Part of the Checksmart chain · locations
CheckSmart logo

CheckSmart in Glendale, AZ

No stored Google rating available.

Glendale, AZ CheckSmart at 6690 W Cactus Road provides check cashing, money transfers, and payday loans in a standalone location.

Data compiled from public sources

CheckSmart Review

CheckSmart at 6690 W Cactus Road, Suite 103 in Glendale, AZ operates from a standalone storefront in the West Valley area. This Glendale location serves local residents with convenient financial services, including Monday through Friday hours with extended evening availability, weekend hours on Saturday, and closed Sundays.

At this Glendale CheckSmart location, you can cash checks, send money transfers, apply for payday loans, and access other financial services. For service details or questions, contact the branch at 623-334-0007, or visit in person during business hours to speak with staff about your specific needs.

For Glendale residents who need quick access to financial services without traditional banking hassles, CheckSmart provides a practical neighborhood solution. When visiting, bring a valid government ID and any relevant documentation such as recent paychecks or bank statements to expedite your transaction. It's a straightforward option for check cashing and short-term lending needs in the Glendale area.

Services & Features

Bill payment services
Check cashing
Gift card exchange for cash
Green Dot Visa Debit Card issuance
In-store loan application processing
Money orders
Multiple Ohio store locations
Online appointment scheduling
Short-term emergency lending access
Third-party short-term personal loans
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Multiple physical locations across Ohio for easy in-person access and appointments
  • Extended operating hours including Friday 8 AM–8 PM and weekend service
  • Comprehensive financial services beyond loans: check cashing, money orders, wire transfers, bill pay
  • Green Dot Visa Debit Card issuance available in-store
  • Appointment scheduling available online to reduce wait times
  • Gift card exchange service for short-term cash access
  • Local customer service with knowledgeable staff available in-store

Cons

  • Operates as third-party lending facilitator with no direct transparency on APR, fees, or loan terms displayed on website
  • Targets short-term emergency lending market, which typically carries high interest rates with high-cost lending risk context characteristics
  • No mention of APR, maximum loan amounts, or specific repayment terms to allow consumer comparison
  • Third-party lending model obscures accountability and makes it difficult for consumers to understand actual loan terms before applying
  • Website lacks any mention of underbanked financial literacy resources or alternatives to expensive short-term borrowing

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Glendale, AZ. It does not confirm that CheckSmart or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does CheckSmart offer?

CheckSmart offers 11 services including Third-party short-term personal loans, Check cashing, Money orders, Wire transfers, Bill payment services, and 6 more.

What profile signals are listed for CheckSmart?

CheckSmart has profile signals associated with Consumers needing basic check-cashing and money order services without a bank account, Individuals seeking emergency short-term cash with physical location convenience, Customers in Ohio wanting to consolidate multiple financial services (bill pay, wire transfers, debit cards) in one location.

What are the strengths and weaknesses of CheckSmart?

Key strengths: Multiple physical locations across Ohio for easy in-person access and appointments; Extended operating hours including Friday 8 AM–8 PM and weekend service; Comprehensive financial services beyond loans: check cashing, money orders, wire transfers, bill pay. Areas to consider: Operates as third-party lending facilitator with no direct transparency on APR, fees, or loan terms displayed on website; Targets short-term emergency lending market, which typically carries high interest rates with high-cost lending risk context characteristics.

How does CheckSmart compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
6690 W Cactus Rd Ste 103, Glendale, AZ 85304
BBB Accredited
No
Visit CheckSmart

CreditDoc Profile Note

Research Note on CheckSmart

CheckSmart is profile signals for unbanked or underbanked Ohio residents who need immediate access to basic financial services like check cashing and money orders, or emergency short-term funding. The primary caveat: their third-party lending model and emphasis on rapid emergency cash suggests high-cost borrowing terms typical of payday lenders, with full APR and fee transparency absent from their marketing—making careful comparison shopping and exploration of alternatives essential before applying.

Profile Signals

  • Consumers needing basic check-cashing and money order services without a bank account
  • Individuals seeking emergency short-term cash with physical location convenience
  • Customers in Ohio wanting to consolidate multiple financial services (bill pay, wire transfers, debit cards) in one location
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

Compare Your Needs With CheckSmart

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • CheckSmart is listed as a Check Cashing & Money Services provider in Glendale, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to CheckSmart and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.