Review 30 listed free help profiles associated with Chicago, Illinois. Average stored Google rating where available: 4.1/5.
Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.
Chicago-based financial services provider offering free credit consultations, tax preparation, notary services, and business startup assistance with bilingual support.
Google rating from 452 reviews
Profile signals: Spanish-speaking immigrants seeking free credit consultations and financial guidance, First-time Latino entrepreneurs starting LLCs or small businesses in Chicago
MoneySharp is a US Trustee-approved credit counseling agency offering pre- and post-bankruptcy financial education courses for $12 per household.
Google rating from 12 reviews
Profile signals: Individuals required to complete credit counseling before filing Chapter 7 or Chapter 13 bankruptcy, Recent bankruptcy filers needing post-discharge debtor education courses for discharge requirements
Chicago-based nonprofit offering free, bilingual financial coaching, employment support, and resource mobilization to help individuals overcome economic barriers and achieve financial stability.
Google rating from 57 reviews
Profile signals: Individuals seeking foundational financial literacy, budgeting skills, and goal-setting support in Chicago, Spanish-speaking community members needing bilingual economic empowerment resources
National nonprofit credit counseling organization offering free financial counseling, debt management programs, and housing guidance with NFCC and HUD certifications since 1961.
Google rating from 4 reviews
Profile signals: Consumers with multiple high-interest credit card debts seeking consolidation and structured repayment plans, Homeowners facing foreclosure or seeking HUD-certified housing counseling and prevention strategies
Chicago-based financial services provider offering free credit consultations, tax preparation, notary services, and business startup assistance with bilingual support.
Google rating from 452 reviews
Profile signals: Spanish-speaking immigrants seeking free credit consultations and financial guidance, First-time Latino entrepreneurs starting LLCs or small businesses in Chicago
MoneySharp is a US Trustee-approved credit counseling agency offering pre- and post-bankruptcy financial education courses for $12 per household.
Google rating from 12 reviews
Profile signals: Individuals required to complete credit counseling before filing Chapter 7 or Chapter 13 bankruptcy, Recent bankruptcy filers needing post-discharge debtor education courses for discharge requirements
Chicago-based nonprofit offering free, bilingual financial coaching, employment support, and resource mobilization to help individuals overcome economic barriers and achieve financial stability.
Google rating from 57 reviews
Profile signals: Individuals seeking foundational financial literacy, budgeting skills, and goal-setting support in Chicago, Spanish-speaking community members needing bilingual economic empowerment resources
National nonprofit credit counseling organization offering free financial counseling, debt management programs, and housing guidance with NFCC and HUD certifications since 1961.
Google rating from 4 reviews
Profile signals: Consumers with multiple high-interest credit card debts seeking consolidation and structured repayment plans, Homeowners facing foreclosure or seeking HUD-certified housing counseling and prevention strategies
HUD-certified nonprofit housing counseling agency providing free/low-cost comprehensive housing advice, down payment assistance programs, and housing stability support since 2005.
Profile signals: First-time homebuyers seeking down payment assistance and homebuying guidance in the Chicago area, Current homeowners or renters facing housing instability or seeking retention/relocation support
Community-based nonprofit in Chicago offering free youth services, mental health support, community organizing, and neighborhood resources to Brighton Park residents.
Profile signals: Chicago Brighton Park and South Side residents seeking free community services and youth programming, Parents and students in Chicago Public Schools wanting school-integrated mental health, mentorship, and community support
Non-profit community action agency in Cook County providing utility assistance, housing services, WIC, and family support to low-income households for over 60 years.
Profile signals: Low-income Cook County households facing utility shutoff or heating/cooling emergencies, Pregnant women, infants, and young children needing nutrition assistance and WIC benefits
Non-profit financial opportunity center providing free one-on-one coaching and group workshops on credit, savings, housing, and small business for low-income communities.
Profile signals: First-time homebuyers in Chicago seeking down payment assistance and credit building, Spanish-speaking Latinx and Black residents at or below 30% of area median income
Chicago Urban League is a HUD-approved housing counseling agency and non-profit offering free financial empowerment programs, credit counseling, and workforce development for African Americans in Chicago.
Profile signals: African American residents of Chicago seeking free homebuyer education and HUD-certified housing counseling, Chicago-area individuals needing free credit management and financial literacy workshops
Chicago-based nonprofit with 45+ years providing free education, health, human services, and advocacy to immigrant families and underserved communities across 209 zip codes.
Profile signals: Immigrant families seeking employment, citizenship, housing, and education support in Chicago area, Older adults needing day care, in-home services, and health resources with cultural sensitivity
Cinnaire is a nonprofit community development financial institution offering tax credit investing, affordable housing financing, and community wealth-building programs since 1993.
Profile signals: Real estate developers and community organizations seeking multifamily financing with social impact missions, Investors interested in tax credit opportunities (LIHTC, NMTC, Historic Tax Credits) with community development focus
Nonprofit credit and housing counselor providing HUD-approved debt relief, foreclosure prevention, and homeownership guidance since 1974. Free or low-cost counseling sessions available nationally.
Profile signals: Homeowners facing foreclosure or reverse mortgage decisions who need free, impartial HUD-approved counseling, First-time homebuyers seeking education on down payments, mortgage terms, and homeownership readiness without sales pressure
Legal Advocates for Consumers in Debt (LACD) is a Chicago-based non-profit providing free legal assistance to consumers facing debt issues. Currently not accepting new clients.
