Credit Unions Provider Profiles in Dallas, TX

Review 16 listed credit unions profiles associated with Dallas, Texas. Average stored Google rating where available: 4.5/5.

16 Listed Profiles 10 Google-rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Provider Profiles for Credit Unions

LibertyOne Credit Union logo

LibertyOne Credit Union

Federal credit union serving federal employees, military, and their families since 1935, offering checking, savings, loans, and digital banking services.

5.0/5

Google rating from 29 reviews

BBB: NR

Profile signals: Federal government employees seeking comprehensive banking with no account fees, Military personnel and their families looking for accessible credit union services

City Credit Union logo

City Credit Union

City Credit Union is a Texas-based credit union offering checking, savings, auto loans, credit cards, and mobile banking services to its members.

4.9/5

Google rating from 3,140 reviews

BBB: NR

Profile signals: Texas residents seeking member-owned banking with educational resources, Individuals interested in building credit through secured credit card products

America's Credit Union logo

America's Credit Union

America's Credit Union is a federally chartered credit union offering checking, savings, loans, and credit products with rate claims to verify and member-focused service.

4.8/5

Google rating from 141 reviews

BBB: NR

Profile signals: Local residents in Garland, Mesquite, Forest, and surrounding DFW areas seeking personalized banking relationships, Credit union members looking for competitive auto loan rates and refinancing opportunities

Prestige Community Credit Union logo

Prestige Community Credit Union

Prestige Community Credit Union is a Dallas-based credit union offering checking, savings, loans, and digital banking services to members with a focus on financial education and cybersecurity.

4.7/5

Google rating from 372 reviews

BBB: NR

Profile signals: Dallas-area residents seeking member-owned credit union benefits with digital banking, Consumers prioritizing cybersecurity education and fraud prevention in their banking relationship

Oak Cliff Christian Federal Credit Union logo

Oak Cliff Christian Federal Credit Union

Oak Cliff Christian Federal Credit Union is a Dallas-based credit union offering savings accounts, loans, online banking, and member services with a faith-based community focus.

4.6/5

Google rating from 24 reviews

BBB: NR

Profile signals: Members of eligible Christian organizations or communities seeking faith-aligned banking, Borrowers focused on auto financing with rate claims to verify and seeking credit union membership benefits

Texans Credit Union logo

Texans Credit Union

Texans Credit Union is a member-owned financial institution serving North Texas with checking, savings, loans, and digital banking services for individuals and families.

4.5/5

Google rating from 253 reviews

BBB: NR

Profile signals: Texas residents seeking community-focused credit union banking with local decision-making, Members interested in automatic savings features through roundup debit card functionality

Listed Credit Unions Profiles in Dallas (16)

LibertyOne Credit Union logo

LibertyOne Credit Union

Federal credit union serving federal employees, military, and their families since 1935, offering checking, savings, loans, and digital banking services.

5.0/5

Google rating from 29 reviews

BBB: NR

Profile signals: Federal government employees seeking comprehensive banking with no account fees, Military personnel and their families looking for accessible credit union services

City Credit Union logo

City Credit Union

City Credit Union is a Texas-based credit union offering checking, savings, auto loans, credit cards, and mobile banking services to its members.

4.9/5

Google rating from 3,140 reviews

BBB: NR

Profile signals: Texas residents seeking member-owned banking with educational resources, Individuals interested in building credit through secured credit card products

America's Credit Union logo

America's Credit Union

America's Credit Union is a federally chartered credit union offering checking, savings, loans, and credit products with rate claims to verify and member-focused service.

4.8/5

Google rating from 141 reviews

BBB: NR

Profile signals: Local residents in Garland, Mesquite, Forest, and surrounding DFW areas seeking personalized banking relationships, Credit union members looking for competitive auto loan rates and refinancing opportunities

Prestige Community Credit Union logo

Prestige Community Credit Union

Prestige Community Credit Union is a Dallas-based credit union offering checking, savings, loans, and digital banking services to members with a focus on financial education and cybersecurity.

4.7/5

Google rating from 372 reviews

BBB: NR

Profile signals: Dallas-area residents seeking member-owned credit union benefits with digital banking, Consumers prioritizing cybersecurity education and fraud prevention in their banking relationship

Oak Cliff Christian Federal Credit Union logo

Oak Cliff Christian Federal Credit Union

Oak Cliff Christian Federal Credit Union is a Dallas-based credit union offering savings accounts, loans, online banking, and member services with a faith-based community focus.

