Personal Loans Provider Profiles in Chicago, IL

Review 14 listed personal loans profiles associated with Chicago, Illinois. Average stored Google rating where available: 4.6/5.

14 Listed Profiles 8 Google-rated Payday: Restricted

Illinois Lending Regulations

Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.

Usury cap: 36% APR cap on all consumer loans (Illinois Predatory Loan Prevention Act, 2021) Agency: Illinois Attorney General Consumer Protection Division

Provider Profiles for Personal Loans

Debt Hero: Chicago Debt Consolidation

Avant offers fixed-rate debt consolidation loans ranging from $2,000-$35,000 with APRs from 9.95%-35.99% and next-business-day funding for borrowers looking to simplify multiple debts into one monthly payment.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Borrowers with fair to good credit seeking to consolidate $2,000-$35,000 in multiple credit card debts into one monthly payment, Consumers who value application-timing claims (within minutes) and next-business-day funding over shopping for the absolute lowest rate

Devon Financial Services

Devon Financial Services connects borrowers with unaffiliated lenders offering installment loans up to $5,000 with provider-stated same-day approval timing potential through an online application.

4.9/5

Google rating from 95 reviews

BBB: NR

Profile signals: Borrowers seeking installment loans between $1,000-$5,000 who want online convenience, Consumers needing rapid funding decisions and prefer to avoid bank branches

Argenta Legal Funding

Pre-settlement litigation funding company providing cash advances to lawsuit plaintiffs awaiting case resolution, with eligibility claims to verify or employment verification required.

4.7/5

Google rating from 29 reviews

BBB: NR

Profile signals: Personal injury plaintiffs awaiting settlement who face urgent expense context due to medical bills or lost income, Workers' compensation or FELA claimants needing bridge funding while claims are being processed

Integra Credit

Integra Credit is a Chicago-based online subprime lender. BBB A+ accredited since 2018. Loans $500-$3,000 with APRs of 149-399%. Fast online approval. Last-resort lending for very poor credit.

4.6/5

Google rating from 2,237 reviews

BBB: A+

Profile signals: Borrowers with very poor credit who cannot access any other lending options, Consumers needing $500-$3,000 with fast online approval and funding

Avant

Avant is a credit repair provider based in Chicago, Illinois. Rated 4.5/5 with 3,471 Google reviews, reflecting excellent customer satisfaction.

4.5/5

Google rating from 3,471 reviews

BBB: A

Profile signals: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider

CreditNinja

CreditNinja (KMD Partners LLC) is a Chicago-based online lender offering personal loans in 23 states + DC. BBB A- (not accredited). APRs 199-349%. California DFPI seeking license revocation for illegal fees.

4.5/5

Google rating from 3,674 reviews

BBB: A-

Profile signals: Borrowers in the 23 eligible states who need personal-loan profile details and cannot access traditional bank products, Individuals with bad credit seeking installment loan options with listed funding timing

Listed Personal Loans Profiles in Chicago (14)

Debt Hero: Chicago Debt Consolidation

Avant offers fixed-rate debt consolidation loans ranging from $2,000-$35,000 with APRs from 9.95%-35.99% and next-business-day funding for borrowers looking to simplify multiple debts into one monthly payment.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Borrowers with fair to good credit seeking to consolidate $2,000-$35,000 in multiple credit card debts into one monthly payment, Consumers who value application-timing claims (within minutes) and next-business-day funding over shopping for the absolute lowest rate

Devon Financial Services

Devon Financial Services connects borrowers with unaffiliated lenders offering installment loans up to $5,000 with provider-stated same-day approval timing potential through an online application.

4.9/5

Google rating from 95 reviews

BBB: NR

Profile signals: Borrowers seeking installment loans between $1,000-$5,000 who want online convenience, Consumers needing rapid funding decisions and prefer to avoid bank branches

Argenta Legal Funding

Pre-settlement litigation funding company providing cash advances to lawsuit plaintiffs awaiting case resolution, with eligibility claims to verify or employment verification required.

