Best Mortgages & Home Loans in Seattle, WA

Compare 26 mortgages & home loans companies serving Seattle, Washington. Average rating: 4.4/5.

26 Companies 26 Rated Payday: Legal

Washington Lending Regulations

Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500) Agency: Washington Attorney General Consumer Protection Division

Top-Rated Mortgages & Home Loans

Blue Square Mortgage LLC logo

Blue Square Mortgage LLC

Seattle-based mortgage lender serving Washington and Colorado with 30+ years experience, offering instant rate quotes with no lender fees and free pre-approvals.

4.4/5
Contact BBB:

Best for: Consumers in Seattle, Washington looking for personal lending services, People who prefer working with a local personal lending provider

Brad Evered at CrossCountry Mortgage logo

Brad Evered at CrossCountry Mortgage

Brad Evered is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, specializing in home purchase and refinance loans.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers seeking personalized local loan officer guidance, Homeowners in Washington state interested in refinancing existing mortgages

Brandon Holakiewicz - CrossCountry Mortgage logo

Brandon Holakiewicz - CrossCountry Mortgage

Brandon Holakiewicz is a mortgage loan officer at CrossCountry Mortgage in Seattle, WA, offering home purchase and refinance financing solutions.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers seeking local loan officer guidance for purchase mortgages, Washington homeowners considering refinancing with in-person consultation options

Certain Lending logo

Certain Lending

Certain Lending specializes in fix-and-flip, construction, and rental property loans for real estate investors, offering flexible terms and fast closing in 5 days to 3 weeks.

4.4/5
Contact BBB: NR

Best for: Real estate investors focusing on fix-and-flip projects who need capital fast and have strong exit timelines, Construction-focused investors building new residential or small multifamily investment properties

CMG Home Loans Andrew W. Reid logo

CMG Home Loans Andrew W. Reid

CMG Seattle, led by VP Andrew W. Reid (NMLS #420400), is a mortgage lender specializing in home purchase and refinance loans nationwide since 1993.

4.4/5
Contact BBB: NR

Best for: Home buyers seeking new purchase mortgages with personalized financial counseling, Homeowners considering refinance options who prefer relationship-based lending over automated platforms

Cornerstone Home Lending logo

Cornerstone Home Lending

Cornerstone Home Lending is a Dallas-based mortgage lender offering home purchase, refinance, and various loan products through a team of experienced loan officers and mortgage professionals.

4.4/5
Contact BBB: NR

Best for: Dallas-Fort Worth area homebuyers seeking personalized service from experienced local mortgage professionals, Borrowers wanting to work directly with top-producing loan officers who have established track records with thousands of clients

All Mortgages & Home Loans in Seattle (26)

Blue Square Mortgage LLC logo

Blue Square Mortgage LLC

Seattle-based mortgage lender serving Washington and Colorado with 30+ years experience, offering instant rate quotes with no lender fees and free pre-approvals.

4.4/5
Contact BBB:

Best for: Consumers in Seattle, Washington looking for personal lending services, People who prefer working with a local personal lending provider

Brad Evered at CrossCountry Mortgage logo

Brad Evered at CrossCountry Mortgage

Brad Evered is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, specializing in home purchase and refinance loans.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers seeking personalized local loan officer guidance, Homeowners in Washington state interested in refinancing existing mortgages

Brandon Holakiewicz - CrossCountry Mortgage logo

Brandon Holakiewicz - CrossCountry Mortgage

Brandon Holakiewicz is a mortgage loan officer at CrossCountry Mortgage in Seattle, WA, offering home purchase and refinance financing solutions.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers seeking local loan officer guidance for purchase mortgages, Washington homeowners considering refinancing with in-person consultation options

Certain Lending logo

Certain Lending

Certain Lending specializes in fix-and-flip, construction, and rental property loans for real estate investors, offering flexible terms and fast closing in 5 days to 3 weeks.

4.4/5
Contact BBB: NR

Best for: Real estate investors focusing on fix-and-flip projects who need capital fast and have strong exit timelines, Construction-focused investors building new residential or small multifamily investment properties

CMG Home Loans Andrew W. Reid logo

CMG Home Loans Andrew W. Reid

CMG Seattle, led by VP Andrew W. Reid (NMLS #420400), is a mortgage lender specializing in home purchase and refinance loans nationwide since 1993.

