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USA Check Center (formerly Check Center)
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Part of the Checksmart chain · locations
CheckSmart in Louisville, KY
5005 Preston Hwy in Louisville, KY, CheckSmart provides check cashing, payday loans, and financial services with extended hours.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
CheckSmart's Preston Hwy location sits at 5005 Preston Hwy Unit 103 in Louisville, KY, offering convenient check cashing and financial services in the area. The store operates with extended hours to serve Louisville residents: Monday through Thursday 9AM to 7PM, Friday 8AM to 7PM, and weekend hours Saturday 9AM to 4PM and Sunday 11AM to 4PM, making it easy to stop by before or after work.
At this Louisville CheckSmart location, you can cash checks, apply for payday loans, and access other financial services. The staff is ready to help with your banking needs. For specific questions about rates, requirements, or services available at this Preston Hwy location, call 502-810-0861.
If you're in Louisville, KY and need quick check cashing or a short-term loan, this CheckSmart location on Preston Hwy is accessible and ready to help. Bring your ID and the check you want to cash, or be prepared to discuss your loan application. CheckSmart serves Louisville's financial needs with fast, straightforward service.
Services & Features
Bill pay services
Check cashing
Gift card exchange for cash
Green Dot Visa Debit Card issuance
In-store loan applications and consultations
Money orders
Multiple convenient store locations
Online appointment scheduling
Third-party lending product access
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Extended operating hours including Friday 8:00 AM - 8:00 PM and weekend availability for working customers
- Multiple locations across Ohio (10+ stores) providing geographic accessibility in Columbus and surrounding areas
- In-store Green Dot Visa Debit Card issuance available same-day without waiting
- Online appointment scheduling to reduce in-store wait times
- Comprehensive money services under one roof: check cashing, money orders, wire transfers, and bill pay
- Gift card exchange service providing liquidity for unused gift cards
- Clear documentation requirements listed upfront to streamline application process
Cons
- Does not directly originate loans; operates only as a broker for third-party lenders, limiting control over terms and rates
- No fee or APR information disclosed on the website, making it impossible to assess actual costs upfront
- Short-term lending positioning suggests products likely carry high costs typical of emergency cash category
- Limited detail about eligibility requirements or loan amounts available
- Check cashing and money services typically charge per-transaction fees not disclosed on this page
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 5005 Preston Hwy UNIT 103, Louisville, KY 40213.
Quick Facts
- Headquarters
- 5005 Preston Hwy UNIT 103, Louisville, KY 40213
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart is best for unbanked consumers and working individuals needing convenient check cashing, money transfer, and bill pay services with extended hours. The primary caveat is that while it functions as a check cashing storefront, its lending operations are brokered through third parties with undisclosed rates and fees, making it difficult to assess actual lending value before visiting a store.
Best For
- Unbanked or underbanked consumers needing check cashing and money transfer services
- Working individuals seeking convenient extended-hours access to money services and bill pay
- Consumers seeking immediate prepaid card access without bank account requirement
- Customers needing access to short-term emergency loans with same-day or next-day funding
Updated 2026-04-29
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