4.7/5

Google rating from 29 reviews

BBB: NR

Profile signals: Personal injury plaintiffs awaiting settlement who face urgent expense context due to medical bills or lost income, Workers' compensation or FELA claimants needing bridge funding while claims are being processed

Integra Credit

Integra Credit is a Chicago-based online subprime lender. BBB A+ accredited since 2018. Loans $500-$3,000 with APRs of 149-399%. Fast online approval. Last-resort lending for very poor credit.

4.6/5

Google rating from 2,237 reviews

BBB: A+

Profile signals: Borrowers with very poor credit who cannot access any other lending options, Consumers needing $500-$3,000 with fast online approval and funding

Avant

Avant is a credit repair provider based in Chicago, Illinois. Rated 4.5/5 with 3,471 Google reviews, reflecting excellent customer satisfaction.

4.5/5

Google rating from 3,471 reviews

BBB: A

Profile signals: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider

CreditNinja

CreditNinja (KMD Partners LLC) is a Chicago-based online lender offering personal loans in 23 states + DC. BBB A- (not accredited). APRs 199-349%. California DFPI seeking license revocation for illegal fees.

4.5/5

Google rating from 3,674 reviews

BBB: A-

Profile signals: Borrowers in the 23 eligible states who need personal-loan profile details and cannot access traditional bank products, Individuals with bad credit seeking installment loan options with listed funding timing

Sir Finance Corporation

Family-owned Chicago lender offering personal loans to employed individuals with provider-stated same-day approval timing, eligibility claim to verify, and direct deposit verification.

4.5/5

Google rating from 45 reviews

BBB: NR

Profile signals: Full-time employees with stable direct deposit income and at least one year employment history, Chicago-area residents researching short-term cash access who prefer in-person service

Consumer Financial Services -Chicago East

Locally owned Chicago lender offering personal loans, auto loans, and furniture financing with provider-stated funding timing for borrowers with any credit situation.

4.3/5

Google rating from 45 reviews

BBB: NR

Profile signals: Borrowers with poor or challenged credit seeking personal loans in the Chicago area, Individuals needing same-day or fast funding for emergencies or unexpected expenses

Cibc Bank USA

FDIC-insured community bank in Chicago, IL. $63978M in assets. 20 offices.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Legal Capital Corp

Legal Capital Corp provides fast pre-settlement lawsuit cash advances to plaintiffs awaiting case resolution, with approval in 24-48 hours and no repayment if the case is lost.

BBB: NR

Profile signals: Personal injury plaintiffs awaiting settlement with urgent expense context, Accident victims facing medical bills and lost wages during litigation

NetCredit

NetCredit offers personal loans ($1,000-$10,000) and lines of credit for borrowers with fair-to-poor credit. Subsidiary of Enova International (NYSE: ENVA). APRs range from 34% to 155% — among the highest in personal lending.

BBB: A+

Profile signals: Borrowers with credit scores below 600 who have been declined by mainstream lenders and need short-term funds, Consumers who need fast funding (same-day/next-day) and cannot wait for credit union processing

Nomad Credit

Nomad Credit is an online education loan marketplace connecting students pursuing global degrees with 20+ international and domestic lenders offering rates from 2.79%.

BBB: NR

Profile signals: Indian students pursuing MBA or professional degrees at US/international universities, Students seeking education loans with rate claims to verify and multiple lender options

OneMain Financial

OneMain Financial Chicago, Illinois — OneMain Financial offers personal loans from $1,500–$30,000 with fixed rates (11.99%–35.99% APR) and 24–60 month t...

BBB: NR

Profile signals: Borrowers with fair or subprime credit seeking larger loan amounts ($5,000+) for debt consolidation or major expenses, Consumers who prefer face-to-face guidance and relationship-based lending over fully digital/online lenders

OppFi

Personal installment loans for consumers with poor credit (580+ FICO). $500-$4,000, repaid over 6-18 months. Reports to credit bureaus to help build credit.

BBB: A+

Profile signals: Borrowers with credit scores between 350-600, People denied by traditional lenders who still need a loan