4.6/5

Google rating from 24 reviews

BBB: NR

Profile signals: Members of eligible Christian organizations or communities seeking faith-aligned banking, Borrowers focused on auto financing with rate claims to verify and seeking credit union membership benefits

Texans Credit Union logo

Texans Credit Union

Texans Credit Union is a member-owned financial institution serving North Texas with checking, savings, loans, and digital banking services for individuals and families.

4.5/5

Google rating from 253 reviews

BBB: NR

Profile signals: Texas residents seeking community-focused credit union banking with local decision-making, Members interested in automatic savings features through roundup debit card functionality

Credit Union of Texas logo

Credit Union of Texas

Credit Union of Texas (CUTX) is a member-owned financial institution offering auto loans, mortgages, checking/savings accounts, and CDs with rate claims to verify and community-focused banking services.

4.3/5

Google rating from 166 reviews

BBB: NR

Profile signals: Texas-based consumers seeking auto refinancing with streamlined online application process, Conservative savers interested in No Penalty CDs combining security with early withdrawal flexibility

Neighborhood Credit Union logo

Neighborhood Credit Union

Neighborhood Credit Union is a credit union offering checking, savings, CDs, and loan products with digital banking services and online account management.

4.2/5

Google rating from 305 reviews

BBB: NR

Profile signals: Members seeking competitive checking and savings rates with digital-first banking, Individuals looking to build credit or re-establish banking relationships through second-chance checking

Local Federal Credit Union logo

Local Federal Credit Union

Non-profit credit union offering checking, savings, loans, and credit cards to members. Federally insured by NCUA with member-owned cooperative structure.

3.9/5

Google rating from 47 reviews

BBB: NR

Profile signals: Employees of partner organizations (UPS, RTS, DMC, DART, YRC) seeking employer-affiliated banking, Members prioritizing member-owned cooperative structure and profit-sharing benefits over large institutional offerings

Southwest Airlines Federal Credit Union logo

Southwest Airlines Federal Credit Union

Southwest Airlines Federal Credit Union is a membership-based financial institution offering checking, savings, loans, and credit cards with rate claims to verify and airline-affiliated perks.

3.6/5

Google rating from 73 reviews

BBB: NR

Profile signals: Southwest Airlines employees and their eligible family members seeking tailored financial products, Consumers needing listed loans (airplane, RV, motorcycle) with rate claims to verify

Baptist Federal Credit Union logo

Baptist Federal Credit Union

Baptist Federal Credit Union is a Texas-based credit union serving Baptist churches, institutions, and members with auto loans, mortgages, credit cards, and deposit accounts.

BBB: NR

Profile signals: Baptist church members and employees seeking faith-aligned financial services, Baptist organizations, churches, and religious institutions needing institutional lending and treasury management

Dallas U.P. Employees logo

Dallas U.P. Employees

Member-owned credit union serving Union Pacific Railroad employees and their families since 1953, offering loans, savings accounts, and online banking services.

BBB: NR

Profile signals: Union Pacific Railroad employees seeking community-focused banking with member-owned governance, Families of railroad employees who qualify for immediate family membership eligibility

Faith Cooperative Federal Credit Union logo

Faith Cooperative Federal Credit Union

Faith Cooperative FCU is a Dallas-based, NCUA-insured credit union founded in 1959, offering savings accounts, CDs, auto loans, personal loans, and mortgages.

BBB: NR

Profile signals: Dallas-area residents who qualify for membership and can visit during weekday business hours, Borrowers seeking community-based auto or personal loans from a member-owned institution

Neiman Marcus Employees Fed CU logo

Neiman Marcus Employees Fed CU

Federally insured credit union serving Neiman Marcus Group employees with member-owned financial services, competitive loan rates, and digital banking tools.

BBB: NR

Profile signals: Neiman Marcus Group employees seeking credit union member benefits and competitive lending rates, Employees needing auto financing with flexible terms and personalized service from a reported institutional partner

Neiman Marcus Group Employees logo

Neiman Marcus Group Employees

Neiman Marcus Group Employees Federal Credit Union is a member-owned, NCUA-insured credit union serving Neiman Marcus employees with competitive lending and deposit products.

BBB: NR

Profile signals: Neiman Marcus Group employees seeking member-owned banking with employee-exclusive benefits, Credit union members wanting auto financing with flexible terms and rate claims to verify

The Local logo

The Local

The LOCAL FCU is a non-profit, member-owned federal credit union offering checking, savings, loans, and credit cards with NCUA insurance protection.

BBB: NR

Profile signals: Employees of UPS, RTS, DMC, DART, YRC, and other affiliated employers seeking member-owned banking, Members prioritizing non-profit financial institutions that return profits as member benefits