Seattle, WA

Credit Repair & Financial Services in Seattle

Review 83 credit repair companies, personal lenders, and financial services in Seattle, Washington. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Washington avg credit score: 720 Median income: $90,325 Poverty rate: 10% Payday loans: Legal Washington overview →

Featured Provider Profiles in Seattle

83 companies
Brad Evered at CrossCountry Mortgage logo

Brad Evered at CrossCountry Mortgage

Brad Evered is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, specializing in home purchase and refinance loans.

5.0/5

Google rating from 22 reviews

BBB: NR

Profile signals: Seattle-area homebuyers seeking personalized local loan officer guidance, Homeowners in Washington state interested in refinancing existing mortgages

Brandon Holakiewicz - CrossCountry Mortgage logo

Brandon Holakiewicz - CrossCountry Mortgage

Brandon Holakiewicz is a mortgage loan officer at CrossCountry Mortgage in Seattle, WA, offering home purchase and refinance financing solutions.

5.0/5

Google rating from 49 reviews

BBB: NR

Profile signals: Seattle-area homebuyers seeking local loan officer guidance for purchase mortgages, Washington homeowners considering refinancing with in-person consultation options

Guild Mortgage Company logo

Guild Mortgage Company

Guild Mortgage Company is a national mortgage lender with a North Seattle branch offering conventional, FHA, VA, USDA, jumbo, and renovation loans since 1960.

5.0/5

Google rating from 31 reviews

BBB: NR

Profile signals: First-time homebuyers eligible for down payment assistance programs, Active military members or veterans seeking VA-backed home loans

Jeff McGinnis at CrossCountry Mortgage logo

Jeff McGinnis at CrossCountry Mortgage

Jeff McGinnis is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, offering residential mortgage financing and refinancing services.

5.0/5

Google rating from 147 reviews

BBB: NR

Profile signals: Washington-based borrowers seeking local mortgage loan officer relationships, Borrowers comfortable with phone/video consultation-based origination

Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle logo

Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle

Julie Johnson is a mortgage loan officer with CrossCountry Mortgage's Seattle, WA branch, helping clients with home purchase and refinance loans.

5.0/5

Google rating from 360 reviews

BBB: NR

Profile signals: Seattle-area homebuyers seeking in-person mortgage guidance, Homeowners considering refinancing with a local loan officer relationship

Leah Zamir logo

Leah Zamir

Leah Zamir is a VP of Mortgage Lending at OriginPoint in Kirkland, WA, specializing in residential mortgages, VA loans, and investment property financing for borrowers nationwide.

5.0/5

Google rating from 73 reviews

BBB: NR

Profile signals: First-time homebuyers in the Seattle area seeking personalized guidance through the mortgage process, VA and veteran borrowers seeking 0% down loans and listed military lending experience context

Mortgages & Home Loans in Seattle

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Brad Evered at CrossCountry Mortgage logo

Brad Evered at CrossCountry Mortgage

Brad Evered is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, specializing in home purchase and refinance loans.

5.0/5

Google rating from 22 reviews

BBB: NR

Profile signals: Seattle-area homebuyers seeking personalized local loan officer guidance, Homeowners in Washington state interested in refinancing existing mortgages

Brandon Holakiewicz - CrossCountry Mortgage logo

Brandon Holakiewicz - CrossCountry Mortgage

Brandon Holakiewicz is a mortgage loan officer at CrossCountry Mortgage in Seattle, WA, offering home purchase and refinance financing solutions.

5.0/5

Google rating from 49 reviews

BBB: NR

Profile signals: Seattle-area homebuyers seeking local loan officer guidance for purchase mortgages, Washington homeowners considering refinancing with in-person consultation options

Guild Mortgage Company logo

Guild Mortgage Company

Guild Mortgage Company is a national mortgage lender with a North Seattle branch offering conventional, FHA, VA, USDA, jumbo, and renovation loans since 1960.

