Best Mortgages & Home Loans in Chicago, IL

Compare 24 mortgages & home loans companies serving Chicago, Illinois. Average rating: 4.3/5.

24 Companies 24 Rated Payday: Restricted

Illinois Lending Regulations

Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.

Usury cap: 36% APR cap on all consumer loans (Illinois Predatory Loan Prevention Act, 2021) Agency: Illinois Attorney General Consumer Protection Division

Top-Rated Mortgages & Home Loans

Advanced Lending Professionals logo

Advanced Lending Professionals

Advanced Lending Professionals offers multiple mortgage loan types including FHA, VA, USDA, conventional, non-QM, and jumbo loans with operations across multiple states.

4.4/5
Contact BBB: NR

Best for: Military veterans and active service members seeking VA loan options, Rural property buyers interested in USDA loans with no down payment requirement

Anderson Financial Group logo

Anderson Financial Group

Anderson Financial Group is a residential mortgage lender operating across 13 states, offering home purchase and refinance loans through experienced loan originators and technology-driven processes.

4.4/5
Contact BBB: NR

Best for: Homebuyers in licensed states seeking straightforward home purchase financing, Homeowners in licensed states looking to refinance existing mortgages

Chicago Hard Money and Bridge Loans logo

Chicago Hard Money and Bridge Loans

Local Chicago hard money lender specializing in real estate investor loans secured by property, with fast underwriting and in-person property evaluation.

4.4/5
Contact BBB: NR

Best for: Real estate investors needing fast financing for investment property acquisitions or renovations in Chicagoland, Property flippers or developers seeking bridge loans with flexible terms and rapid approval

ClearFi Loans logo

ClearFi Loans

ClearFi Loans is a Chicago-based mortgage lender specializing in home purchases and refinances. They emphasize straightforward processes and personalized service from loan officers like Jake Jones and JP Marzano.

4.4/5
Contact BBB: NR

Best for: First-time home buyers seeking personalized guidance through the mortgage process, Self-employed or freelance borrowers with non-traditional income documentation

Emma Butler Group - Mortgage Lender | Neighborhood Loans logo

Emma Butler Group - Mortgage Lender | Neighborhood Loans

Emma Butler Group is a Chicago-based mortgage lending team under Neighborhood Loans offering personalized home loan solutions with experienced loan officers and transparent processes.

4.4/5
Contact BBB: NR

Best for: Self-employed borrowers seeking personalized underwriting and relationship-based lending, First-time homebuyers who value education and hand-holding through the loan process

Jason Accola - Senior Mortgage Banker - Waterman Bank logo

Jason Accola - Senior Mortgage Banker - Waterman Bank

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4.4/5
Contact BBB: NR

Best for: Consumers in Chicago, Illinois looking for personal lending services, People who prefer working with a local personal lending provider

All Mortgages & Home Loans in Chicago (24)

Advanced Lending Professionals logo

Advanced Lending Professionals

Advanced Lending Professionals offers multiple mortgage loan types including FHA, VA, USDA, conventional, non-QM, and jumbo loans with operations across multiple states.

4.4/5
Contact BBB: NR

Best for: Military veterans and active service members seeking VA loan options, Rural property buyers interested in USDA loans with no down payment requirement

Anderson Financial Group logo

Anderson Financial Group

Anderson Financial Group is a residential mortgage lender operating across 13 states, offering home purchase and refinance loans through experienced loan originators and technology-driven processes.

4.4/5
Contact BBB: NR

Best for: Homebuyers in licensed states seeking straightforward home purchase financing, Homeowners in licensed states looking to refinance existing mortgages

Chicago Hard Money and Bridge Loans logo

Chicago Hard Money and Bridge Loans

Local Chicago hard money lender specializing in real estate investor loans secured by property, with fast underwriting and in-person property evaluation.

4.4/5
Contact BBB: NR

Best for: Real estate investors needing fast financing for investment property acquisitions or renovations in Chicagoland, Property flippers or developers seeking bridge loans with flexible terms and rapid approval

ClearFi Loans logo

ClearFi Loans

ClearFi Loans is a Chicago-based mortgage lender specializing in home purchases and refinances. They emphasize straightforward processes and personalized service from loan officers like Jake Jones and JP Marzano.

