Credit Unions Provider Profiles in Chicago, IL

Review 33 listed credit unions profiles associated with Chicago, Illinois. Average stored Google rating where available: 4.4/5.

33 Listed Profiles 14 Google-rated Payday: Restricted

Illinois Lending Regulations

Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.

Usury cap: 36% APR cap on all consumer loans (Illinois Predatory Loan Prevention Act, 2021) Agency: Illinois Attorney General Consumer Protection Division

Provider Profiles for Credit Unions

Chicago Avenue Garage Federal Credit Union logo

Chicago Avenue Garage Federal Credit Union

Chicago Avenue Garage FCU is a small, member-owned credit union serving employees of Chicago Avenue Garage and their families with savings accounts and personal loans.

5.0/5

Google rating from 3 reviews

BBB: NR

Profile signals: Current and former employees of Chicago Avenue Garage seeking safe savings with NCUA insurance, Immediate family members of Chicago Avenue Garage employees needing personal or seasonal loans

Chicago Firefighters Credit Union logo

Chicago Firefighters Credit Union

Credit union exclusively serving Chicago Fire Department members since 1937, offering savings accounts, loans, and banking services to firefighters and their families.

5.0/5

Google rating from 17 reviews

BBB: NR

Profile signals: Chicago Fire Department active-duty firefighters seeking member-focused banking and lending services, Firefighter families looking for financial products from an institution that understands their household income stability

Credit Union 1 logo

Credit Union 1

Credit Union 1 is a federally insured credit union offering checking, savings, loans, credit cards, and mortgages with rate claims to verify and mobile banking access.

4.9/5

Google rating from 791 reviews

BBB: NR

Profile signals: Members seeking high-yield savings and checking accounts with competitive APY rates, First-time homebuyers interested in no down payment mortgage options

Self-Help Federal Credit Union logo

Self-Help Federal Credit Union

Self-Help Federal Credit Union is a multi-state credit union offering checking, savings, loans, and mortgages with branches in Illinois, California, Washington, Wisconsin, and South Carolina.

4.7/5

Google rating from 166 reviews

BBB: NR

Profile signals: Individuals in Illinois, California, Washington, Wisconsin, or South Carolina seeking traditional credit union banking with local branch access, Small business owners needing commercial loans and business banking services in the credit union's service areas

South Side Community Federal Credit Union logo

South Side Community Federal Credit Union

South Side Community Federal Credit Union is a member-owned cooperative financial institution serving Chicago's South Side with checking, savings, business, and loan products.

4.7/5

Google rating from 39 reviews

BBB: NR

Profile signals: South Side Chicago residents seeking low-cost checking and savings accounts with community-focused service, Small business owners and startups located on Chicago's South Side needing accessible business loans up to $15,000

First Northern Credit Union logo

First Northern Credit Union

First Northern Credit Union is a member-owned financial cooperative serving northern Illinois since 1944, offering loans, mortgages, credit cards, and deposit accounts.

4.6/5

Google rating from 98 reviews

BBB: NR

Profile signals: Northern Illinois residents seeking competitive auto loans and refinancing options, Homebuyers in the credit union's service area looking for mortgage products with low fees

Listed Credit Unions Profiles in Chicago (33)

Chicago Avenue Garage Federal Credit Union logo

Chicago Avenue Garage Federal Credit Union

Chicago Avenue Garage FCU is a small, member-owned credit union serving employees of Chicago Avenue Garage and their families with savings accounts and personal loans.

5.0/5

Google rating from 3 reviews

BBB: NR

Profile signals: Current and former employees of Chicago Avenue Garage seeking safe savings with NCUA insurance, Immediate family members of Chicago Avenue Garage employees needing personal or seasonal loans

Chicago Firefighters Credit Union logo

Chicago Firefighters Credit Union

Credit union exclusively serving Chicago Fire Department members since 1937, offering savings accounts, loans, and banking services to firefighters and their families.

