Part of the Checksmart chain · locations
CheckSmart logo

CheckSmart in Warren, MI

No stored Google rating available.

Warren, MI CheckSmart at 27127 Van Dyke Ave provides check cashing and short-term loans.

Data compiled from public sources

CheckSmart Review

The CheckSmart location at 27127 Van Dyke Ave in Warren, MI is a standalone check-cashing store serving the local community. This Warren storefront is open Monday through Thursday from 9 AM to 7 PM, Friday 8 AM to 7 PM, and Saturday 9 AM to 4 PM, with Sunday closures. The facility is conveniently situated for residents and workers in the Warren area.

At this Warren, MI location, CheckSmart offers check cashing services, payday loans, and other short-term lending options to help bridge temporary cash gaps. Customers can call 586-757-8995 to inquire about specific services, loan terms, or to schedule an appointment if preferred. The staff at the Van Dyke Ave location handles applications and processing on-site.

If you need cash quickly in Warren and have a steady income, bring a valid ID, recent pay stub, and an active checking account to the Van Dyke Ave store. CheckSmart serves customers seeking accessible short-term financial solutions when traditional banks aren't an option.

Services & Features

Bill payment
Check cashing
Gift card exchange for cash
Green Dot Visa Debit Card issuance
In-person financial services consultation
In-store loan application assistance
Money orders
Online appointment scheduling
Short-term loan access (via third-party lender)
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Multiple financial services in one location: check cashing, money orders, wire transfers, bill pay, and loan access
  • Extended Friday hours (8 AM–8 PM) and open on Sundays (11 AM–5 PM)
  • Green Dot Visa Debit Card available in-store for unbanked customers
  • Gift card exchange for cash — converts unused gift cards to spendable funds
  • Online appointment scheduling to reduce wait time in store
  • Multiple Columbus-area locations for geographic convenience
  • Clear checklist of required documents (ID, income proof, phone, email, address) provided upfront

Cons

  • Loans are third-party products: CheckSmart is a broker, not a lender — rates and terms are set by an unnamed unaffiliated lender with no rates disclosed on the page
  • No online loan application — in-person visit required for all loan products
  • Short-term loans of this type typically carry high APRs not disclosed on the store page
  • Reduced weekend hours (Saturday closes at 4 PM, Sunday at 5 PM) may limit access
  • No product-specific details (loan amounts, fees, turnaround times) available on the store page

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Warren, MI. It does not confirm that CheckSmart or this specific location is licensed.

State regulator

Michigan Department of Insurance and Financial Services

Money services context in Michigan

Short-term lending status: Legal

General rate context: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after

Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $600 with tiered fees: 15% first $100, 14% on $100-$200, 13% on $200-$300, etc.
  • Maximum loan term is 31 days; rollovers prohibited.
  • Borrowers limited to one payday loan at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does CheckSmart offer?

CheckSmart offers 10 services including Check cashing, Money orders, Wire transfers, Bill payment, Short-term loan access (via third-party lender), and 5 more.

What profile signals are listed for CheckSmart?

CheckSmart has profile signals associated with Unbanked or underbanked consumers needing check cashing and money services without a bank account, Consumers who want in-person help applying for a short-term loan and prefer face-to-face service, People needing same-day wire transfers, bill payments, or money orders outside of bank hours, Customers who want to exchange unused gift cards for cash.

What are the strengths and weaknesses of CheckSmart?

Key strengths: Multiple financial services in one location: check cashing, money orders, wire transfers, bill pay, and loan access; Extended Friday hours (8 AM–8 PM) and open on Sundays (11 AM–5 PM); Green Dot Visa Debit Card available in-store for unbanked customers. Areas to consider: Loans are third-party products: CheckSmart is a broker, not a lender — rates and terms are set by an unnamed unaffiliated lender with no rates disclosed on the page; No online loan application — in-person visit required for all loan products.

How does CheckSmart compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Big Check Cashing, Boulevard Check Cashing, Check Cashing Etc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
27127 Van Dyke Ave, Warren, MI 48093
BBB Accredited
No
Visit CheckSmart

CreditDoc Profile Note

Research Note on CheckSmart

CheckSmart is best suited for unbanked or underbanked consumers who need check cashing, money orders, wire transfers, or help navigating a short-term loan application in person. The key caveat is that all loan products are sourced from an unnamed third-party lender — CheckSmart is a facilitator, not a lender — so borrowers should request full rate disclosures before committing to any loan product.

Profile Signals

  • Unbanked or underbanked consumers needing check cashing and money services without a bank account
  • Consumers who want in-person help applying for a short-term loan and prefer face-to-face service
  • People needing same-day wire transfers, bill payments, or money orders outside of bank hours
  • Customers who want to exchange unused gift cards for cash
Updated 2026-05-08

Similar Companies

Big Check Cashing logo

Big Check Cashing

Detroit-based check cashing service specializing in large checks including tax refunds, settlements, and 401(k) disbursements with same-day cash access.

BBB: NR

Profile signals: Unbanked or underbanked individuals who are researching short-term cash access from large checks, Customers with tax refund, settlement, or 401(k) checks seeking same-day access

Boulevard Check Cashing logo

Boulevard Check Cashing

Boulevard Check Cashing offers check cashing services in Detroit, MI, located next to Henry Ford Hospital. They cash checks and provide discount coupons for larger deposits.

BBB: NR

Profile signals: Detroit-area residents and workers without bank accounts seeking short-term cash access, Hospital employees near Henry Ford who need quick check cashing access

Check Cashing Etc. logo

Check Cashing Etc.

A1 Check Cashing is a Detroit-based check cashing service offering same-day payouts for payroll, settlement, tax refund, and large checks with competitive fees.

BBB: NR

Profile signals: Unbanked or underbanked Detroit residents researching short-term cash access from payroll or settlement checks, Business owners requiring same-day access to corporate check funds

Compare Your Needs With CheckSmart

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • CheckSmart is listed as a Check Cashing & Money Services provider in Warren, MI on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to CheckSmart and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.