MoneySharp is a US Trustee-approved credit counseling agency offering pre- and post-bankruptcy financial education courses for $12 per household.
Data compiled from public sources · Rating from CreditDoc methodology
MoneySharp Credit Counseling Inc. is a Chicago-based financial education organization located at 203 N. LaSalle, Suite 2100. The company is fully approved by the United States Trustee to issue certificates in compliance with the Bankruptcy Code, meaning their courses satisfy federal requirements for individuals filing bankruptcy. The approval specifically covers their credit counseling and debtor education services, though the US Trustee notes this approval does not endorse or assure the quality of other services they may offer.
MoneySharp offers a structured suite of financial education courses designed for consumers in financial distress. Their primary offerings include Before Filing Credit Counseling ($12 per household), After Filing Debtor's Education ($12 per household), and Money Mastery courses focused on financial planning and control. Each course is positioned as "simple and time tested," walking participants through rebuilding credit after specific hardships such as job loss, foreclosure, eviction, repossession, bankruptcy, divorce, or general credit damage.
The company distinguishes itself through its low course pricing ($12 per household), accessibility via online platform with member sign-in functionality, and availability to serve both bankruptcy filers (required courses) and general consumers seeking credit education. They operate across time zones with extended customer service hours (Mon-Thu 8am-10pm CST, Fri 8am-6pm CST, Sat-Sun 9am-10pm CST) and provide toll-free phone support at 1-866-200-6825. The website emphasizes education as "the great equalizer" and positions their courses as tools for consumers to take control of their financial future.
MoneySharp operates within the nonprofit/government-approved credit counseling space but provides limited detail on their organizational structure, specific credentials of counselors, or outcomes data. The website focuses on course availability rather than comprehensive one-on-one counseling services typical of full-service credit counseling agencies. Their approval scope is explicitly limited to bankruptcy education courses, and consumers should verify whether they offer broader counseling services beyond structured courses.
Yes. MoneySharp Credit Counseling Inc. is a registered company, headquartered in Chicago, IL.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
MoneySharp is best for bankruptcy filers who need to satisfy federal credit counseling and debtor education requirements quickly and affordably, as well as consumers in financial distress seeking structured educational courses. The main caveat is that their services appear limited to online courses rather than comprehensive counseling, and they provide minimal information about outcomes, counselor qualifications, or services beyond bankruptcy-specific requirements.
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