5.0/5

Google rating from 17 reviews

BBB: NR

Profile signals: Chicago Fire Department active-duty firefighters seeking member-focused banking and lending services, Firefighter families looking for financial products from an institution that understands their household income stability

Credit Union 1 logo

Credit Union 1

Credit Union 1 is a federally insured credit union offering checking, savings, loans, credit cards, and mortgages with rate claims to verify and mobile banking access.

4.9/5

Google rating from 791 reviews

BBB: NR

Profile signals: Members seeking high-yield savings and checking accounts with competitive APY rates, First-time homebuyers interested in no down payment mortgage options

Self-Help Federal Credit Union logo

Self-Help Federal Credit Union

Self-Help Federal Credit Union is a multi-state credit union offering checking, savings, loans, and mortgages with branches in Illinois, California, Washington, Wisconsin, and South Carolina.

4.7/5

Google rating from 166 reviews

BBB: NR

Profile signals: Individuals in Illinois, California, Washington, Wisconsin, or South Carolina seeking traditional credit union banking with local branch access, Small business owners needing commercial loans and business banking services in the credit union's service areas

South Side Community Federal Credit Union logo

South Side Community Federal Credit Union

South Side Community Federal Credit Union is a member-owned cooperative financial institution serving Chicago's South Side with checking, savings, business, and loan products.

4.7/5

Google rating from 39 reviews

BBB: NR

Profile signals: South Side Chicago residents seeking low-cost checking and savings accounts with community-focused service, Small business owners and startups located on Chicago's South Side needing accessible business loans up to $15,000

First Northern Credit Union logo

First Northern Credit Union

First Northern Credit Union is a member-owned financial cooperative serving northern Illinois since 1944, offering loans, mortgages, credit cards, and deposit accounts.

4.6/5

Google rating from 98 reviews

BBB: NR

Profile signals: Northern Illinois residents seeking competitive auto loans and refinancing options, Homebuyers in the credit union's service area looking for mortgage products with low fees

NuMark Credit Union logo

NuMark Credit Union

NuMark Credit Union is a member-owned financial institution offering comprehensive banking, lending, and investment services including checking, savings, auto loans, mortgages, and business banking.

4.6/5

Google rating from 49 reviews

BBB: NR

Profile signals: Employees of select employers with group membership eligibility seeking comprehensive banking solutions, First-time homebuyers interested in personalized mortgage guidance and local professional network

Verve, a Credit Union logo

Verve, a Credit Union

Verve is a Wisconsin-based credit union offering checking, savings, credit cards, loans, and mortgages with bundled products designed to help members build wealth and financial stability.

4.6/5

Google rating from 33 reviews

BBB: NR

Profile signals: Credit union members seeking bundled banking products with rate discounts and financial education support, Consumers planning to consolidate debt using the Premier Mastercard's 12-month 0% intro APR period

National Police Federal Credit Union | Chicago logo

National Police Federal Credit Union | Chicago

Federal credit union serving first responders (police, firefighters, EMTs) and their families with listed financial products including mortgages with End of Watch loan protection.

4.5/5

Google rating from 495 reviews

BBB: NR

Profile signals: Police officers and law enforcement members seeking listed mortgages with End of Watch protection, Firefighters and EMTs who want credit union membership with first-responder-focused financial products

Chicago Firemans Association Credit Union logo

Chicago Firemans Association Credit Union

Member-owned credit union serving Chicago firefighters since 1938, offering low loan rates and savings accounts exclusively to eligible fire service personnel.

4.4/5

Google rating from 16 reviews

BBB: NR

Profile signals: Chicago firefighters seeking low-rate personal loans from a member-controlled institution, Fire service professionals in Illinois IAFF or Associated Firefighters of Illinois locals needing credit union services

Selfreliance Federal Credit Union logo

Selfreliance Federal Credit Union

Selfreliance Federal Credit Union is a member-owned credit union offering checking, savings, loans, mortgages, and credit cards with rate claims to verify and access to 85,000+ fee-free ATMs nationwide.