5.0/5

Google rating from 31 reviews

BBB: NR

Profile signals: First-time homebuyers eligible for down payment assistance programs, Active military members or veterans seeking VA-backed home loans

Jeff McGinnis at CrossCountry Mortgage logo

Jeff McGinnis at CrossCountry Mortgage

Jeff McGinnis is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, offering residential mortgage financing and refinancing services.

5.0/5

Google rating from 147 reviews

BBB: NR

Profile signals: Washington-based borrowers seeking local mortgage loan officer relationships, Borrowers comfortable with phone/video consultation-based origination

Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle logo

Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle

Julie Johnson is a mortgage loan officer with CrossCountry Mortgage's Seattle, WA branch, helping clients with home purchase and refinance loans.

5.0/5

Google rating from 360 reviews

BBB: NR

Profile signals: Seattle-area homebuyers seeking in-person mortgage guidance, Homeowners considering refinancing with a local loan officer relationship

Leah Zamir logo

Leah Zamir

Leah Zamir is a VP of Mortgage Lending at OriginPoint in Kirkland, WA, specializing in residential mortgages, VA loans, and investment property financing for borrowers nationwide.

5.0/5

Google rating from 73 reviews

BBB: NR

Profile signals: First-time homebuyers in the Seattle area seeking personalized guidance through the mortgage process, VA and veteran borrowers seeking 0% down loans and listed military lending experience context

Credit Unions in Seattle

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Express Credit Union logo

Express Credit Union

Express Credit Union is a community-focused credit union offering affordable checking, savings, loans, and credit-building services to underserved populations including ITIN holders.

4.6/5

Google rating from 168 reviews

BBB: NR

Profile signals: Immigrant populations and ITIN holders seeking mainstream lending alternatives to high-cost lenders, Members seeking credit-building products and financial counseling rather than short-term cash access

Salal Credit Union – First Hill Branch logo

Salal Credit Union – First Hill Branch

Salal Credit Union is a member-owned financial cooperative offering banking services including checking, savings, and lending products to its membership base.

4.5/5

Google rating from 24 reviews

BBB: NR

Profile signals: Individuals eligible for Salal Credit Union membership seeking member-owned banking alternatives, Consumers in the First Hill area looking for local credit union services

BECU credit union logo

BECU credit union

BECU is a Washington-based credit union offering banking services including checking, savings, and lending products to members in the Pacific Northwest.

4.0/5

Google rating from 259 reviews

BBB: NR

Profile signals: Boeing employees and eligible family members in Washington state, Pacific Northwest residents seeking credit union membership benefits

Verity Credit Union logo

Verity Credit Union

Verity Credit Union is a Pacific Northwest credit union operating 5 branches in Washington with digital banking, shared branching access to 6,000+ locations nationwide, and comprehensive financial services.

3.8/5

Google rating from 49 reviews

BBB: NR

Profile signals: Washington state residents in Seattle, Tacoma, Auburn, and Lynnwood metropolitan areas seeking traditional banking with personalized service and drive-up access, Credit union members who travel nationally and need reliable branch access through the 6,000-location shared branching network

Gesa Credit Union logo

Gesa Credit Union

Gesa Credit Union is a federally insured credit union offering checking, savings, loans, mortgages, and business banking with branches in Washington state.

3.7/5

Google rating from 51 reviews

BBB: NR

Profile signals: Washington state residents seeking community-oriented banking with branch access, Small business owners needing integrated business banking and lending services

Harborstone Credit Union logo

Harborstone Credit Union

Harborstone Credit Union is a member-owned financial institution offering personal and business banking, lending, and investment services across the Pacific Northwest.

3.7/5

Google rating from 19 reviews

BBB: NR

Profile signals: Pacific Northwest residents seeking relationship-based banking with personalized financial guidance, Members prioritizing community-focused financial institutions with active local engagement

Bankruptcy Services in Seattle

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Symmes Law Group PLLC logo

Symmes Law Group PLLC

Seattle-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 bankruptcy, debt settlement, and foreclosure defense for Washington State residents.

