No stored Google rating available.
Cleveland, OH's CheckSmart at 2196 Brookpark Rd offers quick check cashing, payday loans, and money transfers with extended weekday hours.
Data compiled from public sources
CheckSmart is located at 2196 Brookpark Rd in Cleveland, OH as a standalone check-cashing store. This Cleveland location provides check cashing, payday loans, and money transfer services to the local Cleveland community. Hours are Monday–Thursday 9AM–7PM, Friday 8AM–8PM, and Saturday 9AM–4PM, closed on Sundays.
At this Cleveland CheckSmart location, you can cash personal and business checks, apply for short-term payday loans, access prepaid card services, and send money transfers. Call +1 216-351-3366 to speak with staff about service availability, eligibility requirements, or to schedule an appointment during business hours.
As a Cleveland resident, bring a valid ID and proof of current income or bank account when visiting the Brookpark Rd location. CheckSmart provides accessible financial services for customers needing cash-advance profile details or check cashing without the long lines at traditional banks.
This is state-level context for Check Cashing & Money Services consumers in Cleveland, OH. It does not confirm that CheckSmart or this specific location is licensed.
State regulator
Ohio Department of Commerce Division of Financial Institutions
Consumer protection
Short-term lending status: Restricted
General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury
Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
CheckSmart offers 10 services including Check Cashing, Money Orders, Wire Transfers, Bill Pay, Short-term loans (via third-party unaffiliated lender), and 5 more.
CheckSmart has profile signals associated with Unbanked or underbanked Ohio residents who need check cashing without a traditional bank account, Consumers needing money orders, wire transfers, or bill payment services in person, Individuals who want to exchange unused gift cards for cash, Borrowers with urgent short-term credit needs who prefer face-to-face service over online lenders.
Key strengths: Five Columbus-area locations plus 11 additional Ohio stores for broad local access; Extended Friday hours (8AM–8PM) and Sunday availability (11AM–5PM), uncommon for check cashers; Online appointment scheduling available to speed up in-store loan process. Areas to consider: CheckSmart is not the direct lender in Ohio — loans are underwritten by an unnamed third-party, adding opacity to terms and complaints process; No loan rates, APR, or fee information disclosed on the website — borrowers cannot comparison-shop before visiting.
In the Check Cashing & Money Services category, comparable providers include Bancosecha, Cash Plus, CheckSmart. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
CheckSmart is best suited for Ohio residents who need immediate check cashing, money orders, wire transfers, or bill payment services and prefer handling finances in person at a neighborhood storefront. The main caveat is that their loan products are facilitated through an unnamed third-party lender with no public rate disclosure, making this a poor choice for cost-conscious borrowers who can qualify elsewhere — but a viable last-resort option for those with limited alternatives.
Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.
Profile signals: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America
Multi-location check cashing and financial services provider in the Cincinnati area offering payday advances, money orders, and bill payment services.
Profile signals: Consumers who need to cash checks and lack a traditional bank account, People who need quick access to money orders and Western Union transfers for domestic or international payments
Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.
Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Cash advances are expensive. Here are cheaper, faster ways to cover an emergency expense without getting trapped in a debt cycle.
Read guide →Balance transfer cards can save you money on interest, but fees to verify and deadlines catch people off guard. Here's how to use them the right way.
Read guide →A parent's guide to teaching teenagers about money, credit, and financial decisions before they leave home — covering the skills schools skip.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to CheckSmart and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.