4.4/5
Contact BBB: NR

Best for: First-time home buyers seeking personalized guidance through the mortgage process, Self-employed or freelance borrowers with non-traditional income documentation

Emma Butler Group - Mortgage Lender | Neighborhood Loans logo

Emma Butler Group - Mortgage Lender | Neighborhood Loans

Emma Butler Group is a Chicago-based mortgage lending team under Neighborhood Loans offering personalized home loan solutions with experienced loan officers and transparent processes.

4.4/5
Contact BBB: NR

Best for: Self-employed borrowers seeking personalized underwriting and relationship-based lending, First-time homebuyers who value education and hand-holding through the loan process

Jason Accola - Senior Mortgage Banker - Waterman Bank logo

Jason Accola - Senior Mortgage Banker - Waterman Bank

Unable to verify. Website returns 403 Forbidden error, preventing access to company information, services, or credentials.

4.4/5
Contact BBB: NR

Best for: Consumers in Chicago, Illinois looking for personal lending services, People who prefer working with a local personal lending provider

Joey Rosen Senior Vice President, Central Division - BluPrint Home Loans logo

Joey Rosen Senior Vice President, Central Division - BluPrint Home Loans

BluPrint Home Loans (NFM Lending division) offers mortgage lending for home purchases, refinances, and investment properties, led by SVP Joey Rosen with CPA and financial planning background.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking personalized financial guidance beyond standard loan origination, Real estate investors and seasoned borrowers who benefit from CPA-level financial analysis

Justin Rodriguez- Chicago Mortgage Loan Officer with Neighborhood Loans logo

Justin Rodriguez- Chicago Mortgage Loan Officer with Neighborhood Loans

Justin Rodriguez is a Senior Mortgage Loan Officer at Neighborhood Loans in Chicago offering home purchase, refinance, and specialty mortgage products including FHA, VA, and jumbo loans.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking pre-approval and guidance through the purchase process, Military veterans and active-duty personnel eligible for VA loans

Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp. logo

Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.

Kevin Flaherty is a mortgage loan officer at Fairway Independent Mortgage Corp. serving the Chicago area, helping homeowners with purchase and refinance decisions.

4.4/5
Contact BBB: NR

Best for: Chicago-area homebuyers seeking a relationship-focused mortgage advisor, Homeowners considering refinancing to consolidate debt or lower payments

Larry Minutillo - Mortgage Lender; First American Bank logo

Larry Minutillo - Mortgage Lender; First American Bank

Larry Minutillo is a mortgage loan officer at First American Bank in Chicago specializing in home purchase and refinance loans with personalized service through prequalification to closing.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Chicago area seeking structured guidance and educational support through the mortgage process, Homeowners looking to refinance or purchase with a dedicated loan officer relationship at an established bank

Lendlink Financial Inc logo

Lendlink Financial Inc

Chicago-based mortgage lender offering fixed and adjustable rate home loans with local loan officers and online application tools to simplify the borrowing process.

4.4/5
Contact BBB: NR

Best for: Chicago-area homebuyers seeking personalized service from a local loan officer, Borrowers comfortable with online applications who want to supplement with community-based support

Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage logo

Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage

Chicago-based mortgage lender offering home purchase loans, refinances, and pre-approval services with offices in Illinois and Florida.

4.4/5
Contact BBB: NR

Best for: Illinois and Florida residents seeking home purchase mortgages, Homeowners in service areas interested in refinancing existing mortgages

Mike J Facchini | Fairway Independent Mortgage Corporation Branch Manager logo

Mike J Facchini | Fairway Independent Mortgage Corporation Branch Manager

Michael J Facchini is a Branch Manager at Fairway Independent Mortgage Corporation in Chicago, offering residential mortgage services for home purchase, refinance, and construction loans.

4.4/5
Contact BBB: NR

Best for: Chicago-area homebuyers seeking local in-person mortgage consultation and guidance, Homeowners considering refinancing existing mortgages with a dedicated loan officer relationship

Neighborhood Loans: Bucktown - NMLS ID: 222982 logo

Neighborhood Loans: Bucktown - NMLS ID: 222982

Nationwide mortgage lender offering home purchase and refinance loans including FHA, VA, conventional, and jumbo mortgages with in-house operations and local loan officer support.

