Compare 15 credit unions companies serving Chicago, Illinois. Average rating: 4.3/5.
Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.
Credit Union 1 is a federally insured credit union offering checking, savings, loans, credit cards, and mortgages with competitive rates and mobile banking access.
Best for: Members seeking high-yield savings and checking accounts with competitive APY rates, First-time homebuyers interested in no down payment mortgage options
Chicago Avenue Garage FCU is a small, member-owned credit union serving employees of Chicago Avenue Garage and their families with savings accounts and personal loans.
Best for: Current and former employees of Chicago Avenue Garage seeking safe savings with NCUA insurance, Immediate family members of Chicago Avenue Garage employees needing personal or seasonal loans
Credit union exclusively serving Chicago Fire Department members since 1937, offering savings accounts, loans, and banking services to firefighters and their families.
Best for: Chicago Fire Department active-duty firefighters seeking member-focused banking and lending services, Firefighter families looking for financial products from an institution that understands their household income stability
First Northern Credit Union is a member-owned financial cooperative serving northern Illinois since 1944, offering loans, mortgages, credit cards, and deposit accounts.
Best for: Northern Illinois residents seeking competitive auto loans and refinancing options, Homebuyers in the credit union's service area looking for mortgage products with low fees
Federal credit union serving first responders (police, firefighters, EMTs) and their families with specialized financial products including mortgages with End of Watch loan protection.
Best for: Police officers and law enforcement members seeking specialized mortgages with End of Watch protection, Firefighters and EMTs who want credit union membership with first-responder-focused financial products
NuMark Credit Union is a member-owned financial institution offering comprehensive banking, lending, and investment services including checking, savings, auto loans, mortgages, and business banking.
Best for: Employees of select employers with group membership eligibility seeking comprehensive banking solutions, First-time homebuyers interested in personalized mortgage guidance and local professional network
Credit Union 1 is a federally insured credit union offering checking, savings, loans, credit cards, and mortgages with competitive rates and mobile banking access.
Best for: Members seeking high-yield savings and checking accounts with competitive APY rates, First-time homebuyers interested in no down payment mortgage options
Chicago Avenue Garage FCU is a small, member-owned credit union serving employees of Chicago Avenue Garage and their families with savings accounts and personal loans.
Best for: Current and former employees of Chicago Avenue Garage seeking safe savings with NCUA insurance, Immediate family members of Chicago Avenue Garage employees needing personal or seasonal loans
Credit union exclusively serving Chicago Fire Department members since 1937, offering savings accounts, loans, and banking services to firefighters and their families.
Best for: Chicago Fire Department active-duty firefighters seeking member-focused banking and lending services, Firefighter families looking for financial products from an institution that understands their household income stability
First Northern Credit Union is a member-owned financial cooperative serving northern Illinois since 1944, offering loans, mortgages, credit cards, and deposit accounts.
Best for: Northern Illinois residents seeking competitive auto loans and refinancing options, Homebuyers in the credit union's service area looking for mortgage products with low fees
Federal credit union serving first responders (police, firefighters, EMTs) and their families with specialized financial products including mortgages with End of Watch loan protection.
Best for: Police officers and law enforcement members seeking specialized mortgages with End of Watch protection, Firefighters and EMTs who want credit union membership with first-responder-focused financial products
NuMark Credit Union is a member-owned financial institution offering comprehensive banking, lending, and investment services including checking, savings, auto loans, mortgages, and business banking.
Best for: Employees of select employers with group membership eligibility seeking comprehensive banking solutions, First-time homebuyers interested in personalized mortgage guidance and local professional network
Self-Help Federal Credit Union is a multi-state credit union offering checking, savings, loans, and mortgages with branches in Illinois, California, Washington, Wisconsin, and South Carolina.
Best for: Individuals in Illinois, California, Washington, Wisconsin, or South Carolina seeking traditional credit union banking with local branch access, Small business owners needing commercial loans and business banking services in the credit union's service areas
South Side Community Federal Credit Union is a member-owned cooperative financial institution serving Chicago's South Side with checking, savings, business, and loan products.
Best for: South Side Chicago residents seeking low-cost checking and savings accounts with community-focused service, Small business owners and startups located on Chicago's South Side needing accessible business loans up to $15,000
Verve is a Wisconsin-based credit union offering checking, savings, credit cards, loans, and mortgages with bundled products designed to help members build wealth and financial stability.
Best for: Credit union members seeking bundled banking products with rate discounts and financial education support, Consumers planning to consolidate debt using the Premier Mastercard's 12-month 0% intro APR period
Member-owned credit union serving Chicago firefighters since 1938, offering low loan rates and savings accounts exclusively to eligible fire service personnel.
Best for: Chicago firefighters seeking low-rate personal loans from a member-controlled institution, Fire service professionals in Illinois IAFF or Associated Firefighters of Illinois locals needing credit union services
Credit union serving University of Chicago staff, students, and alumni since 1957, offering checking, savings, loans, and credit cards with fee-free digital banking.
Best for: University of Chicago employees seeking employer-affiliated banking with free checking and competitive loan rates, Current UChicago students looking for student-specific checking accounts and private student loan options
Selfreliance Federal Credit Union is a member-owned credit union offering checking, savings, loans, mortgages, and credit cards with competitive rates and access to 85,000+ fee-free ATMs nationwide.
Best for: Existing members in Connecticut and Massachusetts seeking competitive loan and savings rates, Auto loan and mortgage refinancing borrowers with strong credit profiles
Great Lakes Credit Union is a member-owned financial institution serving the Chicago area since 1938, offering checking, savings, loans, and investment products with a community-focused approach.
Best for: Chicago-area residents seeking full-service banking with a community-focused institution, Small business owners needing integrated business banking and lending services
Self-Help Federal Credit Union's Roseland Branch in Chicago, formerly part of Seaway Bank, offers checking, savings, personal loans, and small business lending to credit union members.
Best for: Chicago-area residents seeking community-focused banking with local roots, Small business owners looking for personal and business loan options in one institution
Member-owned federal credit union serving Chicago's South Side with checking, savings, youth accounts, and business/auto loans up to $40,000.
Best for: South Side Chicago residents seeking basic banking with low minimums and community reinvestment focus, Small business owners on Chicago's South Side looking for startup or expansion financing