Best Banks in Seattle, WA

Compare 5 banks companies serving Seattle, Washington. Average rating: 4.3/5.

5 Companies 5 Rated Payday: Legal

Washington Lending Regulations

Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500) Agency: Washington Attorney General Consumer Protection Division

Top-Rated Banks

WaFd Bank logo

WaFd Bank

WaFd Bank is a full-service regional bank operating in Washington, Nevada, New Mexico, and Oregon with branch locations including Seattle's International District, offering personal and business banking services.

4.5/5
Contact BBB: NR

Best for: Customers in the Pacific Northwest (Washington, Oregon) seeking community-focused banking with personalized service, Small business owners in WaFd Bank's service areas needing local commercial lending relationships

WSECU logo

WSECU

WSECU is a Washington-based credit union offering banking services including checking, savings, and branch access. Members enjoy online banking, ATM networks, and community spaces.

4.3/5
Contact BBB: NR

Best for: Washington State residents seeking local, community-focused banking with physical branch access, U-District Seattle members needing convenient branch hours, parking, and community meeting space

Seattle Bank logo

Seattle Bank

Seattle Bank is a full-service bank offering personal, private, and business banking with FDIC insurance, specialty mortgages, and digital-first services.

4.2/5
Contact BBB:

Best for: Business owners seeking personalized lending relationships and dedicated account management, Homebuyers interested in specialty mortgage products like construction loans or bridge financing

Sound Community Bank logo

Sound Community Bank

Sound Community Bank is an FDIC-insured community bank offering personal and business checking, savings, loans, and mortgages with a focus on the Puget Sound region.

4.2/5
Contact BBB:

Best for: Pacific Northwest homebuyers seeking specialized mortgage products and local lending expertise, Small business owners needing relationship-based banking with dedicated business teams

Wafd Bank logo

Wafd Bank

WaFd Bank is a regional bank operating 200+ branches across 9 western states, offering personal checking/savings accounts, business banking, credit cards, and SBA-preferred small business loans.

4.2/5
Contact BBB:

Best for: Small business owners in western states seeking SBA-backed financing and local banking relationships, Regional consumers in Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington wanting branch-based banking with fee-free accounts

All Banks in Seattle (5)

WaFd Bank logo

WaFd Bank

WaFd Bank is a full-service regional bank operating in Washington, Nevada, New Mexico, and Oregon with branch locations including Seattle's International District, offering personal and business banking services.

4.5/5
Contact BBB: NR

Best for: Customers in the Pacific Northwest (Washington, Oregon) seeking community-focused banking with personalized service, Small business owners in WaFd Bank's service areas needing local commercial lending relationships

WSECU logo

WSECU

WSECU is a Washington-based credit union offering banking services including checking, savings, and branch access. Members enjoy online banking, ATM networks, and community spaces.

4.3/5
Contact BBB: NR

Best for: Washington State residents seeking local, community-focused banking with physical branch access, U-District Seattle members needing convenient branch hours, parking, and community meeting space

Seattle Bank logo

Seattle Bank

Seattle Bank is a full-service bank offering personal, private, and business banking with FDIC insurance, specialty mortgages, and digital-first services.

4.2/5
Contact BBB:

Best for: Business owners seeking personalized lending relationships and dedicated account management, Homebuyers interested in specialty mortgage products like construction loans or bridge financing

Sound Community Bank logo

Sound Community Bank

Sound Community Bank is an FDIC-insured community bank offering personal and business checking, savings, loans, and mortgages with a focus on the Puget Sound region.

4.2/5
Contact BBB:

Best for: Pacific Northwest homebuyers seeking specialized mortgage products and local lending expertise, Small business owners needing relationship-based banking with dedicated business teams

Wafd Bank logo

Wafd Bank

WaFd Bank is a regional bank operating 200+ branches across 9 western states, offering personal checking/savings accounts, business banking, credit cards, and SBA-preferred small business loans.

4.2/5
Contact BBB:

Best for: Small business owners in western states seeking SBA-backed financing and local banking relationships, Regional consumers in Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington wanting branch-based banking with fee-free accounts