Banks Provider Profiles in Seattle, WA

Review 8 listed banks profiles associated with Seattle, Washington. Average stored Google rating where available: 4.4/5.

8 Listed Profiles 2 Google-rated Payday: Legal

Washington Lending Regulations

Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500) Agency: Washington Attorney General Consumer Protection Division

Provider Profiles for Banks

WaFd Bank

WaFd Bank is a full-service regional bank operating in Washington, Nevada, New Mexico, and Oregon with branch locations including Seattle's International District, offering personal and business banking services.

4.8/5

Google rating from 159 reviews

BBB: NR

Profile signals: Customers in the Pacific Northwest (Washington, Oregon) seeking community-focused banking with personalized service, Small business owners in WaFd Bank's service areas needing local commercial lending relationships

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WSECU

WSECU is a Washington-based credit union offering banking services including checking, savings, and branch access. Members enjoy online banking, ATM networks, and community spaces.

4.1/5

Google rating from 94 reviews

BBB: NR

Profile signals: Washington State residents seeking local, community-focused banking with physical branch access, U-District Seattle members needing convenient branch hours, parking, and community meeting space

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Listed Banks Profiles in Seattle (8)

WaFd Bank

4.8/5

Google rating from 159 reviews

BBB: NR

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WSECU

WSECU is a Washington-based credit union offering banking services including checking, savings, and branch access. Members enjoy online banking, ATM networks, and community spaces.

4.1/5

Google rating from 94 reviews

BBB: NR

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Bank of America Financial Center

Seattle, WA's Bank of America Financial Center at 4622 25th Ave NE offers convenient in-person banking services to the Green Lake neighborhood.

BBB: NR

Profile signals: Philadelphia residents seeking full-service banking with staff context financial planning consultations, Small business owners needing commercial deposit services and business advisory support

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Capital One

Capital One is a major bank offering checking, savings, credit cards, and auto loans with nationwide branch and ATM access through its locations finder and mobile app.

BBB: NR

Profile signals: Consumers who prefer hybrid banking with both physical branch access and digital capabilities, Customers seeking a full-service bank with credit cards, auto loans, and deposit accounts in one institution

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Seattle Bank

Seattle Bank is a full-service bank offering personal, private, and business banking with FDIC insurance, specialty mortgages, and digital-first services.

BBB: NR

Profile signals: Business owners seeking personalized lending relationships and dedicated account management, Homebuyers interested in specialty mortgage products like construction loans or bridge financing

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Sound Community Bank

Sound Community Bank is an FDIC-insured community bank offering personal and business checking, savings, loans, and mortgages with a focus on the Puget Sound region.

BBB: NR

Profile signals: Pacific Northwest homebuyers seeking listed mortgage products and local lending experience context, Small business owners needing relationship-based banking with dedicated business teams

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The Commerce Bank of Washington

The Commerce Bank of Washington is a division of Zions Bancorporation offering commercial and personal banking services with local relationship management and online/mobile banking access.

BBB: NR

Profile signals: Small business owners and commercial clients seeking relationship-based banking with local decision-makers, Non-profit organizations requiring listed banking services and account management

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WaFd Bank

WaFd Bank is an FDIC-insured regional bank offering personal banking, small-business banking, commercial financing, and digital banking across western states.

BBB: NR

Profile signals: Small business owners in western states seeking SBA-backed financing and local banking relationships, Regional consumers in Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington wanting branch-based banking with fee-free accounts

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