Best Credit Repair in Dallas, TX

Compare 27 credit repair companies serving Dallas, Texas. Average rating: 4.4/5.

27 Companies 27 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Credit Repair

MSI Credit Solutions logo

MSI Credit Solutions

MSI Credit Solutions is a Dallas-based credit repair firm. BBB A+ accredited. 2,283 Google reviews. Offers consumer and business credit repair services.

4.8/5
Free BBB: A+

Best for: Texas consumers seeking BBB A+-accredited credit repair services, Individuals with credit report errors needing professional dispute assistance

Rocket Financial Services logo

Rocket Financial Services

Rocket Financial Services is a credit repair provider based in Dallas, Texas. Rated 4.9/5 with 154 Google reviews, reflecting exceptional customer satisfaction.

4.6/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

AMB Credit Consultants logo

AMB Credit Consultants

AMB Credit Consultants offers credit repair and financial empowerment programs designed to help clients dispute negative items, improve credit scores, and build long-term wealth.

4.5/5
Free BBB: NR

Best for: Consumers seeking affordable entry-point credit repair with educational components, Individuals wanting a founder-led, personal approach rather than corporate credit repair firms

Credit Card Management Services, Inc. logo

Credit Card Management Services, Inc.

Credit Card Management Services is a Dallas, TX-based credit repair and financial consulting firm. 4.9 Google rating from 4,700+ reviews. Offers credit repair, credit counseling, and financial consulting services.

4.5/5
Free BBB: NR

Best for: Dallas-Fort Worth area residents who want a local credit repair provider with in-person consultation availability, Consumers with inaccurate negative items on their credit reports who want professional dispute assistance

ImprovedCreditScore L.L.C logo

ImprovedCreditScore L.L.C

ImprovedCreditScore L.L.C is a credit repair provider based in Dallas, Texas. Rated 5.0/5 with 128 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Marco's Credit Services logo

Marco's Credit Services

Marco's Credit Services is a credit repair provider based in Dallas, Texas. Rated 5.0/5 with 206 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

All Credit Repair in Dallas (27)

MSI Credit Solutions logo

MSI Credit Solutions

MSI Credit Solutions is a Dallas-based credit repair firm. BBB A+ accredited. 2,283 Google reviews. Offers consumer and business credit repair services.

4.8/5
Free BBB: A+

Best for: Texas consumers seeking BBB A+-accredited credit repair services, Individuals with credit report errors needing professional dispute assistance

Rocket Financial Services logo

Rocket Financial Services

Rocket Financial Services is a credit repair provider based in Dallas, Texas. Rated 4.9/5 with 154 Google reviews, reflecting exceptional customer satisfaction.

4.6/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

AMB Credit Consultants logo

AMB Credit Consultants

AMB Credit Consultants offers credit repair and financial empowerment programs designed to help clients dispute negative items, improve credit scores, and build long-term wealth.

4.5/5
Free BBB: NR

Best for: Consumers seeking affordable entry-point credit repair with educational components, Individuals wanting a founder-led, personal approach rather than corporate credit repair firms

Credit Card Management Services, Inc. logo

Credit Card Management Services, Inc.

Credit Card Management Services is a Dallas, TX-based credit repair and financial consulting firm. 4.9 Google rating from 4,700+ reviews. Offers credit repair, credit counseling, and financial consulting services.

4.5/5
Free BBB: NR

Best for: Dallas-Fort Worth area residents who want a local credit repair provider with in-person consultation availability, Consumers with inaccurate negative items on their credit reports who want professional dispute assistance

ImprovedCreditScore L.L.C logo

ImprovedCreditScore L.L.C

ImprovedCreditScore L.L.C is a credit repair provider based in Dallas, Texas. Rated 5.0/5 with 128 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Marco's Credit Services logo

Marco's Credit Services

Marco's Credit Services is a credit repair provider based in Dallas, Texas. Rated 5.0/5 with 206 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Texas Best Credit Repair logo

Texas Best Credit Repair

Texas-based credit repair company specializing in dispute letters and deletion of negative items. Claims 12 years in business with FICO-certified staff and 100% legal/ethical practices.

4.5/5
Free BBB: NR

Best for: Texas residents actively seeking credit repair with personalized coaching and documented mail-based disputes, Homebuyers preparing for mortgage applications who want specialized coaching alongside dispute services

United Settlement logo

United Settlement

United Settlement is a Dallas-based credit repair firm. 1,959 Google reviews. Not BBB rated or accredited.

4.5/5
Free BBB: NR

Best for: Dallas-area consumers seeking credit repair services, Individuals with credit report errors needing dispute assistance

Vita Credit Queen logo

Vita Credit Queen

Vita Credit Queen is a credit repair provider based in Dallas, Texas. Rated 4.9/5 with 114 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Credit Academy, LLC logo

Credit Academy, LLC

Credit Academy is a cloud-based DIY credit repair software platform that helps consumers identify and dispute inaccurate items on their credit reports independently.

4.4/5
Free BBB: NR

Best for: Consumers who prefer a DIY approach and want to avoid paying traditional credit repair company fees, Self-directed individuals comfortable researching credit rights and manually submitting dispute letters to bureaus

Credit Counseling Dallas - Credit Score Fix logo

Credit Counseling Dallas - Credit Score Fix

Unable to verify company details. Website returns 403 Forbidden error, preventing access to business information, services, or legitimacy verification.

4.4/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Credit Repair Services Dallas - Fix Credit Scores Fast logo

Credit Repair Services Dallas - Fix Credit Scores Fast

Unable to verify company details due to website access restrictions (403 Forbidden error). No factual information available to assess services, legitimacy, or offerings.

4.4/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Dallas Credit Repair Company logo

Dallas Credit Repair Company

Unable to verify company details — website currently inaccessible behind Cloudflare security verification.

