Best Emergency Cash in Dallas, TX

Compare 9 emergency cash companies serving Dallas, Texas. Average rating: 2.8/5.

9 Companies 9 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Emergency Cash

Amigo Cash logo

Amigo Cash

Amigo Cash Dallas, TX — AmigoCash provides car title loans across 20+ states, offering quick cash (within 29 minutes) by using vehicle equity as collate...

2.8/5
Contact BBB: NR

Best for: Vehicle owners with immediate emergency cash needs who lack access to traditional credit, Workers with poor or no credit history who need fast funds and own a paid-off or nearly-paid vehicle

Cash Delivery logo

Cash Delivery

Cash Delivery Inc. provides fast emergency loans with same-day or next-day funding for borrowers needing quick cash access.

2.8/5
Contact BBB: NR

Best for: Spanish-speaking borrowers needing immediate cash for emergencies, Consumers with poor or no credit seeking fast same-day loans

Check N Title Loans logo

Check N Title Loans

Check N Title Loans Dallas, TX — Check N Title Loans offers title loans up to $50,000 and cash advances up to $1,500 with same-day funding through onlin...

2.8/5
Contact BBB: NR

Best for: Vehicle owners facing unexpected short-term cash needs who want to keep their car, Consumers seeking faster funding than traditional personal loans and willing to pay collateral-based rates

Dallas Cash Advance logo

Dallas Cash Advance

Second Chance Ventures is a loan marketplace that connects borrowers to lenders offering personal and short-term loans from $100–$5,000 with funding within 24–48 hours.

2.8/5
Contact BBB: NR

Best for: Borrowers with poor or no credit seeking emergency cash quickly without traditional bank qualification, Consumers facing immediate financial emergencies (medical bills, car repairs) willing to accept high-cost loans

Texas Title Loans logo

Texas Title Loans

Texas Title Loans offers secured auto title loans up to $20K with funding in as little as one business day. Bad credit is acceptable, but APRs typically exceed 300%.

2.8/5
Contact BBB: NR

Best for: Consumers with poor credit facing genuine short-term financial emergencies who own paid-off vehicles, Borrowers needing $1,000–$5,000 within 24 hours and lacking traditional loan access

Time Finance Company logo

Time Finance Company

Time Finance offers small emergency loans from $100–$1,050 with fast phone-based approval and easy monthly payments in Memphis, Tennessee.

2.8/5
Contact BBB: NR

Best for: Memphis-area residents with unexpected emergency expenses under $1,050, Borrowers seeking phone-based application convenience over online or in-person processes

All Emergency Cash in Dallas (9)

Amigo Cash logo

Amigo Cash

Amigo Cash Dallas, TX — AmigoCash provides car title loans across 20+ states, offering quick cash (within 29 minutes) by using vehicle equity as collate...

2.8/5
Contact BBB: NR

Best for: Vehicle owners with immediate emergency cash needs who lack access to traditional credit, Workers with poor or no credit history who need fast funds and own a paid-off or nearly-paid vehicle

Cash Delivery logo

Cash Delivery

Cash Delivery Inc. provides fast emergency loans with same-day or next-day funding for borrowers needing quick cash access.

2.8/5
Contact BBB: NR

Best for: Spanish-speaking borrowers needing immediate cash for emergencies, Consumers with poor or no credit seeking fast same-day loans

Check N Title Loans logo

Check N Title Loans

Check N Title Loans Dallas, TX — Check N Title Loans offers title loans up to $50,000 and cash advances up to $1,500 with same-day funding through onlin...

2.8/5
Contact BBB: NR

Best for: Vehicle owners facing unexpected short-term cash needs who want to keep their car, Consumers seeking faster funding than traditional personal loans and willing to pay collateral-based rates

Dallas Cash Advance logo

Dallas Cash Advance

Second Chance Ventures is a loan marketplace that connects borrowers to lenders offering personal and short-term loans from $100–$5,000 with funding within 24–48 hours.

2.8/5
Contact BBB: NR

Best for: Borrowers with poor or no credit seeking emergency cash quickly without traditional bank qualification, Consumers facing immediate financial emergencies (medical bills, car repairs) willing to accept high-cost loans

Texas Title Loans logo

Texas Title Loans

Texas Title Loans offers secured auto title loans up to $20K with funding in as little as one business day. Bad credit is acceptable, but APRs typically exceed 300%.

2.8/5
Contact BBB: NR

Best for: Consumers with poor credit facing genuine short-term financial emergencies who own paid-off vehicles, Borrowers needing $1,000–$5,000 within 24 hours and lacking traditional loan access

Time Finance Company logo

Time Finance Company

Time Finance offers small emergency loans from $100–$1,050 with fast phone-based approval and easy monthly payments in Memphis, Tennessee.

2.8/5
Contact BBB: NR

Best for: Memphis-area residents with unexpected emergency expenses under $1,050, Borrowers seeking phone-based application convenience over online or in-person processes

VIP Title Loans logo

VIP Title Loans

VIP Title Loans provides car and motorcycle title loans across 6 locations in the Dallas-Fort Worth area, allowing borrowers to use their vehicle title as collateral for fast cash.

2.8/5
Contact BBB: NR

Best for: Vehicle owners in DFW with poor credit seeking emergency cash and able to risk vehicle collateral, Borrowers needing same-day or next-day funding who can visit a physical location for inspection

Cal Cash Advance logo

Cal Cash Advance

Cal Cash Advance is a payday loan marketplace connecting borrowers with lenders offering loans from $100–$35,000 with same-day or next-day funding.

2.7/5
Contact BBB: NR

Best for: Consumers facing immediate cash shortages who have exhausted other options and need same-day or next-day funding, Borrowers with poor credit who cannot qualify for traditional personal loans or lines of credit

Savvy loans logo

Savvy loans

Savvy Loans offers small emergency loans up to $1,500 in Texas with same-day approval and funding within 3 business days through an online application.

2.7/5
Contact BBB: NR

Best for: Texas residents needing $100–$1,500 for unexpected expenses with limited credit history, Borrowers prioritizing quick approval and simplified application over lowest interest rates