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5005 Preston Hwy in Louisville, KY, CheckSmart provides check cashing, payday loans, and financial services with extended hours.
Data compiled from public sources
CheckSmart's Preston Hwy location sits at 5005 Preston Hwy Unit 103 in Louisville, KY, offering convenient check cashing and financial services in the area. The store operates with extended hours to serve Louisville residents: Monday through Thursday 9AM to 7PM, Friday 8AM to 7PM, and weekend hours Saturday 9AM to 4PM and Sunday 11AM to 4PM, making it easy to stop by before or after work.
At this Louisville CheckSmart location, you can cash checks, apply for payday loans, and access other financial services. The staff is ready to help with your banking needs. For specific questions about rates, requirements, or services available at this Preston Hwy location, call 502-810-0861.
If you're in Louisville, KY and need quick check cashing or a short-term loan, this CheckSmart location on Preston Hwy is accessible and ready to help. Bring your ID and the check you want to cash, or be prepared to discuss your loan application. CheckSmart serves Louisville's financial needs with fast, straightforward service.
This is state-level context for Check Cashing & Money Services consumers in Louisville, KY. It does not confirm that CheckSmart or this specific location is licensed.
State regulator
Kentucky Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 19% for consumer loans over $15,000; payday loans capped at $500 with $15 per $100 fee
Kentucky allows payday lending with a $500 cap, $15 per $100 fee limit, and a statewide tracking database. Borrowers are limited to two loans at a time with a cooling-off period. Consumers can file complaints with the Department of Financial Institutions or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
CheckSmart offers 10 services including Check cashing, Money orders, Wire transfers, Bill pay services, Green Dot Visa Debit Card issuance, and 5 more.
CheckSmart has profile signals associated with Unbanked or underbanked consumers needing check cashing and money transfer services, Working individuals seeking convenient extended-hours access to money services and bill pay, Consumers seeking immediate prepaid card access without bank account requirement, Customers needing access to short-term emergency loans with listed funding timing.
Key strengths: Extended operating hours including Friday 8:00 AM - 8:00 PM and weekend availability for working customers; Multiple locations across Ohio (10+ stores) providing geographic accessibility in Columbus and surrounding areas; In-store Green Dot Visa Debit Card issuance available same-day without waiting. Areas to consider: Does not directly originate loans; operates only as a broker for third-party lenders, limiting control over terms and rates; No fee or APR information disclosed on the website, making it impossible to assess actual costs upfront.
In the Check Cashing & Money Services category, comparable providers include CheckSmart, CheckSmart, MoneyGram. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
CheckSmart is profile signals for unbanked consumers and working individuals needing convenient check cashing, money transfer, and bill pay services with extended hours. The primary caveat is that while it functions as a check cashing storefront, its lending operations are brokered through third parties with undisclosed rates and fees, making it difficult to assess actual lending value before visiting a store.
CheckSmart at 5627 Outer Loop in Louisville, KY offers check cashing and quick loans.
Profile signals: Unbanked consumers who are researching short-term cash access and lack a traditional bank account, Paycheck-to-paycheck workers facing an unexpected expense before their next payday
Newport, KY's CheckSmart location at 1851 Monmouth St offers fast check cashing and short-term loans for short-term cash access needs.
Profile signals: Unbanked or underbanked consumers needing immediate check cashing, money transfer, or bill payment services, Ohio residents without traditional bank accounts seeking accessible financial services and lending access
Louisville, KY's MoneyGram at 4101 Outer Loop offers convenient money transfers and check-cashing services open daily 9AM-9PM.
Profile signals: Customers needing quick money transfers who already shop at Walmart or CVS, People requiring bill payment or money order services with flexible evening hours
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