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Livonia, MI's CheckSmart at 29235 Six Mile Rd offers check cashing, payday loans, and prepaid cards with convenient weekend hours.
Data compiled from public sources
CheckSmart in Livonia, MI at 29235 Six Mile Rd is a standalone check-cashing location open Monday through Friday 9AM-7PM, with extended hours Friday until 7PM and Saturday 9AM-4PM. This Livonia storefront provides quick financial services for residents of this western Detroit suburb without the wait of traditional banks.
At this Livonia location, CheckSmart offers check cashing, payday loans, prepaid card services, and other short-term financial solutions. Call 734-261-2318 to confirm services or discuss your financial needs with staff at the Six Mile Rd branch.
Livonia residents visiting this CheckSmart should bring a valid government ID and proof of address. The location is accessible for walk-in customers seeking same-day check cashing or quick loans without lengthy applications.
This is state-level context for Check Cashing & Money Services consumers in Livonia, MI. It does not confirm that CheckSmart or this specific location is licensed.
State regulator
Michigan Department of Insurance and Financial Services
Consumer protection
Short-term lending status: Legal
General rate context: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after
Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
CheckSmart offers 10 services including Third-party short-term loans (emergency cash), Check cashing, Money orders, Wire transfers, Bill payment services, and 5 more.
CheckSmart has profile signals associated with Unbanked or underbanked Ohioans who are researching short-term cash access and check cashing without traditional bank accounts, Customers seeking same-day financial services including check cashing, wire transfers, or money orders in addition to lending, Individuals with poor credit or thin credit files who may not meet traditional bank-loan criteria and need emergency funding, Repeat customers in CheckSmart's service areas who use multiple services and benefit from the one-stop-shop convenience.
Key strengths: Extended hours including Friday until 8:00 PM and Sunday 11:00 AM–5:00 PM, providing access outside typical banking hours; Multiple services in one location: check cashing, wire transfers, money orders, bill pay, and Green Dot card issuance reduce need to visit multiple providers; Online appointment scheduling available to streamline in-store process and reduce wait times. Areas to consider: Loans are facilitated through unaffiliated third-party lenders, meaning CheckSmart is not the direct lender and has limited control over terms, rates, or approvals; Website does not disclose interest rates, fees, loan amounts, or repayment terms, making it impossible to evaluate cost before visiting in person.
In the Check Cashing & Money Services category, comparable providers include Big Check Cashing, Boulevard Check Cashing, Check Cashing Etc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
CheckSmart is profile signals for Ohio residents in underserved financial markets who are researching short-term cash access, check cashing, or emergency lending outside traditional banking hours. The critical caveat is that short-term loans through CheckSmart are likely high-cost products facilitated by third-party lenders with rates and terms not disclosed on the website—consumers should compare terms carefully and explore payday alternatives or credit union PALs before using this service.
Detroit-based check cashing service specializing in large checks including tax refunds, settlements, and 401(k) disbursements with same-day cash access.
Profile signals: Unbanked or underbanked individuals who are researching short-term cash access from large checks, Customers with tax refund, settlement, or 401(k) checks seeking same-day access
Boulevard Check Cashing offers check cashing services in Detroit, MI, located next to Henry Ford Hospital. They cash checks and provide discount coupons for larger deposits.
Profile signals: Detroit-area residents and workers without bank accounts seeking short-term cash access, Hospital employees near Henry Ford who need quick check cashing access
A1 Check Cashing is a Detroit-based check cashing service offering same-day payouts for payroll, settlement, tax refund, and large checks with competitive fees.
Profile signals: Unbanked or underbanked Detroit residents researching short-term cash access from payroll or settlement checks, Business owners requiring same-day access to corporate check funds
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