4.4/5
Contact BBB: NR

Best for: Home buyers seeking pre-approval with local, in-person loan officer guidance in major markets, Military service members and veterans qualifying for VA loan programs with transparent, process-driven support

Neighborhood Loans: Old Irving - NMLS #222982 logo

Neighborhood Loans: Old Irving - NMLS #222982

Nationwide mortgage lender offering home purchase and refinance loans including FHA, VA, conventional, jumbo, and ARM options with in-house operations and streamlined processing.

4.4/5
Contact BBB: NR

Best for: Home buyers seeking pre-approval and personalized loan officer guidance through the purchase process, Current homeowners looking to refinance with specialized options like FHA Streamline or ARM products

NewCastle Home Loans, Mortgage Lender logo

NewCastle Home Loans, Mortgage Lender

NewCastle Home Loans is a 22-year-old mortgage lender offering conventional, VA, FHA, physician, and renovation loans with an emphasis on fast, online pre-approval and transparent rate quotes.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking fast pre-approval with verified financial information to strengthen competitive offers, VA loan borrowers and physicians looking for specialized loan products with streamlined online processing

NorthPoint Lending Group Inc. logo

NorthPoint Lending Group Inc.

Chicago-based mortgage broker established in 1995, offering conventional, jumbo, FHA, and non-QM loans through a network of lenders serving the Illinois area.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Chicago metropolitan area seeking personalized guidance, Self-employed individuals and those with non-traditional income seeking bank statement or non-QM loans

Prime Rate Lending Group Inc. logo

Prime Rate Lending Group Inc.

Chicago-based mortgage lender offering fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo, and renovation loans with 20+ years of lending experience.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking personalized guidance and educational support through the mortgage process, Military veterans and rural property buyers interested in VA and USDA loan products

Summit Funding, Inc. logo

Summit Funding, Inc.

Summit Funding, Inc. is a residential mortgage lender based in Chicago specializing in home purchase, refinance, and mortgage services with a focus on personalized customer support.

4.4/5
Contact BBB: NR

Best for: Chicago-area homebuyers seeking personalized service from experienced mortgage professionals, Homeowners refinancing existing mortgages who value relationship-based lending approach

The Federal Savings Bank logo

The Federal Savings Bank

Veteran-owned national mortgage lender specializing in VA loans, home purchases, refinancing, and construction financing across all 50 states with personalized service.

4.2/5
Contact BBB:

Best for: Veterans and active-duty service members seeking VA loans with veteran-owned lender support, Homebuyers in underserved markets who prefer local loan officer relationships over automated online processes

Neighborhood Housing Services of Chicago logo

Neighborhood Housing Services of Chicago

NHS Chicago is a 51-year-old non-profit providing mortgages, down payment assistance grants, and homeownership education to build wealth and equity in Chicago neighborhoods.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Chicago with limited down payment savings seeking 100% financing options, Working families and lower-income borrowers pursuing wealth-building through homeownership

Nhs of Chicago -  West Humboldt Park Branch logo

Nhs of Chicago - West Humboldt Park Branch

NHS Chicago is a 51-year-old nonprofit providing affordable mortgages, down payment assistance, and homeownership education to working families across Chicago neighborhoods.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Chicago with limited down payment savings seeking grants and coaching, Working families prioritizing affordability and community impact over conventional lending terms

Nhs of Chicago - Chatham Branch logo

Nhs of Chicago - Chatham Branch

NHS Chicago is a 51-year-old nonprofit providing affordable mortgages, down payment assistance, and homeownership education to build wealth and stabilize neighborhoods across Chicago.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Chicago with limited down payment savings, Working families seeking to build wealth and equity in their communities

Nsc (Naca Counseling Subsidiary) - Chicago, IL logo

Nsc (Naca Counseling Subsidiary) - Chicago, IL

NACA is a non-profit housing advocacy organization providing HUD-approved housing counseling, character-based mortgages with no down payment or closing costs, and financial literacy services to underserved communities.

4.0/5
Contact BBB: NR

Best for: Low to moderate-income homebuyers with limited savings for down payments, First-time homebuyers from historically underserved communities and people of color