P & J Pawn is a Dallas-based pawn shop offering collateral-based loans and merchandise sales with an emphasis on customer service and personality.
Data compiled from public sources · Google rating shown when a stored review count is available
P & J Pawn operates as a pawn shop located at 4501 Columbia Ave in Dallas, Texas. The business positions itself as 'The Pawn Shop with Personality,' suggesting a customer-focused approach to the traditional pawn lending model. The company maintains an active social media presence across Facebook, Instagram, TikTok, and email, indicating engagement with modern marketing channels and customer communication.
The company operates during regular business hours and maintains moderate pricing (indicated by a single-dollar sign rating). com, or through social media channels. The company differentiates itself through its emphasis on personality and brand identity, as evidenced by their tagline and active social media strategy.
They produce regular video content on Reels and maintain engagement with followers across multiple platforms (1,000+ Facebook followers documented). The business promotes itself across Instagram and TikTok under the handle 'pandjpawn' and '4501_PJ_PAWN,' suggesting a deliberate effort to build community and brand recognition beyond traditional pawn shop operations. With an 86% recommendation rate based on 28 Facebook reviews, P & J Pawn demonstrates reasonable customer satisfaction for the pawn industry.
However, the limited public information about specific loan terms, interest rates, or service details means potential customers should contact the business directly for precise information about loan amounts, repayment terms, and collateral requirements.
This is state-level context for Pawn Shops consumers in Dallas, TX. It does not confirm that P & J Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
P & J Pawn offers 8 services including Collateral-based pawn loans, Merchandise sales and inventory, Phone-based customer service, Email customer inquiries and support, Social media customer engagement, and 3 more.
P & J Pawn has profile signals associated with Individuals in Dallas researching short-term cash access against personal collateral or jewelry, People seeking to buy discounted merchandise or used goods in the Dallas area, Customers who prefer face-to-face transactions with personable service.
Key strengths: Strong customer satisfaction with 86% recommendation rate from 28 reviews; Multiple contact channels available: phone, email, and active social media presence; Maintains active engagement on Facebook, Instagram, and TikTok with regular content updates. Areas to consider: No detailed information about loan terms, APR rates, or repayment periods publicly available; No specific information about maximum loan amounts or collateral types accepted.
In the Pawn Shops category, comparable providers include American Jewelry & Loan, Chicago Super Pawn, Suburban Exchange Inc. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
P & J Pawn is profile signals for Dallas-area residents who need quick collateral-based loans or want to purchase discounted merchandise with minimal friction. The primary caveat is the lack of publicly disclosed loan terms, rates, and policies—customers must contact the business directly to understand specific costs, loan limits, and repayment obligations before pawning items.
Detroit-based pawn shop operating since 1978 with 4 Michigan locations. Offers collateral-based loans on jewelry, electronics, tools, and more.
Google rating from 6,289 reviews
Profile signals: Consumers researching short-term cash access who own valuable items (jewelry, electronics, tools), Individuals with poor or no credit history unable to qualify for traditional loans
Chicago Super Pawn operates as a pawn shop offering collateral-based loans and buying services for jewelry, electronics, and valuables in the Chicago area.
Google rating from 150 reviews
Profile signals: Consumers with short-term cash needs and items of value to pledge, Individuals without traditional credit or credit history
Family-owned buy/sell/trade business in Walled Lake, MI specializing in precious metals, jewelry, tools, and musical equipment with cash payouts and repair services.
Google rating from 102 reviews
Profile signals: People with unwanted, broken, or scrap gold/silver seeking short-term cash access, Musicians and tool enthusiasts buying or selling used equipment locally
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