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USA Check Center (formerly Check Center)
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Part of the Checksmart chain · locations
CheckSmart in North Randall, OH
North Randall, OH CheckSmart at 4626 Northfield Rd offers check-cashing and lending services for local residents.
Data compiled from public sources · Rating from CreditDoc methodology
CheckSmart Review
CheckSmart at 4626 Northfield Rd is a standalone check-cashing location in North Randall, OH, serving the northeastern suburbs of Cleveland. The North Randall branch is open Monday through Thursday from 9 AM to 7 PM, Friday 8 AM to 8 PM, and Saturday 9 AM to 4 PM, with Sunday closures. This convenient location makes it accessible for local residents and workers in the area.
At the North Randall CheckSmart location, customers can cash checks, access short-term loans, and handle other financial services that traditional banks often don't provide. For specific questions about accepted check types, fees, or loan eligibility, call the North Randall branch directly at +1 216-714-4324. The staff at this location can answer your financial questions.
If you need quick cash in North Randall, OH, bring a valid government-issued ID and any checks you want to cash. CheckSmart locations like this North Randall branch are particularly useful for those between paydays or needing same-day funds. This local check-cashing option has served the North Randall community for quick, accessible financial services.
Services & Features
Bill payment
Check cashing
Gift card exchange for cash
Green Dot Visa Debit Card issuance
In-store lending document review (ID, income, address verification)
In-store loan application assistance
Money orders
Online appointment scheduling
Short-term loan access (via unaffiliated third-party lender)
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Combines check cashing, money orders, wire transfers, and bill pay in a single location
- Green Dot Visa Debit Card available for purchase in-store — useful for unbanked customers
- Gift card exchange for cash offered in-store
- Online appointment scheduling available to reduce wait times
- Extended Friday hours (8:00 AM – 8:00 PM), longer than most competing branches
- Multiple Ohio locations across Columbus metro, Marion, Springfield, and surrounding towns
- Staff assist with the loan application process in person
Cons
- Loans are issued by an unaffiliated third-party lender — CheckSmart does not control rates, terms, or approval criteria
- No loan APR, fee schedule, or loan amount ranges disclosed on the website
- No online loan application — borrowers must visit a physical store
- Ohio-only footprint limits availability to one state
- Sunday hours are restricted (11:00 AM – 5:00 PM only)
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is CheckSmart legitimate?
Yes. CheckSmart is a registered company, headquartered in 4626 Northfield Rd, North Randall, OH 44128.
Quick Facts
- Headquarters
- 4626 Northfield Rd, North Randall, OH 44128
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on CheckSmart
CheckSmart is best suited for unbanked or underbanked Ohio residents who need check cashing, money services, or a debit card — and may also want in-person help applying for a short-term loan in the same visit. The key caveat is that loans are issued by an unaffiliated third party, so borrowers must ask about rates and terms directly in-store, as CheckSmart's website discloses none.
Best For
- Unbanked or underbanked Ohio residents who need check cashing alongside other financial services
- Consumers who prefer in-person assistance over online-only loan applications
- People needing same-visit access to money orders, wire transfers, or bill pay
- Gift card holders looking to exchange unused cards for cash
Updated 2026-04-29
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