5.0/5

Google rating from 142 reviews

BBB: NR

Profile signals: Washington State residents overwhelmed by credit card debt, medical bills, or payday loans seeking Chapter 7 fresh start, Homeowners facing foreclosure who need mediation or Chapter 13 debt repayment plan to retain their home

LAKE LAW, PLLC logo

LAKE LAW, PLLC

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4.7/5

Google rating from 82 reviews

BBB: NR

Profile signals: Consumers in Seattle, Washington looking for credit repair services, People who prefer working with a local credit repair provider

Law Office of David a. Kubat logo

Law Office of David a. Kubat

Seattle-based bankruptcy law firm offering Chapter 7 and Chapter 13 filing services with zero-down payment plans. Attorney David A. Kubat provides debt relief and foreclosure assistance with 37 years of experience.

4.6/5

Google rating from 11 reviews

BBB: NR

Profile signals: Seattle-area individuals with overwhelming unsecured debt seeking Chapter 7 or Chapter 13 protection, Homeowners facing foreclosure who need legal representation to explore options

Leonard Law, PLLC logo

Leonard Law, PLLC

Seattle-based consumer protection law firm specializing in debt defense, collection abuse litigation, and financial restructuring for individuals facing creditor harassment.

4.6/5

Google rating from 9 reviews

BBB: NR

Profile signals: Seattle-area consumers actively facing creditor harassment or collection lawsuits who need litigation defense, Individuals with complex financial situations requiring both debt resolution and civil legal representation

Seattle Consumer Justice, P.S. logo

Seattle Consumer Justice, P.S.

Seattle Consumer Justice is a boutique law firm specializing in debt-related legal matters, including bankruptcy, student loans, and foreclosure representation for Washington State consumers.

4.6/5

Google rating from 10 reviews

BBB: NR

Profile signals: Washington State residents facing bankruptcy with complex debt situations requiring personalized legal strategy, Student loan debtors seeking listed litigation representation for federal student loan matters

Washington Debt Law, PLLC logo

Washington Debt Law, PLLC

Review this provider profile and compare source-linked details before choosing what to do next.

4.5/5

Google rating from 33 reviews

BBB: NR

Profile signals: Consumers in Seattle, Washington looking for credit building services, People who prefer working with a local credit building provider

Check Cashing & Money Services in Seattle

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Anh Minh Money Transfer Inc logo

Anh Minh Money Transfer Inc

Anh Minh Money Transfer is a currency exchange and check-cashing service located in Seattle's International District, offering money transfer and financial services to the local community.

BBB: NR

Profile signals: Unbanked or underbanked Seattle residents needing check-cashing without a bank account, International travelers or immigrants needing currency exchange services

MoneyGram logo

MoneyGram

MoneyGram at 13754 Aurora Ave N, Seattle, WA provides check cashing and money transfer services.

BBB: NR

Profile signals: Consumers needing quick money transfers to domestic or international recipients, Individuals without traditional bank accounts seeking check-cashing services

MoneyGram logo

MoneyGram

Seattle's MoneyGram at 2100 N 45th St provides check cashing and money transfers open 8AM-10PM daily.

BBB: NR

Profile signals: Unbanked and underbanked consumers without access to traditional bank accounts, Immigrants and international communities sending money to family overseas

Vigo logo

Vigo

Vigo is listed at Crew Members, 2001 W Garfield St, Seattle, WA 98119 in Seattle, WA. CreditDoc shows contact details, listed money transfer, cash pickup, check-cashing, and related money services, hours when available, and alternatives.