4.4/5
Contact BBB: NR

Best for: Home buyers seeking new purchase mortgages with personalized financial counseling, Homeowners considering refinance options who prefer relationship-based lending over automated platforms

Cornerstone Home Lending logo

Cornerstone Home Lending

Cornerstone Home Lending is a Dallas-based mortgage lender offering home purchase, refinance, and various loan products through a team of experienced loan officers and mortgage professionals.

4.4/5
Contact BBB: NR

Best for: Dallas-Fort Worth area homebuyers seeking personalized service from experienced local mortgage professionals, Borrowers wanting to work directly with top-producing loan officers who have established track records with thousands of clients

CrossCountry Mortgage, LLC logo

CrossCountry Mortgage, LLC

CrossCountry Mortgage is a mortgage lender offering home purchase, refinance, and specialized loan products through loan officers across the United States.

4.4/5
Contact BBB: NR

Best for: Homebuyers seeking personalized service from a loan officer in their local area, Borrowers refinancing existing mortgages through a national network

Guild Mortgage Company logo

Guild Mortgage Company

Guild Mortgage Company is a national mortgage lender with a North Seattle branch offering conventional, FHA, VA, USDA, jumbo, and renovation loans since 1960.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers eligible for down payment assistance programs, Active military members or veterans seeking VA-backed home loans

Jeff McGinnis at CrossCountry Mortgage logo

Jeff McGinnis at CrossCountry Mortgage

Jeff McGinnis is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, offering residential mortgage financing and refinancing services.

4.4/5
Contact BBB: NR

Best for: Washington-based borrowers seeking local mortgage loan officer relationships, Borrowers comfortable with phone/video consultation-based origination

Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle logo

Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle

Julie Johnson is a mortgage loan officer with CrossCountry Mortgage's Seattle, WA branch, helping clients with home purchase and refinance loans.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers seeking in-person mortgage guidance, Homeowners considering refinancing with a local loan officer relationship

Leah Zamir logo

Leah Zamir

Leah Zamir is a VP of Mortgage Lending at OriginPoint in Kirkland, WA, specializing in residential mortgages, VA loans, and investment property financing for borrowers nationwide.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Seattle area seeking personalized guidance through the mortgage process, VA and veteran borrowers seeking 0% down loans and specialized military lending expertise

Melissa Medved at CrossCountry Mortgage logo

Melissa Medved at CrossCountry Mortgage

Melissa Medved is a mortgage loan officer at CrossCountry Mortgage in Seattle, WA, offering home financing solutions including purchase, refinance, and specialty loan programs.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers seeking personalized mortgage consultation with a local loan officer, Borrowers comfortable with digital-first mortgage processes and remote video consultations

Mike Lowe at Rate (NMLS #174934) logo

Mike Lowe at Rate (NMLS #174934)

Mike Lowe is a VP of Mortgage Lending at Guaranteed Rate in Seattle with 30+ years of experience offering home purchase, refinance, and specialty loan programs across all 50 states.

4.4/5
Contact BBB: NR

Best for: Self-employed borrowers seeking bank statement loan programs without traditional income documentation, Military service members and veterans looking for VA loan options with 0% down payment requirements

Mortgage Reel - Keith Akada logo

Mortgage Reel - Keith Akada

Seattle-based mortgage broker Keith Akada offers purchase, refinance, and jumbo loans with 25+ years of experience, specializing in tech worker compensation and first-time buyer programs.

4.4/5
Contact BBB: NR

Best for: Tech industry employees (Amazon, Microsoft, Google, Meta) with RSUs or stock compensation seeking to maximize buying power, Seattle/Bellevue area buyers in competitive multiple-offer markets who need fast pre-approval and closing

Movement Mortgage logo

Movement Mortgage

Movement Mortgage is a national mortgage lender offering home purchase, refinance, FHA/VA, jumbo, and specialty loans with a stated goal of fast underwriting and closing.

4.4/5
Contact BBB: NR

Best for: Homebuyers and refinancers who prioritize speed and simplicity in the mortgage process, Eligible veterans and active service members seeking VA loans with no down payment requirements

NFM Lending - Team Petros - NMLS 92866 logo

NFM Lending - Team Petros - NMLS 92866

NFM Lending branch in Lynnwood, WA led by Branch Manager Petros A. Christophilis (NMLS #92866), offering mortgage loans for purchase, refinance, and home improvement with 15+ years of local Seattle market expertise.

