Compare 11 i need a loan companies serving Chicago, Illinois. Average rating: 4.3/5.
Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.
Avant is a credit repair provider based in Chicago, Illinois. Rated 4.5/5 with 3,471 Google reviews, reflecting excellent customer satisfaction.
Best for: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider
Integra Credit is a Chicago-based online subprime lender. BBB A+ accredited since 2018. Loans $500-$3,000 with APRs of 149-399%. Fast online approval. Last-resort lending for very poor credit.
Best for: Borrowers with very poor credit who cannot access any other lending options, Consumers needing $500-$3,000 with fast online approval and funding
North America's 8th largest bank by assets. Checking accounts, mortgages, HELOCs, and business banking across 994 branches in 8 states. FDIC insured, 12M+ customers.
Best for: Consumers in IL, WI, IN, MN, KS, MO, AZ, or FL who want a major bank with local branches, First-time homebuyers looking for mortgage options
CreditNinja (KMD Partners LLC) is a Chicago-based online lender offering personal loans in 23 states + DC. BBB A- (not accredited). APRs 199-349%. California DFPI seeking license revocation for illegal fees.
Best for: Borrowers in the 23 eligible states who need fast personal loans and cannot access traditional bank products, Individuals with bad credit seeking installment loan options with same-day or next-day funding
Pre-settlement litigation funding company providing cash advances to lawsuit plaintiffs awaiting case resolution, with no credit checks or employment verification required.
Best for: Personal injury plaintiffs awaiting settlement who face immediate financial hardship due to medical bills or lost income, Workers' compensation or FELA claimants needing bridge funding while claims are being processed
Avant offers fixed-rate debt consolidation loans ranging from $2,000-$35,000 with APRs from 9.95%-35.99% and next-business-day funding for borrowers looking to simplify multiple debts into one monthly payment.
Best for: Borrowers with fair to good credit seeking to consolidate $2,000-$35,000 in multiple credit card debts into one monthly payment, Consumers who value quick approval (within minutes) and next-business-day funding over shopping for the absolute lowest rate
Avant is a credit repair provider based in Chicago, Illinois. Rated 4.5/5 with 3,471 Google reviews, reflecting excellent customer satisfaction.
Best for: Consumers in Chicago, Illinois looking for credit repair services, People who prefer working with a local credit repair provider
Integra Credit is a Chicago-based online subprime lender. BBB A+ accredited since 2018. Loans $500-$3,000 with APRs of 149-399%. Fast online approval. Last-resort lending for very poor credit.
Best for: Borrowers with very poor credit who cannot access any other lending options, Consumers needing $500-$3,000 with fast online approval and funding
North America's 8th largest bank by assets. Checking accounts, mortgages, HELOCs, and business banking across 994 branches in 8 states. FDIC insured, 12M+ customers.
Best for: Consumers in IL, WI, IN, MN, KS, MO, AZ, or FL who want a major bank with local branches, First-time homebuyers looking for mortgage options
CreditNinja (KMD Partners LLC) is a Chicago-based online lender offering personal loans in 23 states + DC. BBB A- (not accredited). APRs 199-349%. California DFPI seeking license revocation for illegal fees.
Best for: Borrowers in the 23 eligible states who need fast personal loans and cannot access traditional bank products, Individuals with bad credit seeking installment loan options with same-day or next-day funding
Pre-settlement litigation funding company providing cash advances to lawsuit plaintiffs awaiting case resolution, with no credit checks or employment verification required.
Best for: Personal injury plaintiffs awaiting settlement who face immediate financial hardship due to medical bills or lost income, Workers' compensation or FELA claimants needing bridge funding while claims are being processed
Avant offers fixed-rate debt consolidation loans ranging from $2,000-$35,000 with APRs from 9.95%-35.99% and next-business-day funding for borrowers looking to simplify multiple debts into one monthly payment.
Best for: Borrowers with fair to good credit seeking to consolidate $2,000-$35,000 in multiple credit card debts into one monthly payment, Consumers who value quick approval (within minutes) and next-business-day funding over shopping for the absolute lowest rate
Devon Financial Services connects borrowers with unaffiliated lenders offering installment loans up to $5,000 with same-day approval potential through an online application.
Best for: Borrowers seeking installment loans between $1,000-$5,000 who want online convenience, Consumers needing rapid funding decisions and prefer to avoid bank branches
Family-owned Chicago lender offering personal loans to employed individuals with same-day approval, no credit check required, and direct deposit verification.
Best for: Full-time employees with stable direct deposit income and at least one year employment history, Chicago-area residents needing immediate cash who prefer in-person service
Locally owned Chicago lender offering personal loans, auto loans, and furniture financing with same-day funding for borrowers with any credit situation.
Best for: Borrowers with poor or challenged credit seeking personal loans in the Chicago area, Individuals needing same-day or fast funding for emergencies or unexpected expenses
NetCredit offers personal loans ($1,000-$10,000) and lines of credit for borrowers with fair-to-poor credit. Subsidiary of Enova International (NYSE: ENVA). APRs range from 34% to 155% — among the highest in personal lending.
Best for: Borrowers with credit scores below 600 who have been declined by mainstream lenders and need emergency funds, Consumers who need fast funding (same-day/next-day) and cannot wait for credit union processing
Personal installment loans for consumers with poor credit (580+ FICO). $500-$4,000, repaid over 6-18 months. Reports to credit bureaus to help build credit.
Best for: Consumers looking for financial services