Best Credit Unions in Dallas, TX

Compare 11 credit unions companies serving Dallas, Texas. Average rating: 4.3/5.

11 Companies 11 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Credit Unions

City Credit Union logo

City Credit Union

City Credit Union is a Texas-based credit union offering checking, savings, auto loans, credit cards, and mobile banking services to its members.

4.5/5
Free BBB: NR

Best for: Texas residents seeking member-owned banking with educational resources, Individuals interested in building credit through secured credit card products

Prestige Community Credit Union logo

Prestige Community Credit Union

Prestige Community Credit Union is a Dallas-based credit union offering checking, savings, loans, and digital banking services to members with a focus on financial education and cybersecurity.

4.5/5
Free BBB: NR

Best for: Dallas-area residents seeking member-owned credit union benefits with digital banking, Consumers prioritizing cybersecurity education and fraud prevention in their banking relationship

America's Credit Union logo

America's Credit Union

America's Credit Union is a federally chartered credit union offering checking, savings, loans, and credit products with competitive rates and member-focused service.

4.4/5
Contact BBB: NR

Best for: Local residents in Garland, Mesquite, Forest, and surrounding DFW areas seeking personalized banking relationships, Credit union members looking for competitive auto loan rates and refinancing opportunities

LibertyOne Credit Union logo

LibertyOne Credit Union

Federal credit union serving federal employees, military, and their families since 1935, offering checking, savings, loans, and digital banking services.

4.4/5
Contact BBB: NR

Best for: Federal government employees seeking comprehensive banking with no account fees, Military personnel and their families looking for accessible credit union services

Oak Cliff Christian Federal Credit Union logo

Oak Cliff Christian Federal Credit Union

Oak Cliff Christian Federal Credit Union is a Dallas-based credit union offering savings accounts, loans, online banking, and member services with a faith-based community focus.

4.4/5
Contact BBB: NR

Best for: Members of eligible Christian organizations or communities seeking faith-aligned banking, Borrowers focused on auto financing with competitive rates and seeking credit union membership benefits

Texans Credit Union logo

Texans Credit Union

Texans Credit Union is a member-owned financial institution serving North Texas with checking, savings, loans, and digital banking services for individuals and families.

4.4/5
Contact BBB: NR

Best for: Texas residents seeking community-focused credit union banking with local decision-making, Members interested in automatic savings features through roundup debit card functionality

All Credit Unions in Dallas (11)

City Credit Union logo

City Credit Union

City Credit Union is a Texas-based credit union offering checking, savings, auto loans, credit cards, and mobile banking services to its members.

4.5/5
Free BBB: NR

Best for: Texas residents seeking member-owned banking with educational resources, Individuals interested in building credit through secured credit card products

Prestige Community Credit Union logo

Prestige Community Credit Union

Prestige Community Credit Union is a Dallas-based credit union offering checking, savings, loans, and digital banking services to members with a focus on financial education and cybersecurity.

4.5/5
Free BBB: NR

Best for: Dallas-area residents seeking member-owned credit union benefits with digital banking, Consumers prioritizing cybersecurity education and fraud prevention in their banking relationship

America's Credit Union logo

America's Credit Union

America's Credit Union is a federally chartered credit union offering checking, savings, loans, and credit products with competitive rates and member-focused service.

4.4/5
Contact BBB: NR

Best for: Local residents in Garland, Mesquite, Forest, and surrounding DFW areas seeking personalized banking relationships, Credit union members looking for competitive auto loan rates and refinancing opportunities

LibertyOne Credit Union logo

LibertyOne Credit Union

Federal credit union serving federal employees, military, and their families since 1935, offering checking, savings, loans, and digital banking services.

4.4/5
Contact BBB: NR

Best for: Federal government employees seeking comprehensive banking with no account fees, Military personnel and their families looking for accessible credit union services

Oak Cliff Christian Federal Credit Union logo

Oak Cliff Christian Federal Credit Union

Oak Cliff Christian Federal Credit Union is a Dallas-based credit union offering savings accounts, loans, online banking, and member services with a faith-based community focus.

4.4/5
Contact BBB: NR

Best for: Members of eligible Christian organizations or communities seeking faith-aligned banking, Borrowers focused on auto financing with competitive rates and seeking credit union membership benefits

Texans Credit Union logo

Texans Credit Union

Texans Credit Union is a member-owned financial institution serving North Texas with checking, savings, loans, and digital banking services for individuals and families.

4.4/5
Contact BBB: NR

Best for: Texas residents seeking community-focused credit union banking with local decision-making, Members interested in automatic savings features through roundup debit card functionality

Credit Union of Texas logo

Credit Union of Texas

Credit Union of Texas (CUTX) is a member-owned financial institution offering auto loans, mortgages, checking/savings accounts, and CDs with competitive rates and community-focused banking services.

4.3/5
Contact BBB: NR

Best for: Texas-based consumers seeking auto refinancing with streamlined online application process, Conservative savers interested in No Penalty CDs combining security with early withdrawal flexibility

Neighborhood Credit Union logo

Neighborhood Credit Union

Neighborhood Credit Union is a credit union offering checking, savings, CDs, and loan products with digital banking services and online account management.

4.3/5
Contact BBB: NR

Best for: Members seeking competitive checking and savings rates with digital-first banking, Individuals looking to build credit or re-establish banking relationships through second-chance checking

Baylor Health Care System Credit Union logo

Baylor Health Care System Credit Union

Unable to verify current services. Website access blocked (403 Forbidden), preventing factual profile compilation for this credit union.

4.1/5
Contact BBB: NR

Best for: Baylor Healthcare System employees seeking employer-affiliated financial services, Healthcare professionals seeking member-owned banking alternatives (if eligible)

Local Federal Credit Union logo

Local Federal Credit Union

Non-profit credit union offering checking, savings, loans, and credit cards to members. Federally insured by NCUA with member-owned cooperative structure.

4.1/5
Contact BBB: NR

Best for: Employees of partner organizations (UPS, RTS, DMC, DART, YRC) seeking employer-affiliated banking, Members prioritizing member-owned cooperative structure and profit-sharing benefits over large institutional offerings

Southwest Airlines Federal Credit Union logo

Southwest Airlines Federal Credit Union

Southwest Airlines Federal Credit Union is a membership-based financial institution offering checking, savings, loans, and credit cards with competitive rates and airline-affiliated perks.

4.1/5
Contact BBB: NR

Best for: Southwest Airlines employees and their eligible family members seeking tailored financial products, Consumers needing specialized loans (airplane, RV, motorcycle) with competitive rates