U
USA Check Center (formerly Check Center)
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BBB:
Part of the Checksmart chain · locations
CheckSmart in Greenwood, IN
CheckSmart in Greenwood, IN at 905 W County Line Rd offers check cashing, payday loans, and same-day lending services.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
The CheckSmart location in Greenwood, IN is situated at 905 W County Line Rd, a standalone shop serving the local community with convenient access and extended operating hours. The store is open Monday through Friday from 9 AM to 7 PM, Saturdays 9 AM to 4 PM, and closed Sundays. This schedule makes it accessible for weekday errands and weekend convenience.
At this Greenwood CheckSmart branch, customers can access check cashing services, payday loans, title loans, and other short-term financial solutions. For specific questions about rates, requirements, or available services, call the location directly at 317-888-0011. The staff can explain eligibility criteria and help you find the financial product that fits your immediate needs.
Residents of Greenwood, IN visiting this CheckSmart location should bring a valid government-issued ID, proof of income, and an active checking account for check cashing. Whether you need to cash a check quickly, secure fast funds, or explore short-term lending options, this Greenwood location provides same-day services without the wait times of traditional banks.
Services & Features
Bill pay
Check cashing
Customer service consultation
Gift card exchanges for cash
Green Dot Visa Debit Card issuance
In-store loan applications
Money orders
Online appointment scheduling
Third-party lending referrals
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Multiple convenient locations across Ohio with extended hours (open as early as 8:00 AM and as late as 8:00 PM on Fridays)
- One-stop shop combining check cashing, money orders, wire transfers, and bill pay in a single location
- Online appointment scheduling available to reduce in-store wait times
- Green Dot Visa Debit Card issuance available in-store for unbanked or underbanked customers
- Gift card exchange service provides liquidity for unused gift cards
- Quick lending decisions promised for customers referred to partner lenders
- Accessible to customers without traditional bank accounts or credit history
Cons
- Website does not disclose APRs, loan amounts, terms, or fees associated with partner lending products
- CheckSmart does not originate loans—customers have no direct relationship with the actual lender, potentially creating confusion or service issues
- No transparent information about which lenders partner with CheckSmart or how lending decisions are made
- Limited details on check cashing fees, money order costs, wire transfer charges, or other service fees
- Positioning as a lending provider is misleading given CheckSmart is primarily a referral agent with no underwriting responsibility
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 905 W County Line Rd, Greenwood, IN 46142.
Quick Facts
- Headquarters
- 905 W County Line Rd, Greenwood, IN 46142
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart is best for customers needing reliable check cashing, money orders, and wire transfer services in Ohio, particularly those without traditional bank accounts. The critical caveat is that any loan products are originated by unaffiliated third-party lenders, and CheckSmart provides no transparent information about rates, terms, or approval criteria—customers should research partner lenders independently before applying.
Best For
- Unbanked or underbanked individuals needing basic financial services like check cashing and wire transfers
- Customers seeking quick access to both check cashing and potential short-term lending in one location
- People in Columbus and surrounding Ohio areas who value extended store hours and appointment availability
- Those looking to obtain a prepaid debit card without a bank account
Updated 2026-04-29
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