Profile signals: Chicago-area consumers with legal debt issues who were previously established clients, Consumers seeking non-profit legal advocacy rather than commercial debt relief
Chicago-based nonprofit CDC offering free housing counseling, business support, and community development services to low-to-moderate income residents in South Side neighborhoods.
Profile signals: Chicago South Side renters and homebuyers seeking HUD-approved housing counseling, Homeowners facing foreclosure in Roseland, Morgan Park, and adjacent neighborhoods
Greenpath Financial Wellness Chicago, IL — GreenPath Financial Wellness is a 60-year-old nonprofit offering free NFCC- and HUD-certified financial couns...
Profile signals: Individuals with $5,000+ in credit card debt seeking structured, professional repayment plans, Homeowners facing foreclosure or considering major housing decisions
HUD-certified non-profit providing free housing counseling, public benefits assistance, and immigration services to Korean, Asian American, and immigrant communities in Chicagoland.
Profile signals: Low- to medium-income renters facing eviction or needing rental assistance in Chicagoland, Korean American and Asian American immigrant families navigating housing and public benefits in Chicago area
Illinois nonprofit that mobilizes member organizations to prevent homelessness, increase affordable housing, and expand homeownership through policy advocacy, counseling, and capacity building.
Profile signals: Illinois residents seeking connections to HUD-approved housing counselors without navigating confusing application processes, Nonprofit organizations and housing agencies seeking capacity building, training, and AmeriCorps volunteer support
Non-profit community development organization providing free homebuyer workshops, affordable housing, and economic empowerment programs in North Lawndale, Chicago.
Profile signals: First-time homebuyers in North Lawndale seeking free financial education and mortgage guidance, Renters looking for affordable apartment options through a community-based provider
501(c)(3) non-profit providing culturally-sensitive health, employment, and mental health services to underserved Asian American communities in the Midwest since 2003.
Profile signals: Uninsured or underinsured Asian American individuals seeking health insurance navigation and enrollment assistance, Low-income Asian American individuals with mental health needs seeking culturally-competent counseling
Fee-only financial planning firm in Chicago offering holistic advice on flat fee or hourly basis without investment minimums or commission pressure.
Profile signals: Married couples and dual-income households navigating financial optimization and life transitions, Professionals in their 30s-40s seeking holistic planning without pressure to consolidate assets
HUD-approved housing counseling agency offering free advice to help Americans achieve homeownership and financial stability through certified counselors and educational programs.
Profile signals: First-time homebuyers seeking free pre-purchase counseling and financial education, Low-to-moderate income individuals qualifying for down payment assistance programs
Northside Community Development Corporation is a Chicago-based nonprofit providing community development and housing services in the Rogers Park area.
Profile signals: Rogers Park and surrounding Chicago neighborhoods seeking community development resources, Low-income individuals interested in affordable housing opportunities
Chicago-based nonprofit housing and financial counseling organization serving Belmont Cragin and surrounding communities since 2003, offering foreclosure prevention and first-time homebuyer guidance.
Profile signals: Chicago northwest-side homeowners facing foreclosure or delinquency seeking prevention counseling, First-time home buyers in Belmont Cragin area needing pre-purchase education and financial preparation
Oak Park Regional Housing Center offers free housing counseling, fair housing advocacy, and apartment referral services to residents across Western Cook County since 1972.
Profile signals: First-time homebuyers seeking free education and equal-opportunity counseling in Western Cook County, Apartment seekers in Chicago region needing fair housing guidance and rental referrals
HUD-certified non-profit housing counselor serving Chicago's Chicagoland region since 1966, offering free financial education, homebuyer counseling, and emergency housing assistance to low-income families.
Profile signals: First-time homebuyers in Chicago/Chicagoland seeking free pre-purchase counseling and down payment assistance, Low-income renters facing eviction or needing emergency rent/utility assistance in the Chicagoland area
HUD-certified nonprofit housing counseling agency serving low-to-moderate income families across Chicagoland since 1966, offering free financial education, homebuyer prep, and housing stability counseling.
Profile signals: First-time homebuyers in Chicago seeking free down-payment assistance and pre-purchase education, Low-to-moderate income renters and homeowners facing foreclosure or housing instability in Chicagoland
Chicago-based nonprofit providing free financial wellness counseling, affordable housing development, and immigration support for low-income families and immigrants.
Profile signals: Immigrant families in Chicago/Midwest seeking culturally competent, free financial counseling without language barriers, Low-income households looking to build wealth through affordable housing in Chicago neighborhoods
Chicago-based nonprofit providing free financial wellness counseling, affordable housing development, and immigration support to low-income immigrant families since 1990.
Profile signals: Chicago-area immigrant families seeking affordable housing combined with financial counseling, Low-income residents needing free financial wellness support without high-cost lending alternatives
Non-profit credit counseling organization offering personalized one-on-one counseling and workshops to help people build and maintain prime credit scores.
Profile signals: People with no credit history or credit-invisible status seeking to establish prime credit for the first time, Black and Hispanic households facing systemic barriers to credit access and wealth building
Xilin Association is a multilocation Illinois nonprofit providing free and low-cost community services including adult daycare, in-home care, classes, and programs for families and seniors.
Profile signals: Low-income immigrant families seeking affordable multilingual childcare and eldercare, Seniors and adults requiring in-home care assistance in the Chicago metropolitan area