4.2/5

Google rating from 262 reviews

BBB: NR

Profile signals: Existing members in Connecticut and Massachusetts seeking competitive loan and savings rates, Auto loan and mortgage refinancing borrowers with strong credit profiles

Maroon Financial Credit Union logo

Maroon Financial Credit Union

Credit union serving University of Chicago staff, students, and alumni since 1957, offering checking, savings, loans, and credit cards with fee-free digital banking.

4.1/5

Google rating from 60 reviews

BBB: NR

Profile signals: University of Chicago employees seeking employer-affiliated banking with free checking and competitive loan rates, Current UChicago students looking for student-specific checking accounts and private student loan options

Seaway a division of Self-Help Federal Credit Union logo

Seaway a division of Self-Help Federal Credit Union

Self-Help Federal Credit Union's Roseland Branch in Chicago, formerly part of Seaway Bank, offers checking, savings, personal loans, and small business lending to credit union members.

3.7/5

Google rating from 55 reviews

BBB: NR

Profile signals: Chicago-area residents seeking community-focused banking with local roots, Small business owners looking for personal and business loan options in one institution

Great Lakes Credit Union logo

Great Lakes Credit Union

Great Lakes Credit Union is a member-owned financial institution serving the Chicago area since 1938, offering checking, savings, loans, and investment products with a community-focused approach.

3.0/5

Google rating from 80 reviews

BBB: NR

Profile signals: Chicago-area residents seeking full-service banking with a community-focused institution, Small business owners needing integrated business banking and lending services

77th Street Depot logo

77th Street Depot

77th Street Depot FCU is a Chicago-based credit union serving CTA employees since 1938, offering personal loans, rate claims to verify, and member-focused financial services.

BBB: NR

Profile signals: Chicago Transit Authority employees seeking member-owned financial services with historical stability, CTA workers wanting payroll-deduction savings and automatic bill payment options

Chicago Area Office logo

Chicago Area Office

Federal credit union serving Social Security Administration employees and families since 1943, offering competitive auto loans, signature loans, and 24/7 e-banking services.

BBB: NR

Profile signals: Social Security Administration employees seeking member-owned credit union services with competitive auto financing, SSA employee family members wanting to build credit history through an established, stable financial institution

Chicago Area Office FCU logo

Chicago Area Office FCU

Federal credit union serving Social Security Administration employees and families since 1943, offering competitive auto loans, savings accounts, and 24-hour e-banking.

BBB: NR

Profile signals: Social Security Administration employees seeking auto financing and savings products, SSA employee families wanting to build credit histories with payroll-deduction loans

Chicago Firefighter'S logo

Chicago Firefighter'S

Member-owned credit union serving Chicago Fire Department employees since 1937, offering loans, share accounts, and online banking services.

BBB: NR

Profile signals: Chicago Fire Department active-duty firefighters seeking member-focused financial services, Firefighter families and dependents needing personal loans and savings products

Chicago Local 458 CU logo

Chicago Local 458 CU

Chicago Local 458 CU is a credit union located on Ashland Ave in Chicago, IL offering financial services to union members and eligible individuals.

BBB: NR

Profile signals: Members of Local 458 union seeking community-focused banking with lower fees, Chicago residents who prefer in-person banking relationships over digital-only options

College and University logo

College and University

Chicago-based credit union established in 1967 offering member loans, share accounts, and financial services with NCUA insurance protection up to $250,000.

BBB: NR

Profile signals: Union members and employees at Chicago-area colleges and universities, Chicago residents seeking union-friendly financial services with mission-driven values

Community Choice logo

Community Choice

Community Choice is a federally insured credit union serving Michigan members with digital banking, home equity products, and personalized financial advisory services.

BBB: NR

Profile signals: Michigan residents seeking relationship-based credit union banking with modern digital tools, Homeowners looking for flexible home equity access with potential rate locks

Cta-74th Street Depot logo

Cta-74th Street Depot

CTA 74th Street Depot Federal Credit Union is a Chicago-based credit union serving CTA employees and families since 1937, offering savings accounts, personal loans, and auto financing.

