Personal Loans Provider Profiles in Dallas, TX

Review 16 listed personal loans profiles associated with Dallas, Texas. Average stored Google rating where available: 4.8/5.

16 Listed Profiles 8 Google-rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Provider Profiles for Personal Loans

Peaceful Payback LLC logo

Peaceful Payback LLC

Peaceful Payback offers personal loans with negotiable terms and financial education, positioning itself as a community-focused lender that emphasizes affordability and support.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Borrowers seeking relationship-based lending with negotiable terms over standardized products, Individuals who value community connection and faith-based support alongside financial services

Personal Finance logo

Personal Finance

Justice Finance is a privately owned personal loan lender offering cash loans up to $1,800 with flexible terms and no checking account requirement.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Dallas-Fort Worth residents needing $500–$1,800 in short-term cash access without collateral, Unbanked or underbanked consumers without active checking accounts

Texan Credit Corporation logo

Texan Credit Corporation

Texan Credit Corporation is a Dallas-based installment lender founded 1999, operating branch locations across Texas. BBB B+ (not accredited). 2,408 Google reviews. Personal loans for subprime borrowers.

5.0/5

Google rating from 2,408 reviews

BBB: B+

Profile signals: Texas residents needing personal installment loans from a local branch-based lender, Consumers with limited credit seeking small-dollar loans with in-person service

Atlas Credit Co., Inc. logo

Atlas Credit Co., Inc.

Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.

4.9/5

Google rating from 1,111 reviews

BBB: NR

Profile signals: Employed individuals with bad credit seeking small loans ($100–$1,400) with manageable monthly payments, Unbanked or underbanked consumers without checking accounts who need installment loan terms

Rec Loans 360 logo

Rec Loans 360

Rec Loans 360 is an online marketplace connecting borrowers with a nationwide network of lenders specializing in RV and boat financing for all credit types.

4.9/5

Google rating from 55 reviews

BBB: NR

Profile signals: Borrowers seeking to finance new or used RVs or boats with online convenience, Full-time RVers or live-in vehicle owners needing listed loan products with non-traditional income verification

City Finance Services logo

City Finance Services

Justice Finance is a privately owned personal loan lender in the Dallas-Fort Worth area offering signature loans up to $1,800 with no checking account or collateral required.

4.7/5

Google rating from 151 reviews

BBB: NR

Profile signals: Dallas-Fort Worth residents needing $500-$1,800 for immediate expenses or emergency cash, Underbanked consumers without checking accounts or traditional banking relationships

Listed Personal Loans Profiles in Dallas (16)

Peaceful Payback LLC logo

Peaceful Payback LLC

Peaceful Payback offers personal loans with negotiable terms and financial education, positioning itself as a community-focused lender that emphasizes affordability and support.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Borrowers seeking relationship-based lending with negotiable terms over standardized products, Individuals who value community connection and faith-based support alongside financial services

Personal Finance logo

Personal Finance

Justice Finance is a privately owned personal loan lender offering cash loans up to $1,800 with flexible terms and no checking account requirement.

5.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: Dallas-Fort Worth residents needing $500–$1,800 in short-term cash access without collateral, Unbanked or underbanked consumers without active checking accounts

Texan Credit Corporation logo

Texan Credit Corporation

Texan Credit Corporation is a Dallas-based installment lender founded 1999, operating branch locations across Texas. BBB B+ (not accredited). 2,408 Google reviews. Personal loans for subprime borrowers.

5.0/5

Google rating from 2,408 reviews

BBB: B+

Profile signals: Texas residents needing personal installment loans from a local branch-based lender, Consumers with limited credit seeking small-dollar loans with in-person service

Atlas Credit Co., Inc. logo

Atlas Credit Co., Inc.

Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.

4.9/5

Google rating from 1,111 reviews

BBB: NR

Profile signals: Employed individuals with bad credit seeking small loans ($100–$1,400) with manageable monthly payments, Unbanked or underbanked consumers without checking accounts who need installment loan terms

Rec Loans 360 logo

Rec Loans 360

Rec Loans 360 is an online marketplace connecting borrowers with a nationwide network of lenders specializing in RV and boat financing for all credit types.

