Best Credit Unions in Seattle, WA

Compare 7 credit unions companies serving Seattle, Washington. Average rating: 4.2/5.

7 Companies 7 Rated Payday: Legal

Washington Lending Regulations

Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500) Agency: Washington Attorney General Consumer Protection Division

Top-Rated Credit Unions

Express Credit Union logo

Express Credit Union

Express Credit Union is a community-focused credit union offering affordable checking, savings, loans, and credit-building services to underserved populations including ITIN holders.

4.4/5
Contact BBB: NR

Best for: Immigrant populations and ITIN holders seeking mainstream lending alternatives to predatory lenders, Members seeking credit-building products and financial counseling rather than fast cash

Salal Credit Union – First Hill Branch logo

Salal Credit Union – First Hill Branch

Salal Credit Union is a member-owned financial cooperative offering banking services including checking, savings, and lending products to its membership base.

4.4/5
Contact BBB: NR

Best for: Individuals eligible for Salal Credit Union membership seeking member-owned banking alternatives, Consumers in the First Hill area looking for local credit union services

BECU credit union logo

BECU credit union

BECU is a Washington-based credit union offering banking services including checking, savings, and lending products to members in the Pacific Northwest.

4.3/5
Contact BBB: NR

Best for: Boeing employees and eligible family members in Washington state, Pacific Northwest residents seeking credit union membership benefits

Gesa Credit Union logo

Gesa Credit Union

Gesa Credit Union is a federally insured credit union offering checking, savings, loans, mortgages, and business banking with branches in Washington state.

4.1/5
Contact BBB: NR

Best for: Washington state residents seeking community-oriented banking with branch access, Small business owners needing integrated business banking and lending services

Harborstone Credit Union logo

Harborstone Credit Union

Harborstone Credit Union is a member-owned financial institution offering personal and business banking, lending, and investment services across the Pacific Northwest.

4.1/5
Contact BBB: NR

Best for: Pacific Northwest residents seeking relationship-based banking with personalized financial guidance, Members prioritizing community-focused financial institutions with active local engagement

Verity Credit Union logo

Verity Credit Union

Verity Credit Union is a Pacific Northwest credit union operating 5 branches in Washington with digital banking, shared branching access to 6,000+ locations nationwide, and comprehensive financial services.

4.1/5
Contact BBB: NR

Best for: Washington state residents in Seattle, Tacoma, Auburn, and Lynnwood metropolitan areas seeking traditional banking with personalized service and drive-up access, Credit union members who travel nationally and need reliable branch access through the 6,000-location shared branching network

All Credit Unions in Seattle (7)

Express Credit Union logo

Express Credit Union

Express Credit Union is a community-focused credit union offering affordable checking, savings, loans, and credit-building services to underserved populations including ITIN holders.

4.4/5
Contact BBB: NR

Best for: Immigrant populations and ITIN holders seeking mainstream lending alternatives to predatory lenders, Members seeking credit-building products and financial counseling rather than fast cash

Salal Credit Union – First Hill Branch logo

Salal Credit Union – First Hill Branch

Salal Credit Union is a member-owned financial cooperative offering banking services including checking, savings, and lending products to its membership base.

4.4/5
Contact BBB: NR

Best for: Individuals eligible for Salal Credit Union membership seeking member-owned banking alternatives, Consumers in the First Hill area looking for local credit union services

BECU credit union logo

BECU credit union

BECU is a Washington-based credit union offering banking services including checking, savings, and lending products to members in the Pacific Northwest.

4.3/5
Contact BBB: NR

Best for: Boeing employees and eligible family members in Washington state, Pacific Northwest residents seeking credit union membership benefits

Gesa Credit Union logo

Gesa Credit Union

Gesa Credit Union is a federally insured credit union offering checking, savings, loans, mortgages, and business banking with branches in Washington state.

4.1/5
Contact BBB: NR

Best for: Washington state residents seeking community-oriented banking with branch access, Small business owners needing integrated business banking and lending services

Harborstone Credit Union logo

Harborstone Credit Union

Harborstone Credit Union is a member-owned financial institution offering personal and business banking, lending, and investment services across the Pacific Northwest.

4.1/5
Contact BBB: NR

Best for: Pacific Northwest residents seeking relationship-based banking with personalized financial guidance, Members prioritizing community-focused financial institutions with active local engagement

Verity Credit Union logo

Verity Credit Union

Verity Credit Union is a Pacific Northwest credit union operating 5 branches in Washington with digital banking, shared branching access to 6,000+ locations nationwide, and comprehensive financial services.

4.1/5
Contact BBB: NR

Best for: Washington state residents in Seattle, Tacoma, Auburn, and Lynnwood metropolitan areas seeking traditional banking with personalized service and drive-up access, Credit union members who travel nationally and need reliable branch access through the 6,000-location shared branching network

Waterfront Federal Credit Union logo

Waterfront Federal Credit Union

Waterfront Federal Credit Union is a member-owned financial institution offering checking, savings, auto loans, and financial wellness resources primarily to union families in the Pacific Northwest.

4.1/5
Contact BBB: NR

Best for: Union members and skilled trades workers in the Pacific Northwest seeking member-owned banking, Families prioritizing financial education and youth money management tools