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USA Check Center (formerly Check Center)
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Part of the Checksmart chain · locations
CheckSmart in Reynoldsburg, OH
Reynoldsburg, OH CheckSmart on E Main St provides check cashing and financial services.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
CheckSmart in Reynoldsburg, OH is located at 7113 E Main St, a standalone financial services store. The location is open Monday through Thursday from 9 AM to 7 PM, Friday 8 AM to 8 PM, and Saturday 9 AM to 4 PM. Reynoldsburg residents can depend on consistent hours to handle their check cashing and payment needs.
At this Reynoldsburg CheckSmart location, you can cash checks, purchase money orders, pay bills, and access other quick financial services. For questions about services or hours, call the store directly at 614-751-1314. The staff at the E Main St location is ready to assist with your financial transactions.
If you need to cash a check or make a quick payment in Reynoldsburg, OH, bring a valid government-issued ID and your check or payment information. CheckSmart handles time-sensitive financial needs without the long lines of traditional banks. Stop by any time during business hours on E Main St for convenient service.
Services & Features
Bill pay service
Check cashing
Gift card cash exchange
Green Dot Visa Debit Card issuance
In-store customer service and loan application assistance
Money orders
Online appointment scheduling
Third-party short-term lending products (unspecified terms)
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Extended hours including 8 AM–8 PM on Fridays and Sunday availability (11 AM–5 PM) for working customers
- Multiple locations across Ohio (10+ stores) for geographic accessibility and convenience
- Online appointment scheduling to reduce in-store wait times
- Comprehensive financial services including check cashing, money orders, wire transfers, and bill pay all in one location
- Green Dot Visa Debit Card issuance available in-store for customers without traditional bank accounts
- Gift card exchange service for immediate cash conversion
- Same-location access to third-party lending products alongside financial services
Cons
- No transparency on loan terms, APRs, or lending limits—website only states access to 'third-party lending products from an unaffiliated lender' without specifics
- Acts as a referral or broker for lending rather than a direct lender, limiting borrower protections and clarity
- No information provided on check cashing fees, money order costs, or other service charges
- Limited detail on the actual loan products available or the lenders involved
- Website emphasizes 'short-term lending' vaguely, suggesting payday-style loans which typically carry high APRs
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 7113 E Main St, Reynoldsburg, OH 43068.
Quick Facts
- Headquarters
- 7113 E Main St, Reynoldsburg, OH 43068
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart is best for customers in central Ohio who need convenient check cashing, money transfers, or bill payment services with extended hours and multiple locations. The critical caveat is that their lending products lack transparency—the website provides no loan terms, APRs, or lender details, indicating they function as a broker rather than direct lender, so borrowers should independently verify all loan terms before proceeding.
Best For
- Customers in central Ohio needing immediate check cashing or money transfer services without bank accounts
- Working individuals with non-standard schedules who need financial services outside typical banking hours
- Repeat customers in the Columbus, Reynoldsburg, Springfield area seeking convenient in-person service
- Borrowers already familiar with third-party lending networks seeking expedited access with appointment scheduling
Updated 2026-04-29
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