBB:
Part of the Checksmart chain · locations
CheckSmart in Mesa, AZ
Mesa, AZ's CheckSmart at 6771 E Main St offers check cashing and quick loans with convenient weekday and Saturday hours.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
Located at 6771 E Main St on Mesa's east side, CheckSmart is a standalone check-cashing store serving the local community. This Mesa location operates Monday through Saturday with hours designed for convenience—9 AM–7 PM on most weekdays, with slightly reduced hours on Wednesdays and Thursdays, plus 10 AM–4 PM on Saturdays. The accessible Mesa storefront makes it easy to stop by without planning ahead.
At this CheckSmart location in Mesa, AZ, you can cash checks, apply for short-term loans, and access other quick-financing options. Call +1 480-981-6999 to ask about services, rates, and eligibility requirements. The 6771 E Main St branch staff can explain your loan options and guide you through the application process quickly.
If you're in Mesa and need fast access to cash, bring a valid government ID and a recent pay stub or bank statement. CheckSmart provides a faster alternative to banks for short-term funding needs. The convenient Saturday hours and east Mesa location make this branch ideal for residents throughout the city.
Services & Features
Bill payment services
Check cashing
Customer service and financial guidance
Gift card exchange for cash
Green Dot Visa debit card issuance
In-store loan application processing
Money orders
Online appointment scheduling
Proof of employment/income verification assistance
Quick lending decisions
Third-party short-term loan access and application
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Multiple financial services under one roof: check cashing, money orders, wire transfers, bill pay, and loan access
- Extended hours including Friday 8:00 AM - 8:00 PM and Sunday 11:00 AM - 5:00 PM for accessibility
- Online appointment scheduling available to reduce in-store wait times
- Quick lending decision and same-day/next-day funding potential for approved loans
- Green Dot Visa debit card issuance available in-store
- Gift card exchange service for cash—uncommon convenience service
- Multiple locations across Ohio (11+ stores) providing neighborhood access
Cons
- Acts as a lending facilitator, not a direct lender—terms and rates controlled by third-party lenders with unknown APRs
- Website provides no specific information about loan amounts, terms, fees, or eligibility requirements
- Requires in-person store visit; no online loan application capability mentioned
- Limited transparency about the third-party lending partners or their specific products
- Check-cashing and money services typically carry per-transaction fees not disclosed on the website
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 6771 E Main St, Mesa, AZ 85205.
Quick Facts
- Headquarters
- 6771 E Main St, Mesa, AZ 85205
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart is best suited for consumers needing quick access to check-cashing services, money transfers, or bill payment in a physical location, with potential loan access through third-party lenders. The main caveat is the lack of transparency regarding specific loan products, APRs, and terms—borrowers must visit in-store or call to learn actual lending details.
Best For
- Unbanked or underbanked consumers needing check cashing and money transfer services in one location
- Columbus-area residents seeking same-day loan access with quick approval decisions
- Customers who prefer in-person financial service interactions with appointment flexibility
- People needing bundled services: loan application, bill payment, and debit card access simultaneously
Updated 2026-04-29
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