BBB: NR

Profile signals: Checking a local Vigo location before visiting, Comparing money transfer and check-cashing alternatives

V

Vigo

Vigo is listed at Crew Services, 2225 Alaskan Way Pier 66, 2207 Alaskan Wy, Seattle, WA 98121 in Seattle, WA. CreditDoc shows contact details, listed money transfer and related money services, hours when available, and alternatives.

BBB: NR

Profile signals: Checking a local Vigo location before visiting, Comparing money transfer and check-cashing alternatives

Western Union Money Order Only logo

Western Union Money Order Only

At 819 Virginia St in Seattle, WA, Western Union Money Order Only provides 24-hour money order services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing reliable in-person cash transfer and money order services, People sending domestic or international remittances to family or friends without bank accounts

Banks in Seattle

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WaFd Bank logo

WaFd Bank

WaFd Bank is a full-service regional bank operating in Washington, Nevada, New Mexico, and Oregon with branch locations including Seattle's International District, offering personal and business banking services.

4.8/5

Google rating from 159 reviews

BBB: NR

Profile signals: Customers in the Pacific Northwest (Washington, Oregon) seeking community-focused banking with personalized service, Small business owners in WaFd Bank's service areas needing local commercial lending relationships

WSECU logo

WSECU

WSECU is a Washington-based credit union offering banking services including checking, savings, and branch access. Members enjoy online banking, ATM networks, and community spaces.

4.1/5

Google rating from 94 reviews

BBB: NR

Profile signals: Washington State residents seeking local, community-focused banking with physical branch access, U-District Seattle members needing convenient branch hours, parking, and community meeting space

Bank of America Financial Center logo

Bank of America Financial Center

Seattle, WA's Bank of America Financial Center at 4622 25th Ave NE offers convenient in-person banking services to the Green Lake neighborhood.

BBB: NR

Profile signals: Philadelphia residents seeking full-service banking with staff context financial planning consultations, Small business owners needing commercial deposit services and business advisory support

Capital One logo

Capital One

Capital One is a major bank offering checking, savings, credit cards, and auto loans with nationwide branch and ATM access through its locations finder and mobile app.

BBB: NR

Profile signals: Consumers who prefer hybrid banking with both physical branch access and digital capabilities, Customers seeking a full-service bank with credit cards, auto loans, and deposit accounts in one institution

Seattle Bank logo

Seattle Bank

Seattle Bank is a full-service bank offering personal, private, and business banking with FDIC insurance, specialty mortgages, and digital-first services.

BBB: NR

Profile signals: Business owners seeking personalized lending relationships and dedicated account management, Homebuyers interested in specialty mortgage products like construction loans or bridge financing

Sound Community Bank logo

Sound Community Bank

Sound Community Bank is an FDIC-insured community bank offering personal and business checking, savings, loans, and mortgages with a focus on the Puget Sound region.

BBB: NR

Profile signals: Pacific Northwest homebuyers seeking listed mortgage products and local lending experience context, Small business owners needing relationship-based banking with dedicated business teams

Free Help in Seattle

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Take Charge Credit Consulting logo

Take Charge Credit Consulting

Seattle-based non-profit credit consulting organization offering personal credit repair, business credit building, and trauma-informed financial education with a mission to reduce the racial wealth gap.

4.9/5

Google rating from 66 reviews

BBB: NR

Profile signals: Individuals from underserved or minority communities seeking culturally-aligned credit counseling, Mission-driven consumers who prioritize supporting organizations focused on reducing wealth gaps

Allworth Financial logo

Allworth Financial

Allworth Financial is a fiduciary wealth management and financial planning firm with $35B AUM, 32,000+ clients, and 30 years in business, offering comprehensive advisory services.

BBB: NR

Profile signals: Affluent individuals and families seeking comprehensive, integrated wealth management and financial planning, Airline industry employees (pilots, crew) requiring listed benefits and retirement planning guidance

Craft3 logo

Craft3

Craft3 is a 501(c)(3) nonprofit organization providing financial assistance and counseling services. NMLS-regulated lender committed to equal opportunity lending.