4.9/5

Google rating from 55 reviews

BBB: NR

Profile signals: Borrowers seeking to finance new or used RVs or boats with online convenience, Full-time RVers or live-in vehicle owners needing listed loan products with non-traditional income verification

City Finance Services logo

City Finance Services

Justice Finance is a privately owned personal loan lender in the Dallas-Fort Worth area offering signature loans up to $1,800 with no checking account or collateral required.

4.7/5

Google rating from 151 reviews

BBB: NR

Profile signals: Dallas-Fort Worth residents needing $500-$1,800 for immediate expenses or emergency cash, Underbanked consumers without checking accounts or traditional banking relationships

Justice Finance logo

Justice Finance

Justice Finance is a privately owned personal loan lender in the DFW metroplex offering signature loans up to $1,800 with no collateral required and flexible payment options.

4.5/5

Google rating from 74 reviews

BBB: NR

Profile signals: DFW residents with poor or limited credit history needing small emergency cash loans, Unbanked or underbanked consumers without checking accounts or traditional credit access

Austin Finance Co logo

Austin Finance Co

Texas-based personal lender offering same-day loans up to $1,600 across 15 locations since 1996, serving borrowers who may not qualify for traditional bank loans.

4.1/5

Google rating from 15 reviews

BBB: NR

Profile signals: Texas residents with bad or limited credit history facing unexpected short-term expenses, Borrowers needing small loans ($1K-$1.6K) with provider-stated funding timing

DirectLoanTransfer LLC logo

DirectLoanTransfer LLC

Online loan marketplace connecting borrowers with multiple lenders for personal loans, payday loans, title loans, and installment loans with provider-stated funding timing options.

BBB: NR

Profile signals: Borrowers needing multiple loan quotes quickly without submitting applications to individual lenders separately, Consumers with poor credit seeking access to lenders willing to work with non-prime borrowers

Famsa Loans logo

Famsa Loans

FAMSA offers in-house personal loans up to $1,800 with published application timing and provider-stated funding timing at physical furniture store and standalone branch locations.

BBB: NR

Profile signals: Furniture or appliance buyers seeking in-house financing for immediate purchases, Spanish-speaking consumers preferring bilingual lending support and culturally familiar service

GOLD STAR FINANCE logo

GOLD STAR FINANCE

Texas-based installment signature lender offering small personal loans from $200–$1,700 over 6–12 months across 68+ locations since 1976.

BBB: NR

Profile signals: Texas residents with limited credit history or fair credit seeking small installment loans under $1,700, Borrowers who value in-person service and relationship-based lending in their local community

Justice Finance Co logo

Justice Finance Co

Justice Finance is a privately owned personal loan lender in the Dallas-Fort Worth area offering signature loans up to $1,800 with flexible payment terms and no checking account requirement.

BBB: NR

Profile signals: Unbanked or underbanked borrowers in DFW without traditional checking accounts, Borrowers with bad or poor credit seeking alternatives to payday loans

Loans Prestamos logo

Loans Prestamos

Atlas Credit offers installment and personal loans from $100–$1,800 in Dallas with fixed repayment terms and same-day online approval, explicitly positioning itself as an alternative to payday lenders.

BBB: NR

Profile signals: Borrowers with poor or no credit history who need $100–$1,800 quickly and cannot qualify for bank loans, Dallas-area residents needing same-day or next-day cash with flexible repayment (not payday cycle)

Oportun logo

Oportun

Dallas, TX Oportun at El Rio Grande offers personal-loan profile details with flexible repayment terms for local borrowers.

BBB: NR

Profile signals: Borrowers with no credit history or thin credit files who need an installment loan, Spanish-speaking applicants seeking bilingual in-person loan service

Oportun logo

Oportun

Dallas, TX — Oportun at 3420 W Illinois Ave Suite 200A offers personal loans with flexible terms and application-timing claims for qualifying borrowers.

BBB: NR

Profile signals: Borrowers without a U.S. driver's license who hold a consular or passport ID, Spanish-speaking customers who prefer bilingual in-person service

World Finance logo

World Finance

Dallas, TX World Finance at 1909 S Buckner Blvd offers personal loans to local customers with flexible terms and application-timing claims.

BBB: NR

Profile signals: Near-prime or subprime borrowers who want an installment loan with fixed payments, Borrowers who prefer in-person guidance and want their contract explained step by step