Best Bankruptcy Services in Chicago, IL

Compare 16 bankruptcy services companies serving Chicago, Illinois. Average rating: 4.4/5.

16 Companies 16 Rated Payday: Restricted

Illinois Lending Regulations

Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.

Usury cap: 36% APR cap on all consumer loans (Illinois Predatory Loan Prevention Act, 2021) Agency: Illinois Attorney General Consumer Protection Division

Top-Rated Bankruptcy Services

Bentz Holguin Law Firm, LLC logo

Bentz Holguin Law Firm, LLC

Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 personal bankruptcy filings, debt relief, and foreclosure defense with over 30 years of experience.

4.5/5
Free BBB: NR

Best for: Chicago-area residents with unsecured debt (credit cards, medical bills) seeking Chapter 7 discharge, Employed individuals with regular income seeking Chapter 13 wage earner's plan reorganization

DebtErasers logo

DebtErasers

DebtErasers is a bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with $0 down payment options and free consultations to help consumers eliminate debt.

4.5/5
Free BBB: NR

Best for: Consumers facing immediate collection actions, wage garnishment, or foreclosure who need urgent legal intervention, People with multiple types of debt (credit cards, medical, personal loans) seeking comprehensive elimination rather than consolidation

DebtPros - Wonais Law, LLC logo

DebtPros - Wonais Law, LLC

Chicago-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with free consultations and a stated $0 down payment option to get started.

4.5/5
Free BBB: NR

Best for: Chicago-area residents facing wage garnishment, foreclosure, or creditor lawsuits seeking Chapter 7 or Chapter 13 relief, Individuals overwhelmed by unsecured debt looking for a fresh start through bankruptcy discharge

Get Filed logo

Get Filed

Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with 32+ years of combined experience and same-day filing options.

4.5/5
Free BBB: NR

Best for: Chicago-area residents facing overwhelming unsecured debt seeking Chapter 7 liquidation, Business owners or self-employed individuals in Illinois counties needing Chapter 13 reorganization plans

Bardo Law, P.C. logo

Bardo Law, P.C.

Chicago-based consumer law firm specializing in debt defense, collection abuse litigation, and fair lending violations. Founded by attorney Stacy Bardo with 20+ years of experience.

4.4/5
Contact BBB: NR

Best for: Consumers being sued by debt collectors who may have FDCPA violations or statute of limitations defenses, Individuals with errors on credit reports who need legal advocacy to challenge reporting agencies and creditors

Chicago Debt Solutions logo

Chicago Debt Solutions

Law Offices of David Freydin provides bankruptcy and student loan relief services through two Chicago-area locations, offering free consultations and 20+ years of experience.

4.4/5
Contact BBB: NR

Best for: Chicago-area residents facing creditor lawsuits, wage garnishment, or foreclosure seeking bankruptcy protection, Individuals with significant student loan debt exploring federal or private loan relief options

All Bankruptcy Services in Chicago (16)

Bentz Holguin Law Firm, LLC logo

Bentz Holguin Law Firm, LLC

Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 personal bankruptcy filings, debt relief, and foreclosure defense with over 30 years of experience.

4.5/5
Free BBB: NR

Best for: Chicago-area residents with unsecured debt (credit cards, medical bills) seeking Chapter 7 discharge, Employed individuals with regular income seeking Chapter 13 wage earner's plan reorganization

DebtErasers logo

DebtErasers

DebtErasers is a bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with $0 down payment options and free consultations to help consumers eliminate debt.

4.5/5
Free BBB: NR

Best for: Consumers facing immediate collection actions, wage garnishment, or foreclosure who need urgent legal intervention, People with multiple types of debt (credit cards, medical, personal loans) seeking comprehensive elimination rather than consolidation

DebtPros - Wonais Law, LLC logo

DebtPros - Wonais Law, LLC

Chicago-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with free consultations and a stated $0 down payment option to get started.

4.5/5
Free BBB: NR

Best for: Chicago-area residents facing wage garnishment, foreclosure, or creditor lawsuits seeking Chapter 7 or Chapter 13 relief, Individuals overwhelmed by unsecured debt looking for a fresh start through bankruptcy discharge

Get Filed logo

Get Filed

Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with 32+ years of combined experience and same-day filing options.

4.5/5
Free BBB: NR

Best for: Chicago-area residents facing overwhelming unsecured debt seeking Chapter 7 liquidation, Business owners or self-employed individuals in Illinois counties needing Chapter 13 reorganization plans

Bardo Law, P.C. logo

Bardo Law, P.C.

Chicago-based consumer law firm specializing in debt defense, collection abuse litigation, and fair lending violations. Founded by attorney Stacy Bardo with 20+ years of experience.

4.4/5
Contact BBB: NR

Best for: Consumers being sued by debt collectors who may have FDCPA violations or statute of limitations defenses, Individuals with errors on credit reports who need legal advocacy to challenge reporting agencies and creditors

Chicago Debt Solutions logo

Chicago Debt Solutions

Law Offices of David Freydin provides bankruptcy and student loan relief services through two Chicago-area locations, offering free consultations and 20+ years of experience.