BBB: NR

Profile signals: Individuals seeking nonprofit credit counseling from a mission-driven lender, Underserved populations seeking fair lending from a CDFI

Credit.Org - Seattle Branch logo

Credit.Org - Seattle Branch

Credit.Org is a nonprofit credit counseling and housing assistance organization offering free debt relief, credit building, and HUD-approved mortgage counseling since 1974.

BBB: NR

Profile signals: Homeowners and renters seeking free HUD-approved housing counseling without product sales pressure, Consumers looking for comprehensive financial education alongside personalized debt or credit guidance

El Centro De LA Raza logo

El Centro De LA Raza

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BBB: NR

Profile signals: Spanish-speaking individuals seeking community-based support, Seattle/Pacific Northwest residents familiar with the organization

Urban League of Metropolitan Seattle logo

Urban League of Metropolitan Seattle

Urban League of Metropolitan Seattle is a community-based nonprofit providing free credit counseling and financial assistance to residents of the Seattle area.

BBB: NR

Profile signals: Seattle-area residents seeking free, unbiased credit counseling, Low-income individuals needing financial literacy education without service fees

Business Loans in Seattle

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Radix Financial Group logo

Radix Financial Group

SBA loan marketplace connecting small businesses with lenders offering fast-track funding in 2-4 weeks and traditional SBA loans up to $5M, with rates starting at 10.25%.

4.9/5

Google rating from 300 reviews

BBB: NR

Profile signals: Established small business owners seeking $25K–$500K in growth capital with 2–4 week funding timelines, Businesses needing larger SBA loans ($500K–$5M) willing to wait 4–8 weeks for more rate claims to verify

Acme Finance Co Inc logo

Acme Finance Co Inc

Auto loan staff context in Seattle, WA offering vehicle financing with flexible payment options and customer-focused service.

4.8/5

Google rating from 74 reviews

BBB: NR

Profile signals: Borrowers with imperfect credit seeking auto financing with flexible terms, Individuals prioritizing personalized service and customer support in the loan process

Impact Business Capital logo

Impact Business Capital

Impact Capital is a CDFI providing flexible, early-stage financing for affordable housing and community development projects across Washington, Oregon, Idaho, Montana, and Alaska.

BBB: NR

Profile signals: Nonprofit and mission-driven developers building affordable housing in the Pacific Northwest, Organizations developing community facilities (daycare centers, health clinics, food banks) in WA, OR, ID, MT, or AK

Rainier Valley Community Development Fund logo

Rainier Valley Community Development Fund

Community Development Financial Institution (CDFI) in Southeast Seattle providing mission-driven small business loans and real estate financing to underserved entrepreneurs and developers.

BBB: NR

Profile signals: Small business owners in Southeast Seattle with culturally diverse backgrounds seeking mission-aligned lending, Entrepreneurs and developers in low-to-moderate income communities previously denied credit by traditional lenders

Start Up Business Loans Seattle logo

Start Up Business Loans Seattle

RNC Bridge & Private Hard Money Lender provides startup and real estate investment loans from $100K–$10M with 70% LTV and 2–3 year terms at 7.99–12% interest rates.

BBB: NR

Profile signals: Real estate investors conducting fix-and-flip or value-add property projects with tight timelines, Commercial property investors needing quick capital for acquisition or development

Pawn Shops in Seattle

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Seattle Gold logo

Seattle Gold

Seattle Gold buys and sells precious metals including gold, silver, diamonds, and bullion at competitive prices through physical locations in Seattle and Portland, plus mail-in services.

5.0/5

Google rating from 598 reviews

BBB: NR

Profile signals: Individuals liquidating unwanted gold jewelry, dental gold, or silverware for short-term cash access, Precious metals collectors selling coins, bars, or bullion at current market rates

Barneys Jewelry & Loan logo

Barneys Jewelry & Loan

Family-run Seattle pawnshop operating 80+ years offering collateral-based loans, jewelry and merchandise sales, and trade services with eligibility claims to verify.

