No stored Google rating available.
Newport, KY's CheckSmart location at 1851 Monmouth St offers fast check cashing and short-term loans for quick cash needs.
Data compiled from public sources
CheckSmart at 1851 Monmouth St in Newport, KY is a standalone check-cashing store serving the Newport area with convenient hours. Located on Monmouth Street, this Newport location welcomes customers Monday through Saturday, with extended weekday hours (9AM-7PM Mon-Thu, 8AM-7PM Friday) and shorter Saturday hours (9AM-4PM). The store is closed on Sundays.
This Newport CheckSmart location specializes in check cashing for personal and business checks, as well as short-term financial solutions. Call 859-581-8400 to ask about check-cashing fees, lending options, or other services available at this specific Newport, KY location.
If you live or work in Newport and are researching short-term cash access, bring a valid ID and your check to this Monmouth St location. CheckSmart provides fast, no-credit-needed cash advances and check-cashing services for Newport residents.
This is state-level context for Check Cashing & Money Services consumers in Newport, KY. It does not confirm that CheckSmart or this specific location is licensed.
State regulator
Kentucky Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 19% for consumer loans over $15,000; payday loans capped at $500 with $15 per $100 fee
Kentucky allows payday lending with a $500 cap, $15 per $100 fee limit, and a statewide tracking database. Borrowers are limited to two loans at a time with a cooling-off period. Consumers can file complaints with the Department of Financial Institutions or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
CheckSmart offers 10 services including Check cashing, Money orders, Wire transfers, Bill pay services, Green Dot Visa Debit Card issuance, and 5 more.
CheckSmart has profile signals associated with Unbanked or underbanked consumers needing immediate check cashing, money transfer, or bill payment services, Ohio residents without traditional bank accounts seeking accessible financial services and lending access, Customers preferring in-person interaction and guidance through the lending application process, People in underserved areas of Ohio needing multiple financial services at a single location.
Key strengths: Extended hours including Friday 8:00 AM - 8:00 PM at the Columbus Morse Road location for convenience; Online appointment scheduling available to reduce wait times and streamline the in-store process; Multiple financial services under one roof: check cashing, money orders, wire transfers, bill pay, and debit card issuance. Areas to consider: Acts as a broker to third-party lenders rather than a direct lender, creating a middleman layer that may affect loan terms and transparency; No specific information provided about loan rates, APRs, or terms—customers must visit in-store or call to learn cost details.
In the Check Cashing & Money Services category, comparable providers include CheckSmart, CheckSmart, MoneyGram. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
CheckSmart is profile signals for unbanked or underbanked Ohio residents needing check cashing, money transfer, or bill pay services, with the added convenience of accessing third-party lending products in-store. The main caveat is that CheckSmart functions as a broker to unaffiliated lenders rather than a direct lender, meaning loan terms, rates, and approval criteria depend on partner lenders, not CheckSmart itself—and specific loan product details are not disclosed online.
CheckSmart at 5627 Outer Loop in Louisville, KY offers check cashing and quick loans.
Profile signals: Unbanked consumers who are researching short-term cash access and lack a traditional bank account, Paycheck-to-paycheck workers facing an unexpected expense before their next payday
5005 Preston Hwy in Louisville, KY, CheckSmart provides check cashing, payday loans, and financial services with extended hours.
Profile signals: Unbanked or underbanked consumers needing check cashing and money transfer services, Working individuals seeking convenient extended-hours access to money services and bill pay
Louisville, KY's MoneyGram at 4101 Outer Loop offers convenient money transfers and check-cashing services open daily 9AM-9PM.
Profile signals: Customers needing quick money transfers who already shop at Walmart or CVS, People requiring bill payment or money order services with flexible evening hours
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Cash advances are expensive. Here are cheaper, faster ways to cover an emergency expense without getting trapped in a debt cycle.
Read guide →Balance transfer cards can save you money on interest, but fees to verify and deadlines catch people off guard. Here's how to use them the right way.
Read guide →A parent's guide to teaching teenagers about money, credit, and financial decisions before they leave home — covering the skills schools skip.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to CheckSmart and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.