U
USA Check Center (formerly Check Center)
Contact
BBB:
Part of the Checksmart chain · locations
CheckSmart in Warren, MI
Warren, MI CheckSmart at 27127 Van Dyke Ave provides check cashing and short-term loans.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
The CheckSmart location at 27127 Van Dyke Ave in Warren, MI is a standalone check-cashing store serving the local community. This Warren storefront is open Monday through Thursday from 9 AM to 7 PM, Friday 8 AM to 7 PM, and Saturday 9 AM to 4 PM, with Sunday closures. The facility is conveniently situated for residents and workers in the Warren area.
At this Warren, MI location, CheckSmart offers check cashing services, payday loans, and other short-term lending options to help bridge temporary cash gaps. Customers can call 586-757-8995 to inquire about specific services, loan terms, or to schedule an appointment if preferred. The staff at the Van Dyke Ave location handles applications and processing on-site.
If you need cash quickly in Warren and have a steady income, bring a valid ID, recent pay stub, and an active checking account to the Van Dyke Ave store. CheckSmart serves customers seeking accessible short-term financial solutions when traditional banks aren't an option.
Services & Features
Bill payment
Check cashing
Gift card exchange for cash
Green Dot Visa Debit Card issuance
In-person financial services consultation
In-store loan application assistance
Money orders
Online appointment scheduling
Short-term loan access (via third-party lender)
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Multiple financial services in one location: check cashing, money orders, wire transfers, bill pay, and loan access
- Extended Friday hours (8 AM–8 PM) and open on Sundays (11 AM–5 PM)
- Green Dot Visa Debit Card available in-store for unbanked customers
- Gift card exchange for cash — converts unused gift cards to spendable funds
- Online appointment scheduling to reduce wait time in store
- Multiple Columbus-area locations for geographic convenience
- Clear checklist of required documents (ID, income proof, phone, email, address) provided upfront
Cons
- Loans are third-party products: CheckSmart is a broker, not a lender — rates and terms are set by an unnamed unaffiliated lender with no rates disclosed on the page
- No online loan application — in-person visit required for all loan products
- Short-term loans of this type typically carry high APRs not disclosed on the store page
- Reduced weekend hours (Saturday closes at 4 PM, Sunday at 5 PM) may limit access
- No product-specific details (loan amounts, fees, turnaround times) available on the store page
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 27127 Van Dyke Ave, Warren, MI 48093.
Quick Facts
- Headquarters
- 27127 Van Dyke Ave, Warren, MI 48093
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart is best suited for unbanked or underbanked consumers who need check cashing, money orders, wire transfers, or help navigating a short-term loan application in person. The key caveat is that all loan products are sourced from an unnamed third-party lender — CheckSmart is a facilitator, not a lender — so borrowers should request full rate disclosures before committing to any loan product.
Best For
- Unbanked or underbanked consumers needing check cashing and money services without a bank account
- Consumers who want in-person help applying for a short-term loan and prefer face-to-face service
- People needing same-day wire transfers, bill payments, or money orders outside of bank hours
- Customers who want to exchange unused gift cards for cash
Updated 2026-04-29
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