4.4/5
Contact BBB: NR

Best for: Seattle/Greater Seattle area homebuyers seeking local originator with market familiarity, First-time home buyers wanting accessible, seven-day-a-week communication and guidance

Salmon Bay Community Lending logo

Salmon Bay Community Lending

Seattle-area mortgage lender offering home purchase, refinance, and construction loans with relationship-focused service and proprietary loan programs like StepUp and Fast-as-Cash.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in Washington/Pacific Northwest seeking educational support and personalized guidance, Existing homeowners needing to bridge the gap between buying new homes and selling current properties (StepUp product)

Seattle Mortgage Planners logo

Seattle Mortgage Planners

Seattle-based mortgage broker specializing in purchase and refinance loans with personalized service and low/no-cost options since 2003.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers in competitive markets who value real estate agent coordination during purchase process, Existing homeowners considering refinance in high-cost housing markets seeking break-even analysis

Seattle's Mortgage Broker - Joe Tafolla logo

Seattle's Mortgage Broker - Joe Tafolla

Seattle-based mortgage broker specializing in low down payment home loans with fast closing times. Offers competitive rates through access to multiple lenders.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Seattle/Washington area seeking personalized guidance and fast closing, Homebuyers with 3-5% down payments who cannot qualify for traditional bank financing alone

Stephanie Maulding logo

Stephanie Maulding

Stephanie Maulding is a mortgage loan officer at CrossCountry Mortgage based in Seattle, WA, offering residential mortgage lending services.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers seeking personalized mortgage guidance from a regional loan officer, Refinancing customers in Washington state wanting video consultation options

Susan Short at CrossCountry Mortgage logo

Susan Short at CrossCountry Mortgage

Susan Short is a mortgage loan officer at CrossCountry Mortgage in Seattle, WA, offering residential home financing and refinancing solutions.

4.4/5
Contact BBB: NR

Best for: Seattle-area homebuyers seeking personalized mortgage guidance from a local loan officer, Washington state homeowners considering refinancing with a direct lender relationship

West Seattle Mortgage, 85705 logo

West Seattle Mortgage, 85705

West Seattle Mortgage provides home purchase, refinance, and mortgage pre-approval services with online calculators and local mortgage professionals.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in the Seattle area seeking personal guidance and mortgage education, Homeowners considering refinancing to lower payments or access home equity

Westwood Mortgage, Inc. logo

Westwood Mortgage, Inc.

Westwood Mortgage Team, now operating as Cornerstone First Mortgage, is a mortgage lender based in the Northgate location with over 35 years of service offering competitive home loan programs.

4.4/5
Contact BBB: NR

Best for: Home buyers in the Washington/Seattle metro area seeking personalized service from an established local lender, FHA loan applicants who benefit from the company's FHA expertise and case transfer capabilities

Reverse Mortgages & Home Loans with Christopher Gibson at C2 Financial logo

Reverse Mortgages & Home Loans with Christopher Gibson at C2 Financial

Mortgage broker offering conventional, FHA, VA, jumbo, and reverse mortgages with fast closing (14-21 days) and emphasis on real estate agent partnerships.

4.3/5
Contact BBB: NR

Best for: Real estate buyers and agents in Colorado and Washington needing fast pre-approvals during offer writing, Homeowners seeking refinance with cash-out options and flexible loan products (Non-QM, DSCR, investment property loans)

РiеrPоint Mоrtgаgе Seattle, WA logo

РiеrPоint Mоrtgаgе Seattle, WA

PierPoint Mortgage LLC (NMLS #112844) is a multi-state mortgage lender offering conventional, government-backed, and alternative loan products across 19+ service areas including Seattle, Washington.

4.3/5
Contact BBB: NR

Best for: Investment property investors seeking DSCR loans and fix-and-flip financing across multiple states, Self-employed or non-traditional income borrowers who qualify for bank statement or profit/loss-only loans

Homesight logo

Homesight

Nonprofit mortgage lender in Washington serving low- and middle-income homebuyers with affordable financing, down payment assistance, and free financial education.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Washington with low to moderate incomes seeking affordable financing, Buyers interested in cooperative housing models and staying rooted in specific Seattle neighborhoods