No stored Google rating available.
Phoenix, AZ CheckSmart location at 7710 W Lower Buckeye Rd offers check cashing, payday loans, and financial services Mon–Sat.
Data compiled from public sources
CheckSmart's Phoenix location at 7710 W Lower Buckeye Rd Ste 100 serves the West Phoenix area with check-cashing and financial services. The standalone storefront is accessible Mon–Sat, with extended hours on Monday and Friday (9 AM–7 PM), shorter hours Tue–Thu (9 AM–6 PM), and Saturday morning service (10 AM–4 PM). The Phoenix store is closed Sundays.
The Phoenix, AZ CheckSmart branch offers check cashing, payday loans, installment loans, and money transfers. Walk in with your valid government ID and proof of income. For questions about current rates, fees, or application status, call +1 623-936-9400. Staff can discuss loan eligibility and next steps during your visit.
For Phoenix residents researching short-term cash access or short-term financing, this Lower Buckeye location offers a walk-in alternative to online lending. Bring your state ID, pay stub or income verification, and banking information. CheckSmart specializes in serving people who may not qualify for traditional bank loans.
This is state-level context for Check Cashing & Money Services consumers in Phoenix, AZ. It does not confirm that CheckSmart or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
CheckSmart offers 12 services including Short-term loans through third-party unaffiliated lenders, Check cashing, Money orders, Wire transfers, Bill payment services, and 7 more.
CheckSmart has profile signals associated with Unbanked or underbanked Ohio residents needing immediate check cashing, money orders, or wire transfer services, Customers needing multiple financial services (lending + cash access) in a single location without navigating multiple providers, Working individuals with limited daytime availability who need extended evening or weekend hours, Borrowers with poor credit or thin credit files who may not qualify for traditional bank loans.
Key strengths: Extended hours including early opening (8 AM) and late closing (8 PM on Fridays) for working customers; Multiple financial services available at single location: check cashing, money orders, wire transfers, bill pay, gift card exchange, and debit card issuance; Online appointment scheduling available to reduce in-store wait times. Areas to consider: Loans provided by unaffiliated third-party lenders, not directly by CheckSmart—rates, terms, and approval criteria are opaque and not disclosed on website; No APR, fee, or rate information provided—customers cannot comparison shop before visiting.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
CheckSmart is profile signals for Ohio residents researching short-term cash access through check cashing, money orders, or wire transfers combined with fast short-term lending at a single location. The primary caveat is that actual loan terms, APRs, fees, and approval criteria are controlled by unaffiliated third-party lenders and are not disclosed on CheckSmart's website, making it impossible to assess affordability or compare rates before visiting a store.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Cash advances are expensive. Here are cheaper, faster ways to cover an emergency expense without getting trapped in a debt cycle.
Read guide →Balance transfer cards can save you money on interest, but fees to verify and deadlines catch people off guard. Here's how to use them the right way.
Read guide →A parent's guide to teaching teenagers about money, credit, and financial decisions before they leave home — covering the skills schools skip.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to CheckSmart and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.