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USA Check Center (formerly Check Center)
Contact
BBB:
Part of the Checksmart chain · locations
CheckSmart in Clarksville, IN
Clarksville, IN CheckSmart provides check cashing and short-term loans at 907 Eastern Blvd.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
CheckSmart at 907 Eastern Blvd in Clarksville, IN is a standalone check-cashing location open Monday through Friday from 9 AM to 7 PM, with Saturday hours 9 AM to 4 PM (closed Sundays). This Clarksville storefront serves the Eastern Blvd corridor and surrounding neighborhoods.
At this Clarksville, IN location, you can cash checks, apply for title loans, get payday advances, and access other short-term lending products. Call 812-288-4209 to ask about current offerings or to speak with a loan officer.
If you need fast cash in Clarksville, CheckSmart at Eastern Blvd is open same-day and accepts valid ID and a recent pay stub or bank statement. Most loans are processed within hours, making this a convenient option for residents facing immediate cash needs.
Services & Features
Bill pay
Check cashing
Gift card exchange for cash
Green Dot® Visa® Debit Card issuance
In-person loan application assistance
In-store customer service consultations
Money orders
Online appointment scheduling
Third-party short-term loan facilitation
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Wide range of financial services under one roof — check cashing, money orders, wire transfers, bill pay, and prepaid debit cards
- Green Dot® Visa® Debit Card available in-store for unbanked customers
- Gift card exchange for cash — uncommon service not found at most financial services providers
- Online appointment scheduling available to reduce in-store wait time
- Multiple Ohio locations including 5 Columbus stores, improving accessibility
- Extended Friday hours (8 AM – 8 PM) accommodate working customers
- In-person staff to assist with loan applications and answer questions
Cons
- Not a direct lender — loans come from an unaffiliated third party, so CheckSmart has no control over rates, terms, or approval criteria
- No loan rates or APR information disclosed on the store page, making it impossible to compare costs before visiting
- Ohio-only physical presence — not available to consumers outside the state
- Sunday hours are limited (11 AM – 5 PM), and Saturday closes at 4 PM
- Short-term storefront loans are typically high-cost; the third-party structure adds opacity
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 907 Eastern Blvd, Clarksville, IN 47129.
Quick Facts
- Headquarters
- 907 Eastern Blvd, Clarksville, IN 47129
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart is best suited for unbanked or underbanked Ohio residents who need in-person access to everyday financial services like check cashing, money orders, or prepaid cards. For loan products, the key caveat is that CheckSmart acts as a facilitator — not a lender — and loan costs are not disclosed upfront, so consumers should ask for full APR and fee details before committing.
Best For
- Unbanked or underbanked Ohio residents needing check cashing or a prepaid debit card
- Consumers who need money orders, wire transfers, or bill pay in person
- Ohio residents seeking a short-term loan and preferring an in-person application process
- Anyone with unused gift cards wanting to convert them to cash quickly
Updated 2026-04-29
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