4.4/5
Contact BBB: NR

Best for: Chicago-area residents facing creditor lawsuits, wage garnishment, or foreclosure seeking bankruptcy protection, Individuals with significant student loan debt exploring federal or private loan relief options

Credit Repair Advocates Chicago logo

Credit Repair Advocates Chicago

Kaplan Law Firm provides Chicago-area bankruptcy and credit repair legal services. Attorney-led firm handling Chapter 7, Chapter 13, and credit report dispute cases.

4.4/5
Contact BBB: NR

Best for: Chicago-area consumers considering or filing for Chapter 7 bankruptcy, Debtors pursuing Chapter 13 repayment plans needing legal representation

Fonfrias Law Group, LLC logo

Fonfrias Law Group, LLC

Chicago-based bankruptcy law firm specializing in Chapter 7, 13, and 11 filings, plus debt defense and foreclosure avoidance for individuals and businesses.

4.4/5
Contact BBB: NR

Best for: Chicago-area consumers facing wage garnishment, foreclosure, or imminent creditor lawsuits who need immediate defensive action, Small business owners considering Chapter 11 reorganization or facing multiple creditor suits

Kaplan Law Firm, LLC logo

Kaplan Law Firm, LLC

Kaplan Law Firm is a nationwide student loan debt relief attorney specializing in bankruptcy and loan forgiveness options for borrowers struggling with federal and private student loans.

4.4/5
Contact BBB: NR

Best for: Federal student loan borrowers with high debt-to-income ratios exploring bankruptcy options, Individuals seeking legal guidance on PSLF and income-driven repayment plan strategies

Klavon Credit Repair Chicago logo

Klavon Credit Repair Chicago

Kaplan Law Firm offers bankruptcy and credit repair legal services in Chicago. Attorney-led firm specializing in Chapter 7, Chapter 13, and credit restoration.

4.4/5
Contact BBB: NR

Best for: Chicago residents with significant debt considering Chapter 7 or Chapter 13 bankruptcy, Consumers needing integrated legal bankruptcy filing and post-bankruptcy credit repair

Smith Ortiz, P.C. logo

Smith Ortiz, P.C.

Chicago-based bankruptcy law firm offering Chapter 7, Chapter 13, and debt relief services with 25+ years of combined attorney experience.

4.4/5
Contact BBB: NR

Best for: Chicago-area individuals facing foreclosure, vehicle repossession, or wage garnishment, Consumers with substantial unsecured debt seeking Chapter 7 discharge or Chapter 13 restructuring

The Law Offices of Stuart B. Handelman, P.C. logo

The Law Offices of Stuart B. Handelman, P.C.

Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, led by attorney Stuart B. Handelman with multiple office locations and a focus on personalized client service.

4.4/5
Contact BBB: NR

Best for: Chicago-area residents considering Chapter 7 liquidation bankruptcy with preference for personalized, name-attorney representation, Chapter 13 reorganization filers seeking supportive counsel through multi-year repayment plans

Westside Law Firm logo

Westside Law Firm

Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, founded by Brian Zeft in 2015 to provide personalized debt relief and creditor harassment solutions.

4.4/5
Contact BBB: NR

Best for: Chicago-area residents facing multiple simultaneous financial crises (repossession, foreclosure, garnishment, debt), Debtors seeking personalized attention from an experienced bankruptcy attorney rather than high-volume firm representation

Debtstoppers: Bankruptcy Law Firm - Western Office, Chicago, IL logo

Debtstoppers: Bankruptcy Law Firm - Western Office, Chicago, IL

DebtStoppers is a Chicago-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, serving clients since 2003 with multiple office locations and virtual options.

4.3/5
Contact BBB: NR

Best for: Chicagoans with overwhelming unsecured debt (credit cards, medical bills, personal loans) seeking Chapter 7 discharge, Illinois residents needing Chapter 13 debt reorganization through court-approved repayment plans

Edelman, Combs, Latturner & Goodwin, LLC logo

Edelman, Combs, Latturner & Goodwin, LLC

Chicago-based consumer protection law firm specializing in bankruptcy, debt collection defense, credit reporting disputes, and unfair lending practices.

4.3/5
Contact BBB: NR

Best for: Consumers in any state facing debt collection lawsuits, harassment, or illegal collection practices, Individuals pursuing credit reporting disputes and errors on their credit bureau records

Turnbull Law Group logo

Turnbull Law Group

Illinois-based law firm specializing in bankruptcy filing, debt negotiation, and FDCPA violation defense for financially distressed consumers.

4.2/5
Contact BBB: NR

Best for: Illinois residents facing lawsuit from creditors and needing immediate litigation defense, Consumers experiencing aggressive debt collection harassment seeking FDCPA violation claims