BBB: NR

Profile signals: Current CTA bus operators, rail workers, and maintenance staff seeking member-owned banking, CTA employee families wanting personalized service and competitive loan rates

Ctafc Federal Credit Union logo

Ctafc Federal Credit Union

CTAFC Federal Credit Union is a Chicago-based credit union established in 1968, serving over 700 members with $719.5K in assets and listed services for religious community groups.

BBB: NR

Profile signals: Members of eligible religious groups seeking community-focused banking in Chicago, Borrowers needing auto loans or mortgages with credit union-level rates

Elca logo

Elca

ELCA Federal Credit Union is a member-owned, NCUA-insured credit union offering checking, savings, loans, credit cards, and home financing with rate claims to verify and no-fee accounts.

BBB: NR

Profile signals: ELCA members and those with evangelical Lutheran church affiliations seeking community-focused banking, Borrowers looking to refinance auto loans and seeking rates below market average with no-fee checking

First Northern logo

First Northern

Member-owned credit union serving northern Illinois since 1944, offering auto loans, mortgages, credit cards, and savings products with rate claims to verify.

BBB: NR

Profile signals: Northern Illinois and Chicago-area residents seeking vehicle financing with rate claims to verify, Homebuyers and homeowners in the credit union's service area looking for mortgage and home equity products

For Members Only logo

For Members Only

For Members Only Federal Credit Union is the first Black-owned, woman-led, sorority-based digital credit union in the U.S., offering savings accounts with tiered dividend rates.

BBB: NR

Profile signals: Sorority members seeking community-aligned financial services, Savers with $1,000+ to deposit seeking higher dividend tiers

Israel Methcomm logo

Israel Methcomm

Israel Methcomm Federal Credit Union is a member-owned, not-for-profit credit union serving the Chicago community with NCUA insurance protection and traditional credit union services.

BBB: NR

Profile signals: Chicago-area residents eligible for membership seeking NCUA-insured savings accounts, Individuals preferring member-owned, not-for-profit financial institutions over banks

Maroon Financial logo

Maroon Financial

Member-owned credit union serving the University of Chicago community since 1957, offering checking, savings, loans, and credit cards to students, staff, and alumni.

BBB: NR

Profile signals: University of Chicago students seeking free checking and student-friendly financial products, UChicago staff and faculty wanting relationship banking with a member-owned institution

MSU Federal Credit Union and Collegiate Credit Union logo

MSU Federal Credit Union and Collegiate Credit Union

MSU Federal Credit Union serves Michigan State University students, faculty, and staff with membership-based banking products including checking, savings, and lending services.

BBB: NR

Profile signals: Michigan State University students seeking student-focused banking solutions, MSU faculty and staff looking for community-based financial services

Shiloh Englewood logo

Shiloh Englewood

Faith-based federal credit union serving the African American community in Chicago's Englewood neighborhood since 1963, offering savings, loans, and financial services to underserved populations.

BBB: NR

Profile signals: African American individuals and families in Chicago's Englewood community seeking culturally aligned financial services, People previously denied banking services or credit by mainstream institutions

South Side Community logo

South Side Community

Member-owned federal credit union serving Chicago's South Side with checking, savings, business loans, and auto financing up to $40,000.

BBB: NR

Profile signals: Chicago South Side residents seeking community-focused banking with personalized service, Small business owners and entrepreneurs on the South Side needing accessible startup capital

South Side Community Federal Credit Union logo

South Side Community Federal Credit Union

Member-owned federal credit union serving Chicago's South Side with checking, savings, youth accounts, and business/auto loans up to $40,000.

BBB: NR

Profile signals: South Side Chicago residents seeking basic banking with low minimums and community reinvestment focus, Small business owners on Chicago's South Side looking for startup or expansion financing

US Employees Credit Union logo

US Employees Credit Union

Credit union merging with Credit Union 1, offering checking, savings, business loans, and nationwide ATM/branch access through a consolidating platform.

BBB: NR

Profile signals: Current USECU members seeking continuity of service with expanded product offerings through CU1 merger, Credit union members wanting nationwide ATM/branch access combined with local credit union membership benefits