4.4/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Dallas Credit Repair Specialists logo

Dallas Credit Repair Specialists

MSI Credit Solutions is a FCRA-compliant credit repair company that disputes inaccurate and unverifiable negative items on credit reports to improve client scores.

4.4/5
Free BBB: NR

Best for: Consumers with 2-5+ inaccurate or unverifiable negative items on their credit reports, Individuals seeking to improve credit scores before major purchases (home, auto, refinancing)

Elite Credit Counsel logo

Elite Credit Counsel

Elite Credit Counsel offers aggressive credit repair services with expedited dispute resolution and representatives at each credit bureau, claiming full results in 90-120 days.

4.4/5
Free BBB: NR

Best for: Consumers with multiple errors or inaccuracies on their credit reports seeking faster dispute resolution, Individuals seeking comprehensive credit profile restructuring, not just score improvement

Infinite Financial Solutions logo

Infinite Financial Solutions

Infinite Financial Solutions offers personalized credit repair services focused on disputing errors and negative items on credit reports to improve client credit scores.

4.4/5
Free BBB: NR

Best for: Dallas-area residents who prefer in-person credit repair consultations, Consumers with confirmed credit report errors who need professional dispute assistance

Iota Fix LLC logo

Iota Fix LLC

Iota Fix LLC is a credit repair company in Dallas offering dispute services, credit counseling, and credit building strategies. They claim to help clients improve credit scores through personalized action plans.

4.4/5
Free BBB: NR

Best for: Dallas-area consumers seeking personalized credit repair with direct advisor access and monthly progress tracking, Individuals with poor credit (sub-600 scores) who want to qualify for mortgages or business funding

Kay's Financial Services LLC logo

Kay's Financial Services LLC

Kay's Financial Services helps business owners repair personal credit, structure compliant businesses, and prepare for bank funding through education and done-for-you credit repair.

4.4/5
Free BBB: NR

Best for: Business owners with personal credit damage seeking to become bank-ready for business financing, Self-employed individuals and entrepreneurs who need both credit repair and business structuring guidance

Maclean Credit Repair logo

Maclean Credit Repair

Maclean Credit Repair disputes inaccurate negative items on credit reports and helps improve business credit scores through credit repair, monitoring, and financial education services.

4.4/5
Free BBB: NR

Best for: Business owners with damaged business credit scores seeking improvement before loan applications, Entrepreneurs with inaccurate negative items on their business credit reports

Rosewood Credit Services, LLC logo

Rosewood Credit Services, LLC

Rosewood Credit Services is a full-service credit repair company that disputes inaccurate items on credit reports and provides financial coaching to help clients improve their credit scores.

4.4/5
Free BBB: NR

Best for: Consumers with confirmed inaccurate or unverifiable items on credit reports who prefer professional dispute management, Individuals seeking comprehensive financial guidance alongside credit repair (budget and goal-setting needs)

BK Credit Consultants LLC logo

BK Credit Consultants LLC

BK Credit Consultants is a national credit repair company that disputes inaccurate, outdated, and unverifiable items on consumer credit reports to improve credit profiles.

4.3/5
$79.99/mo BBB: NR

Best for: Consumers with errors, outdated information, or unverifiable items on their credit reports, Individuals seeking bundled credit services with banking and loan options alongside dispute work

Classe Consulting LLC logo

Classe Consulting LLC

Classe Credit Consulting offers credit repair and credit education services led by CEO Dyneisha Bell, claiming to help clients dispute negative items and improve credit scores without judgment.

4.3/5
$79.99/mo BBB: NR

Best for: Consumers with multiple negative items on credit reports seeking dispute assistance, Business owners looking to build or repair business credit alongside personal credit

Ledell Group Credit Law Firm logo

Ledell Group Credit Law Firm

Dallas-based credit law firm offering credit guidance and financial education to help clients leverage credit as a wealth-building asset.

4.3/5
Contact BBB: NR

Best for: Individuals seeking credit education and financial literacy guidance rather than dispute services, Dallas-area residents interested in credit optimization for major purchases (homes, vehicles, education)

Revamp Credit Solutions logo

Revamp Credit Solutions

Dallas-based credit repair company that disputes errors and negative items on credit reports through the three major bureaus. Claims results in 45 days using their proprietary credit-boosting strategy.

4.3/5
$79.99/mo BBB: NR

Best for: Consumers with genuine errors or inaccurate negative items on their credit reports who want professional dispute assistance, People preparing for mortgage applications and need credit improvement guidance alongside dispute services

The Credit Champs logo

The Credit Champs

Dallas-based credit repair company offering personal and business credit disputes, targeting negative items removal within 45 days with a claimed 80% success rate on negative element removal.

4.2/5
Free BBB: NR

Best for: Consumers in the Dallas/Texas area seeking credit repair with personal attention, Business owners wanting to build separate business credit while protecting personal credit

Milestone Credit Solutions, LLC. logo

Milestone Credit Solutions, LLC.

MSI Credit Solutions is a credit repair company offering dispute services and credit counseling to help consumers improve their credit profiles.

4.1/5
Contact BBB: NR

Best for: Consumers with credit report errors who want a free initial consultation before deciding, Spanish-speaking consumers seeking credit repair assistance with language support

Winning Credit Company logo

Winning Credit Company

Winning Credit Company disputes errors and removes negative items from credit reports, including bankruptcies, repossessions, and medical debt. They position themselves on fast removal rather than ongoing monthly fees.

4.1/5
Contact BBB: NR

Best for: Consumers with multiple negative items (bankruptcies, repossessions, collections) seeking comprehensive removal, People wanting to avoid long-term monthly fee commitments typical in the credit repair industry