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USA Check Center (formerly Check Center)
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BBB:
Part of the Checksmart chain · locations
CheckSmart in Cleveland, OH
Cleveland, OH's CheckSmart at 2196 Brookpark Rd offers quick check cashing, payday loans, and money transfers with extended weekday hours.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
CheckSmart is located at 2196 Brookpark Rd in Cleveland, OH as a standalone check-cashing store. This Cleveland location provides check cashing, payday loans, and money transfer services to the local Cleveland community. Hours are Monday–Thursday 9AM–7PM, Friday 8AM–8PM, and Saturday 9AM–4PM, closed on Sundays.
At this Cleveland CheckSmart location, you can cash personal and business checks, apply for short-term payday loans, access prepaid card services, and send money transfers. Call +1 216-351-3366 to speak with staff about service availability, eligibility requirements, or to schedule an appointment during business hours.
As a Cleveland resident, bring a valid ID and proof of current income or bank account when visiting the Brookpark Rd location. CheckSmart provides accessible financial services for customers needing quick cash advances or check cashing without the long lines at traditional banks.
Services & Features
Bill Pay
Check Cashing
Get Directions / Multi-location store locator
Gift Card-to-Cash Exchange
Green Dot Visa Debit Card issuance
In-store loan application assistance
Money Orders
Online appointment scheduling
Short-term loans (via third-party unaffiliated lender)
Wire Transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Five Columbus-area locations plus 11 additional Ohio stores for broad local access
- Extended Friday hours (8AM–8PM) and Sunday availability (11AM–5PM), uncommon for check cashers
- Online appointment scheduling available to speed up in-store loan process
- Green Dot Visa Debit Card issued in-store — practical for unbanked customers
- Gift card-to-cash exchange available in-store
- Multiple financial services under one roof — no need to visit separate providers
- Staff-assisted loan application with fast in-store lending decisions
Cons
- CheckSmart is not the direct lender in Ohio — loans are underwritten by an unnamed third-party, adding opacity to terms and complaints process
- No loan rates, APR, or fee information disclosed on the website — borrowers cannot comparison-shop before visiting
- Loan applications require an in-person store visit; no fully online process available
- Reduced Saturday hours (9AM–4PM) and Sunday hours (11AM–5PM) limit weekend access
- Third-party lending model typical of this sector is associated with high-cost short-term credit
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 2196 Brookpark Rd, Cleveland, OH 44134.
Quick Facts
- Headquarters
- 2196 Brookpark Rd, Cleveland, OH 44134
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart is best suited for Ohio residents who need immediate check cashing, money orders, wire transfers, or bill payment services and prefer handling finances in person at a neighborhood storefront. The main caveat is that their loan products are facilitated through an unnamed third-party lender with no public rate disclosure, making this a poor choice for cost-conscious borrowers who can qualify elsewhere — but a viable last-resort option for those with limited alternatives.
Best For
- Unbanked or underbanked Ohio residents who need check cashing without a traditional bank account
- Consumers needing money orders, wire transfers, or bill payment services in person
- Individuals who want to exchange unused gift cards for cash
- Borrowers with urgent short-term credit needs who prefer face-to-face service over online lenders
Updated 2026-04-29
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