Best I Need a Loan in Dallas, TX

Compare 9 i need a loan companies serving Dallas, Texas. Average rating: 4.4/5.

9 Companies 9 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated I Need a Loan

Texan Credit Corporation logo

Texan Credit Corporation

Texan Credit Corporation is a Dallas-based installment lender founded 1999, operating branch locations across Texas. BBB B+ (not accredited). 2,408 Google reviews. Personal loans for subprime borrowers.

4.7/5
Free BBB: B+

Best for: Texas residents needing personal installment loans from a local branch-based lender, Consumers with limited credit seeking small-dollar loans with in-person service

Atlas Credit Co., Inc. logo

Atlas Credit Co., Inc.

Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.

4.5/5
Free BBB: NR

Best for: Employed individuals with bad credit seeking small loans ($100–$1,400) with manageable monthly payments, Unbanked or underbanked consumers without checking accounts who need installment loan terms

City Finance Services logo

City Finance Services

Justice Finance is a privately owned personal loan lender in the Dallas-Fort Worth area offering signature loans up to $1,800 with no checking account or collateral required.

4.5/5
Free BBB: NR

Best for: Dallas-Fort Worth residents needing $500-$1,800 for immediate expenses or emergency cash, Underbanked consumers without checking accounts or traditional banking relationships

Hurst Lending logo

Hurst Lending

Unable to verify — website inaccessible (403 Forbidden). Cannot confirm Hurst Lending's current operations, loan products, terms, or legitimacy.

4.4/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for personal lending services, People who prefer working with a local personal lending provider

Justice Finance logo

Justice Finance

Justice Finance is a privately owned personal loan lender in the DFW metroplex offering signature loans up to $1,800 with no collateral required and flexible payment options.

4.4/5
Free BBB: NR

Best for: DFW residents with poor or limited credit history needing small emergency cash loans, Unbanked or underbanked consumers without checking accounts or traditional credit access

Peaceful Payback LLC logo

Peaceful Payback LLC

Peaceful Payback offers personal loans with negotiable terms and financial education, positioning itself as a community-focused lender that emphasizes affordability and support.

4.4/5
Free BBB: NR

Best for: Borrowers seeking relationship-based lending with negotiable terms over standardized products, Individuals who value community connection and faith-based support alongside financial services

All I Need a Loan in Dallas (9)

Texan Credit Corporation logo

Texan Credit Corporation

Texan Credit Corporation is a Dallas-based installment lender founded 1999, operating branch locations across Texas. BBB B+ (not accredited). 2,408 Google reviews. Personal loans for subprime borrowers.

4.7/5
Free BBB: B+

Best for: Texas residents needing personal installment loans from a local branch-based lender, Consumers with limited credit seeking small-dollar loans with in-person service

Atlas Credit Co., Inc. logo

Atlas Credit Co., Inc.

Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.

4.5/5
Free BBB: NR

Best for: Employed individuals with bad credit seeking small loans ($100–$1,400) with manageable monthly payments, Unbanked or underbanked consumers without checking accounts who need installment loan terms

City Finance Services logo

City Finance Services

Justice Finance is a privately owned personal loan lender in the Dallas-Fort Worth area offering signature loans up to $1,800 with no checking account or collateral required.

4.5/5
Free BBB: NR

Best for: Dallas-Fort Worth residents needing $500-$1,800 for immediate expenses or emergency cash, Underbanked consumers without checking accounts or traditional banking relationships

Hurst Lending logo

Hurst Lending

Unable to verify — website inaccessible (403 Forbidden). Cannot confirm Hurst Lending's current operations, loan products, terms, or legitimacy.

4.4/5
Free BBB: NR

Best for: Consumers in Dallas, Texas looking for personal lending services, People who prefer working with a local personal lending provider

Justice Finance logo

Justice Finance

Justice Finance is a privately owned personal loan lender in the DFW metroplex offering signature loans up to $1,800 with no collateral required and flexible payment options.

4.4/5
Free BBB: NR

Best for: DFW residents with poor or limited credit history needing small emergency cash loans, Unbanked or underbanked consumers without checking accounts or traditional credit access

Peaceful Payback LLC logo

Peaceful Payback LLC

Peaceful Payback offers personal loans with negotiable terms and financial education, positioning itself as a community-focused lender that emphasizes affordability and support.

4.4/5
Free BBB: NR

Best for: Borrowers seeking relationship-based lending with negotiable terms over standardized products, Individuals who value community connection and faith-based support alongside financial services

Personal Finance logo

Personal Finance

Justice Finance is a privately owned personal loan lender offering cash loans up to $1,800 with flexible terms and no checking account requirement.

4.4/5
Free BBB: NR

Best for: Dallas-Fort Worth residents needing $500–$1,800 in fast cash without collateral, Unbanked or underbanked consumers without active checking accounts

Rec Loans 360 logo

Rec Loans 360

Rec Loans 360 is an online marketplace connecting borrowers with a nationwide network of lenders specializing in RV and boat financing for all credit types.

4.4/5
Free BBB: NR

Best for: Borrowers seeking to finance new or used RVs or boats with online convenience, Full-time RVers or live-in vehicle owners needing specialized loan products with non-traditional income verification

Austin Finance Co logo

Austin Finance Co

Texas-based personal lender offering same-day loans up to $1,600 across 15 locations since 1996, serving borrowers who may not qualify for traditional bank loans.

4.3/5
Free BBB: NR

Best for: Texas residents with bad or limited credit history facing unexpected short-term expenses, Borrowers needing small loans ($1K-$1.6K) with same-day funding