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CheckSmart in Tucson, AZ provides check cashing at 5504 E 22nd St Ste 100.
Data compiled from public sources
CheckSmart at 5504 E 22nd St Ste 100 is a standalone check-cashing store in east Tucson, AZ. This location serves Tucson residents and visitors in a conveniently accessible commercial area. Hours are Monday and Friday 9AM–7PM, Tuesday–Thursday 9AM–6PM, and Saturday 10AM–4PM; closed Sundays.
At this Tucson-area location, CheckSmart specializes in check cashing and related financial services. Call +1 520-790-2600 for details on services available or to ask questions before your visit.
Bring a valid government-issued photo ID and your check when you visit. The straightforward process is designed for quick service without complex applications, making this location a profile with available trust signals for residents throughout the area.
This is state-level context for Check Cashing & Money Services consumers in Tucson, AZ. It does not confirm that CheckSmart or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
CheckSmart offers 10 services including Check cashing, Money orders, Wire transfers, Bill payment processing, Green Dot Visa Debit Card issuance, and 5 more.
CheckSmart has profile signals associated with Unbanked and underbanked consumers needing immediate check cashing and money transfer services, Customers seeking multiple financial services (check cashing, bill pay, wire transfers) in one convenient location, Ohio residents with flexible schedules who can visit during extended business hours for appointment-based service, People seeking quick access to short-term lending through third-party lenders without requiring a traditional bank relationship.
Key strengths: Extended hours including early morning (8:00 AM) and evening (8:00 PM) availability on weekdays for working customers; Online appointment scheduling available to reduce in-store wait times; Multiple financial services under one roof: check cashing, money orders, wire transfers, bill pay, gift card exchanges, and debit card issuance. Areas to consider: CheckSmart is not a direct lender—all loans come from unaffiliated third-party lenders, meaning rates, terms, and approval decisions are outside CheckSmart's control and not listed on their website; No specific information provided about interest rates, APR, fees, or loan terms for the third-party lending products they facilitate.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
CheckSmart is profile signals for unbanked consumers and workers without traditional bank accounts who need check cashing, money transfers, and bill payment in one location with extended hours. The primary caveat is that CheckSmart facilitates lending from third-party lenders rather than lending directly, meaning borrowers should seek rate and term information from the actual lender, not from CheckSmart's marketing materials.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
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