Seattle, WA

Loan Companies in Seattle, WA

Compare loan companies in Seattle, Seattle credit repair, personal loans Seattle, and business loans Seattle research paths in one local guide. Review 83 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Seattle

83 companies

Brad Evered is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, specializing in home purchase and refinance loans. Review this Seattle listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Seattle, WA profile links back to a full CreditDoc review with sourced fields.

Brandon Holakiewicz is a mortgage loan officer at CrossCountry Mortgage in Seattle, WA, offering home purchase and refinance financing solutions. Review this Seattle listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Seattle, WA profile links back to a full CreditDoc review with sourced fields.

BBB NR

Guild Mortgage Company is a national mortgage lender with a North Seattle branch offering conventional, FHA, VA, USDA, jumbo, and renovation loans since 1960. Review this Seattle listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Seattle, WA profile links back to a full CreditDoc review with sourced fields.

Jeff McGinnis is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, offering residential mortgage financing and refinancing services. Review this Seattle listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Seattle, WA profile links back to a full CreditDoc review with sourced fields.

Julie Johnson is a mortgage loan officer with CrossCountry Mortgage's Seattle, WA branch, helping clients with home purchase and refinance loans. Review this Seattle listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Seattle, WA profile links back to a full CreditDoc review with sourced fields.

Leah Zamir

Seattle, WA

BBB NR

Leah Zamir is a VP of Mortgage Lending at OriginPoint in Kirkland, WA, specializing in residential mortgages, VA loans, and investment property financing for borrowers nationwide. Review this Seattle listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Seattle, WA profile links back to a full CreditDoc review with sourced fields.

Mortgages & Home Loans in Seattle

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CreditDoc lists 26 mortgages & home loans providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Guild Mortgage Company

Guild Mortgage Company is a national mortgage lender with a North Seattle branch offering conventional, FHA, VA, USDA, jumbo, and renovation loans since 1960.

Leah Zamir

Leah Zamir is a VP of Mortgage Lending at OriginPoint in Kirkland, WA, specializing in residential mortgages, VA loans, and investment property financing for borrowers nationwide.

Credit Unions in Seattle

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CreditDoc lists 10 credit unions providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Express Credit Union

Express Credit Union is a community-focused credit union offering affordable checking, savings, loans, and credit-building services to underserved populations including ITIN holders.

BECU credit union

BECU is a Washington-based credit union offering banking services including checking, savings, and lending products to members in the Pacific Northwest.

Verity Credit Union

Verity Credit Union is a Pacific Northwest credit union operating 5 branches in Washington with digital banking, shared branching access to 6,000+ locations nationwide, and comprehensive financial ser

Gesa Credit Union

Gesa Credit Union is a federally insured credit union offering checking, savings, loans, mortgages, and business banking with branches in Washington state.

Harborstone Credit Union

Harborstone Credit Union is a member-owned financial institution offering personal and business banking, lending, and investment services across the Pacific Northwest.

Bankruptcy Services in Seattle

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CreditDoc lists 10 bankruptcy services providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Symmes Law Group PLLC

Seattle-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 bankruptcy, debt settlement, and foreclosure defense for Washington State residents.

LAKE LAW, PLLC

LAKE LAW, PLLC is a bankruptcy services provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified

Law Office of David a. Kubat

Seattle-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with zero-down payment plans. Attorney David A. Kubat provides debt relief and foreclosure assistance with 37 years

Leonard Law, PLLC

Seattle-based consumer protection law firm specializing in debt defense, collection abuse litigation, and financial restructuring for individuals facing creditor harassment.

Seattle Consumer Justice, P.S.

Seattle Consumer Justice is a boutique law firm specializing in debt-related legal matters, including bankruptcy, student loans, and foreclosure representation for Washington State consumers.

Washington Debt Law, PLLC

Washington Debt Law, PLLC is a bankruptcy services provider listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independent

Check Cashing & Money Services in Seattle

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CreditDoc lists 8 check cashing & money services providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Vigo

Vigo is listed at Crew Members, 2001 W Garfield St, Seattle, WA 98119 in Seattle, WA. CreditDoc shows contact details, listed money transfer, cash pickup, check-cashing, and related money services, ho

Vigo

Vigo is listed at Crew Services, 2225 Alaskan Way Pier 66, 2207 Alaskan Wy, Seattle, WA 98121 in Seattle, WA. CreditDoc shows contact details, listed money transfer and related money services, hours w

Anh Minh Money Transfer Inc

Anh Minh Money Transfer is a currency exchange and check-cashing service located in Seattle's International District, offering money transfer and financial services to the local community.

MoneyGram

MoneyGram at 13754 Aurora Ave N, Seattle, WA provides check cashing and money transfer services.

MoneyGram

Seattle's MoneyGram at 2100 N 45th St provides check cashing and money transfers open 8AM-10PM daily.

Banks in Seattle

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CreditDoc lists 8 banks providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

WaFd Bank

WaFd Bank is a full-service regional bank operating in Washington, Nevada, New Mexico, and Oregon with branch locations including Seattle's International District, offering personal and business banki

WSECU

WSECU is a Washington-based credit union offering banking services including checking, savings, and branch access. Members enjoy online banking, ATM networks, and community spaces.

Capital One

Capital One is a major bank offering checking, savings, credit cards, and auto loans with nationwide branch and ATM access through its locations finder and mobile app.