3.8/5

Google rating from 26 reviews

BBB: NR

Profile signals: Individuals needing fast emergency cash with no-credit-qualification claims to verify requirements, Customers with valuable items (jewelry, electronics, tools, instruments) they can temporarily pledge

Auto Pawn US logo

Auto Pawn US

Auto Pawn US is a pawn shop in Seattle offering collateral-based loans against vehicles and personal items. They provide short-term cash access with flexible terms.

BBB: NR

Profile signals: Individuals with poor credit researching emergency-cash options with eligibility claims to verify, Vehicle owners seeking quick loans using their car as collateral

Palace Jewelry & Loan logo

Palace Jewelry & Loan

Palace Jewelry & Loan is a federally licensed pawnbroker in Seattle specializing in firearms and jewelry collateral loans. Licensed by the ATF since at least 2020.

BBB: NR

Profile signals: Gun owners needing temporary cash secured by firearms with ATF-compliant transactions, Individuals with jewelry or valuables seeking quick loans with eligibility claims to verify

Pawn Kings - Jewelry Pawn Shop in Seattle, WA logo

Pawn Kings - Jewelry Pawn Shop in Seattle, WA

Pawn Kings is a jewelry and collateral pawn shop located in Seattle, WA, offering short-term cash access loans secured by personal items like jewelry, electronics, and valuables.

BBB: NR

Profile signals: Individuals with poor or no credit comparing emergency-cash timing, People with valuable jewelry willing to use it as collateral for short-term loans

Emergency Cash in Seattle

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Moneytree logo

Moneytree

Moneytree offers payday and installment loans up to $700, plus check cashing and wire transfers at physical locations in Washington. Fast funding available with flat-fee pricing.

BBB: NR

Profile signals: Consumers needing $100-$700 in short-term cash access for urgent expenses with reliable income, Borrowers who prefer installment repayment over single-payment payday loan structures

Rapid Cash Advance logo

Rapid Cash Advance

Rapid Cash Advance is a loan matching platform connecting consumers with lenders offering bad credit loans, personal loans, and unsecured loans with next-business-day funding.

BBB: NR

Profile signals: Consumers with poor or fair credit seeking emergency cash without credit repair, Applicants needing fast access to small loan amounts ($100-$1K) for urgent expenses

Credit Repair in Seattle

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CreditCEO logo

CreditCEO

CreditCEO is a credit repair company offering systematic dispute services, debt settlement, and debt collector defense with a listed refund term and 87% reported success rate.

4.7/5

Google rating from 41 reviews

BBB: NR

Profile signals: Consumers with documented errors or inaccurate negative items on their credit reports seeking systematic dispute services, Individuals dealing with active debt collector harassment who need both credit repair and legal defense strategy

Debt Relief in Seattle

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Professional Credit Services logo

Professional Credit Services

A/R management and debt collection company serving consumers, healthcare providers, and government entities since 1933, operating under a consumer-centric "New Deal" philosophy.

BBB: NR

Profile signals: Consumers with unpaid medical bills or healthcare-related debt, Individuals with outstanding utility or government fines who want payment arrangement options

Personal Loans in Seattle

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Ranger Cash Advance logo

Ranger Cash Advance

Venture Cash Advance is a loan marketplace connecting borrowers to a network of lenders offering $100–$5,000 fast loans with next-business-day funding.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Borrowers with poor or no credit history seeking short-term funds quickly, Individuals facing short-term financial emergencies (medical bills, car repairs, unexpected expenses) who can access a loan within 1–2 business days

Your Rights in Washington

Washington Consumer Protections: Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Interest Rate Cap: Washington usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500).

Key Regulations:
  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.
  • After the eighth loan, borrower must be offered a no-cost installment plan.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Washington Attorney General Consumer Protection Division.

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