Best Business Loans in Dallas, TX

Compare 9 business loans companies serving Dallas, Texas. Average rating: 4.2/5.

9 Companies 9 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Business Loans

Ceasons Holdings - Hard Money Lenders logo

Ceasons Holdings - Hard Money Lenders

Direct hard money lender specializing in real estate investment financing across Texas, offering fix-and-flip, new construction, and land development loans with fast approval and transparent terms.

4.4/5
Contact BBB: NR

Best for: Real estate investors requiring fast capital for fix-and-flip or renovation projects with tight timelines, Land developers and commercial real estate projects needing bridge or construction financing

Cheddar Capital in Dallas Texas logo

Cheddar Capital in Dallas Texas

Cheddar Capital offers business term loans, equipment financing, and lines of credit up to $500K for small businesses in Dallas with same-day approval claims.

4.4/5
Contact BBB: NR

Best for: Small business owners in Dallas needing equipment financing with flexible terms, Businesses seeking business lines of credit or term loans for operational cash flow

Longhorn Investments - Hard Money Lender logo

Longhorn Investments - Hard Money Lender

Longhorn Investments is a private hard money lender providing short-term acquisition and renovation capital to real estate investors for residential and commercial properties across 11 major U.S. states.

4.4/5
Contact BBB: NR

Best for: Real estate investors with fix-and-flip projects requiring fast acquisition and renovation funding, Experienced property investors needing short-term capital across Texas, Missouri, Indiana, Kansas, Tennessee, Alabama, North Carolina, New Mexico, Arkansas, Ohio, or Georgia

Sky Business Loans & Cash Advance of Dallas logo

Sky Business Loans & Cash Advance of Dallas

Sky Business Loans & Cash Advance offers revenue-based small business loans and lines of credit across all 50 states, emphasizing fast approval times and lending to businesses regardless of credit score.

4.3/5
Contact BBB: NR

Best for: Small business owners with limited credit history who cannot qualify for traditional bank loans, Businesses with consistent monthly revenue seeking quick capital injection for growth or operations

Talus logo

Talus

Talus is a full-service payment processing and fintech platform that provides omnichannel payment solutions, merchant onboarding, and gateway services to software companies, resellers, and SMBs.

4.3/5
Contact BBB: NR

Best for: Software companies seeking to embed white-label payment processing into their platforms, Resellers and referral partners wanting to offer payment solutions with transparent residuals

The Credit App - Credit Reporting & Lien Recording logo

The Credit App - Credit Reporting & Lien Recording

Online platform enabling small business owners to report non-payments directly to credit bureaus and file mechanics liens without hiring debt collectors or attorneys.

4.3/5
Contact BBB: NR

Best for: Small contractors and construction businesses owed money by other businesses or property owners, B2B service providers (HVAC, plumbing, landscaping) needing affordable collection alternatives to attorneys

All Business Loans in Dallas (9)

Ceasons Holdings - Hard Money Lenders logo

Ceasons Holdings - Hard Money Lenders

Direct hard money lender specializing in real estate investment financing across Texas, offering fix-and-flip, new construction, and land development loans with fast approval and transparent terms.

4.4/5
Contact BBB: NR

Best for: Real estate investors requiring fast capital for fix-and-flip or renovation projects with tight timelines, Land developers and commercial real estate projects needing bridge or construction financing

Cheddar Capital in Dallas Texas logo

Cheddar Capital in Dallas Texas

Cheddar Capital offers business term loans, equipment financing, and lines of credit up to $500K for small businesses in Dallas with same-day approval claims.

4.4/5
Contact BBB: NR

Best for: Small business owners in Dallas needing equipment financing with flexible terms, Businesses seeking business lines of credit or term loans for operational cash flow

Longhorn Investments - Hard Money Lender logo

Longhorn Investments - Hard Money Lender

Longhorn Investments is a private hard money lender providing short-term acquisition and renovation capital to real estate investors for residential and commercial properties across 11 major U.S. states.

4.4/5
Contact BBB: NR

Best for: Real estate investors with fix-and-flip projects requiring fast acquisition and renovation funding, Experienced property investors needing short-term capital across Texas, Missouri, Indiana, Kansas, Tennessee, Alabama, North Carolina, New Mexico, Arkansas, Ohio, or Georgia

Sky Business Loans & Cash Advance of Dallas logo

Sky Business Loans & Cash Advance of Dallas

Sky Business Loans & Cash Advance offers revenue-based small business loans and lines of credit across all 50 states, emphasizing fast approval times and lending to businesses regardless of credit score.

4.3/5
Contact BBB: NR

Best for: Small business owners with limited credit history who cannot qualify for traditional bank loans, Businesses with consistent monthly revenue seeking quick capital injection for growth or operations

Talus logo

Talus

Talus is a full-service payment processing and fintech platform that provides omnichannel payment solutions, merchant onboarding, and gateway services to software companies, resellers, and SMBs.

4.3/5
Contact BBB: NR

Best for: Software companies seeking to embed white-label payment processing into their platforms, Resellers and referral partners wanting to offer payment solutions with transparent residuals

The Credit App - Credit Reporting & Lien Recording logo

The Credit App - Credit Reporting & Lien Recording

Online platform enabling small business owners to report non-payments directly to credit bureaus and file mechanics liens without hiring debt collectors or attorneys.

4.3/5
Contact BBB: NR

Best for: Small contractors and construction businesses owed money by other businesses or property owners, B2B service providers (HVAC, plumbing, landscaping) needing affordable collection alternatives to attorneys

T Bank, National Association logo

T Bank, National Association

FDIC-insured national bank specializing in SBA and commercial loans for business acquisitions, expansions, and real estate financing with government-backed loan programs.

4.2/5
Contact BBB:

Best for: Entrepreneurs seeking business acquisition or expansion financing with $500K+ capital needs, Business owners in rural areas eligible for USDA loan programs

Business & Community Lenders (BCL) of Texas- Dallas logo

Business & Community Lenders (BCL) of Texas- Dallas

BCL of Texas is a community development financial institution offering small business loans up to $50K, SBA 504 financing, and business coaching across Austin, Dallas, and San Marcos.

4.0/5
Contact BBB: NR

Best for: First-time Texas business owners seeking both capital and mentorship with diverse ownership backgrounds, Small businesses needing equipment or real estate financing (SBA 504 eligible projects)

1st Commecial Credit, LLC logo

1st Commecial Credit, LLC

1st Commercial Credit is a Dallas-based factoring company offering accounts receivable financing, purchase order funding, and trade financing solutions to B2B businesses for 20+ years.

3.8/5
Contact BBB: NR

Best for: B2B distributors, wholesalers, and importers with regular customer invoices facing cash flow delays, Small staffing agencies and construction contractors that bill clients with Net-30/60/90 payment terms