Best Free Help in Dallas, TX

Compare 7 free help companies serving Dallas, Texas. Average rating: 4.1/5.

7 Companies 7 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Free Help

National Credit Counseling Bureau (NCCB) logo

National Credit Counseling Bureau (NCCB)

Unable to verify — website currently inaccessible (403 Forbidden error). Cannot confirm NCCB's services, credentials, or operational status.

4.4/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Builders of Hope logo

Builders of Hope

Dallas-based nonprofit community development corporation providing affordable housing construction, preservation, and anti-displacement community initiatives since 1998.

4.1/5
Contact BBB: NR

Best for: Dallas residents in target neighborhoods seeking affordable homeownership pathways with community support, Families displaced or at risk of displacement due to gentrification in South Dallas and Pleasant Grove

Operation Hope - Dallas Texas logo

Operation Hope - Dallas Texas

Operation HOPE is America's first nonprofit social investment bank offering free financial counseling, credit coaching, and economic empowerment programs to underserved communities nationwide.

4.1/5
Contact BBB: NR

Best for: Individuals seeking free credit counseling and money management education without sales pressure, Small business owners and entrepreneurs needing financial guidance for business development

Bcl of Texas (Business and Community Lenders) logo

Bcl of Texas (Business and Community Lenders)

Unable to verify: website access denied. BCL of Texas claims to be a non-profit community lender, but no operational details could be confirmed.

4.0/5
Contact BBB: NR

Best for: Free housing counseling, Foreclosure prevention

Dallas Area Habitat for Humanity logo

Dallas Area Habitat for Humanity

Dallas Area Habitat for Humanity provides free homebuyer education, financial literacy counseling, and affordable home construction to low-income families in Dallas and Kaufman counties since 1986.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Dallas/Kaufman counties seeking free financial education and homebuyer counseling, Low-income families interested in affordable home construction and down payment assistance

Navicore Solutions- Dallas, TX logo

Navicore Solutions- Dallas, TX

Navicore Solutions is a nonprofit credit counseling agency offering certified debt management, housing, and financial guidance to consumers nationwide for 30 years.

4.0/5
Contact BBB: NR

Best for: Consumers with multiple debts seeking structured repayment plans and financial counseling without debt settlement, Homeowners facing foreclosure or mortgage difficulties who need certified housing counseling

All Free Help in Dallas (7)

National Credit Counseling Bureau (NCCB) logo

National Credit Counseling Bureau (NCCB)

Unable to verify — website currently inaccessible (403 Forbidden error). Cannot confirm NCCB's services, credentials, or operational status.

4.4/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Builders of Hope logo

Builders of Hope

Dallas-based nonprofit community development corporation providing affordable housing construction, preservation, and anti-displacement community initiatives since 1998.

4.1/5
Contact BBB: NR

Best for: Dallas residents in target neighborhoods seeking affordable homeownership pathways with community support, Families displaced or at risk of displacement due to gentrification in South Dallas and Pleasant Grove

Operation Hope - Dallas Texas logo

Operation Hope - Dallas Texas

Operation HOPE is America's first nonprofit social investment bank offering free financial counseling, credit coaching, and economic empowerment programs to underserved communities nationwide.

4.1/5
Contact BBB: NR

Best for: Individuals seeking free credit counseling and money management education without sales pressure, Small business owners and entrepreneurs needing financial guidance for business development

Bcl of Texas (Business and Community Lenders) logo

Bcl of Texas (Business and Community Lenders)

Unable to verify: website access denied. BCL of Texas claims to be a non-profit community lender, but no operational details could be confirmed.

4.0/5
Contact BBB: NR

Best for: Free housing counseling, Foreclosure prevention

Dallas Area Habitat for Humanity logo

Dallas Area Habitat for Humanity

Dallas Area Habitat for Humanity provides free homebuyer education, financial literacy counseling, and affordable home construction to low-income families in Dallas and Kaufman counties since 1986.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Dallas/Kaufman counties seeking free financial education and homebuyer counseling, Low-income families interested in affordable home construction and down payment assistance

Navicore Solutions- Dallas, TX logo

Navicore Solutions- Dallas, TX

Navicore Solutions is a nonprofit credit counseling agency offering certified debt management, housing, and financial guidance to consumers nationwide for 30 years.

4.0/5
Contact BBB: NR

Best for: Consumers with multiple debts seeking structured repayment plans and financial counseling without debt settlement, Homeowners facing foreclosure or mortgage difficulties who need certified housing counseling

Transformance Dba Services of Hope Entities logo

Transformance Dba Services of Hope Entities

Dallas-based nonprofit providing free homebuyer education, food assistance, and community support to low-income families since 2004.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Dallas with limited income seeking free education and guidance, Low-income families experiencing food insecurity needing regular nutritious food access