Seattle Bank

Seattle Bank is a full-service bank offering personal, private, and business banking with FDIC insurance, specialty mortgages, and digital-first services.

Sound Community Bank

Sound Community Bank is an FDIC-insured community bank offering personal and business checking, savings, loans, and mortgages with a focus on the Puget Sound region.

Free Help in Seattle

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CreditDoc lists 6 free help providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Take Charge Credit Consulting

Seattle-based non-profit credit consulting organization offering personal credit repair, business credit building, and trauma-informed financial education with a mission to reduce the racial wealth gap.

Allworth Financial

Allworth Financial is a fiduciary wealth management and financial planning firm with $35B AUM, 32,000+ clients, and 30 years in business, offering comprehensive advisory services.

Craft3

Craft3 is a 501(c)(3) nonprofit organization providing financial assistance and counseling services. NMLS-regulated lender committed to equal opportunity lending.

Credit.Org - Seattle Branch

Credit.Org is a nonprofit credit counseling and housing assistance organization offering free debt relief, credit building, and HUD-approved mortgage counseling since 1974.

El Centro De LA Raza

El Centro De LA Raza is a consumer financial help resource listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independentl

Business Loans Seattle, WA

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CreditDoc lists 5 business loans providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Radix Financial Group

SBA loan marketplace connecting small businesses with lenders offering fast-track funding in 2-4 weeks and traditional SBA loans up to $5M, with rates starting at 10.25%.

Impact Business Capital

Impact Capital is a CDFI providing flexible, early-stage financing for affordable housing and community development projects across Washington, Oregon, Idaho, Montana, and Alaska.

Pawn Shops in Seattle

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CreditDoc lists 5 pawn shops providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Seattle Gold

Seattle Gold buys and sells precious metals including gold, silver, diamonds, and bullion at competitive prices through physical locations in Seattle and Portland, plus mail-in services.

Barneys Jewelry & Loan

Family-run Seattle pawnshop operating 80+ years offering collateral-based loans, jewelry and merchandise sales, and trade services with no credit checks required.

Auto Pawn US

Auto Pawn US is a pawn shop in Seattle offering collateral-based loans against vehicles and personal items. They provide fast cash with flexible terms.

Palace Jewelry & Loan

Palace Jewelry & Loan is a federally licensed pawnbroker in Seattle specializing in firearms and jewelry collateral loans. Licensed by the ATF since at least 2020.

Emergency Cash in Seattle

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CreditDoc lists 2 emergency cash providers in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Moneytree

Moneytree offers payday and installment loans up to $700, plus check cashing and wire transfers at physical locations in Washington. Fast funding available with flat-fee pricing.

Rapid Cash Advance

Rapid Cash Advance is a loan matching platform connecting consumers with lenders offering bad credit loans, personal loans, and unsecured loans with next-business-day funding.

Seattle Credit Repair Companies

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CreditDoc lists 1 credit repair provider in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

CreditCEO

CreditCEO is a credit repair company offering systematic dispute services, debt settlement, and debt collector defense with a money-back guarantee and 87% reported success rate.

Debt Relief in Seattle

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CreditDoc lists 1 debt relief provider in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Professional Credit Services

A/R management and debt collection company serving consumers, healthcare providers, and government entities since 1933, operating under a consumer-centric "New Deal" philosophy.

Personal Loans Seattle, WA

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CreditDoc lists 1 personal loans provider in Seattle, WA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Seattle provider — comparison is the fastest way to spot outliers on cost or terms.

Ranger Cash Advance

Venture Cash Advance is a loan marketplace connecting borrowers to a network of lenders offering $100–$5,000 fast loans with next-business-day funding.

Washington Rules for Seattle Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Seattle consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Washington cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Washington state-level protections: Consumers in Seattle, WA are also protected by Washington state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Washington for the current usury cap, payday-lending status, and licensing board contact details. If a Seattle provider quotes rates or fees above the Washington usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Seattle offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Seattle, WA, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Seattle: Any Washington credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Seattle listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Seattle Credit & Borrowing Checklist

Before contacting any Seattle lender or credit repair company, download the CreditDoc research checklist tailored to Washington consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Seattle, WA.

Why the checklist matters for Seattle residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Washington. A credit repair contract that meets federal minimums may still fail Washington's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Seattle. The checklist walks you through the Washington-specific checks first, then the federal ones — in the order that matters most for Seattle borrowers.

Working with Credit Repair and Loan Providers in Seattle

Every Seattle listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Seattle, WA provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Seattle credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Washington state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Seattle loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Seattle lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Seattle residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Washington state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Seattle, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Seattle, WA consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Seattle

How do I choose a credit repair company in Seattle, WA?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Seattle credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Washington. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Seattle or elsewhere — to charge you before services are performed.

Are payday loans legal in Washington?

Payday loan legality varies significantly by state. Some states, including Washington, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Washington state overview page for the current status. If a Seattle lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Seattle?

Personal loans in Seattle, WA are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Seattle should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Seattle lender is legitimate?

Three quick checks: (1) search the Washington Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Seattle should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Seattle — BBB does not verify quality but does verify that the business exists at its stated address. Every Seattle lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Seattle, Seattle credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Seattle data is sourced

Every Seattle, WA provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Seattle listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.